Applications Bulletin

District 9
Federal Reserve Bank of Minneapolis

Instructions for commenting on applications

Applications and notifications filed during the week ending Saturday, October 6, 2007

Type Application Ending date of
comment period

CIC

Change in control notice by Michael L. Frei, Pickstown, South Dakota to join a group acting in concert by acquiring shares of Commercial Holding Company, Wagner, South Dakota, and thereby indirectly acquiring control of Commercial State Bank, Wagner, South Dakota.

Newspaper – Not available

Fed Reg – 10/12/2007

* 3A5

Dairyland Bancorp, Inc., Bruce, Wisconsin, to acquire 100 percent of Gilman Corporation, Gilman, Wisconsin, and thereby indirectly acquire State Bank of Gilman, Gilman, Wisconsin.

Newspaper – Not available

Fed Reg – 11/05/2007

* 3A3

Hazen Bancorporation, Hazen, North Dakota, to increase its ownership of the outstanding stock of North Star Holding Company, Jamestown, North Dakota, to 16.67%, and thereby indirectly acquire Unison Bank, Jamestown, North Dakota.

Newspaper – Not available

Fed Reg – 10/29/2007

* 3A3

McIntosh County Bank Holding Company, Ashley, North Dakota, to increase its ownership of the outstanding stock of North Star Holding Company, Jamestown, North Dakota, to 33.33%, and thereby indirectly acquire Unison Bank, Jamestown, North Dakota.

Newspaper – Not available

Fed Reg – 10/29/2007

* 3A3

Wishek Bancorporation, Wishek, North Dakota, to increase its ownership of the outstanding stock of North Star Holding Company, Jamestown, North Dakota, to 33.33%, and thereby indirectly acquire Unison Bank, Jamestown, North Dakota.

Newspaper – Not available

Fed Reg – 10/29/2007

*Subject to the provisions of the Community Reinvestment Act.

Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD number Institution/Location Exam date CRA public date CRA rating Exam type

615253

First State Bank of Malta
Malta, Montana
06/12/2007 09/28/2007 S Small Bank


CRA examinations scheduled for Quarter of

Institution Location
None  
 
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