Applications Bulletin

District 9
Federal Reserve Bank of Minneapolis

Instructions for commenting on applications

Applications and notifications filed during the week ending Saturday, July 5, 2008

Type Application Ending date of
comment period
* 18C
* Branch
* 3A3

CBT Corporation, Inc., which owns Citizens Bank & Trust Company, both of Big Timber, Montana, to acquire 100% of The Continental National Bank of Harlowton, Harlowton, Montana. Citizens Bank & Trust Company to merge with The Continental National Bank of Harlowton and incident thereto establish branch facilities to be located at 332 North Central Avenue, Harlowton, and 121 East 1st Avenue, Ryegate, Montana.

Newspaper - Not available

Fed Reg - 07/03/2008


Change in Control notice by Lawrence C. Holtz, Edina, Minnesota, to retain control of 25% or more of the shares of Financial Services of Saint Croix Falls Inc., Saint Croix Falls, Wisconsin, and thereby indirectly retain control of Eagle Valley Bank, National Association, Saint Croix, Wisconsin.

Newspaper - Not available

Fed Reg - 07/16/2008

* Branch

Glacier Bank, Kalispell, Montana, to establish a branch facility to be located at 7100 Highway 93 South, Lakeside, Montana.

Newspaper - 07/11/2008

Fed Reg - Not applicable


Notice by Brian K. Solsrud, Minneapolis, Minnesota; Gregory A. Solsrud, Dunwoody, Georgia; Corinne E. Solsrud, Mosinee, Wisconsin; and Rachel A. Solsrud Goodell, Augusta, Wisconsin, individually and as a group acting in concert to acquire control of Kimberly Leasing Corporation, Augusta, Wisconsin, and thereby indirectly acquire control of Unity Bank, Rush City, Minnesota.

Newspaper - Not available

Fed Reg - Not available

* 3A5

NATCOM Bancshares, Inc., Superior, Wisconsin, to acquire 100 percent of Superior Bancorporation, Ltd., Superior, Wisconsin, and thereby indirectly acquire Community Bank, Superior, Wisconsin.

Newspaper - Not available

Fed Reg - 08/01/2008

*Subject to the provisions of the Community Reinvestment Act.

Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD number Institution/Location Exam date CRA public date CRA rating Exam type
34153 American Bank
Saint Paul, Minnesota
02/04/2008 06/25/2008 O Int. Small
823656 First State Bank Southwest
Pipestone, Minnesota
11/26/2007 06/18/2008 O Small

CRA examinations scheduled for Quarter of

Institution Location
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