Applications Bulletin

District 9
Federal Reserve Bank of Minneapolis

Instructions for commenting on applications

Applications and notifications filed during the week ending Saturday, July 19, 2008

Type Application Ending date of
comment period
CIC

Change in Control notice by Lawrence C. Holtz, Edina, Minnesota, to retain control of 25% or more of the shares of Financial Services of Saint Croix Falls Inc., Saint Croix Falls, Wisconsin, and thereby indirectly retain control of Eagle Valley Bank, National Association, Saint Croix, Wisconsin.

Newspaper - Not available

Fed Reg - 07/16/2008

* Branch

The First Western Bank Sturgis, Sturgis, South Dakota, to establish a branch facility to be located at 145 Glendale Drive, Suite 4, Lead, South Dakota.

Newspaper - 07/30/2008

Fed Reg - Not applicable

CIC

Notice by Brian K. Solsrud, Minneapolis, Minnesota; Gregory A. Solsrud, Dunwoody, Georgia; Corinne E. Solsrud, Mosinee, Wisconsin; and Rachel A. Solsrud Goodell, Augusta, Wisconsin, individually and as a group acting in concert to acquire control of Kimberly Leasing Corporation, Augusta, Wisconsin, and thereby indirectly acquire control of Unity Bank, Rush City, Minnesota.

Newspaper - Not available

Fed Reg - 07/29/2008

* 3A5

NATCOM Bancshares, Inc., Superior, Wisconsin, to acquire 100 percent of Superior Bancorporation, Ltd., Superior, Wisconsin, and thereby indirectly acquire Community Bank, Superior, Wisconsin.

Newspaper - Not available

Fed Reg - 08/01/2008

CIC

Notice by John Richard Doherty, Oswego, Illinois, to retain 10 percent or more of the shares of West End Financial Corporation, Bessemer, Michigan, and thereby indirectly retain control of Gogebic Range Bank, Bessemer, Michigan.

Newspaper - Not available

Fed Reg - 08/06/2008

CIC

Notice by Noah Wynter Wilcox, Grand Rapids, Minnesota, to join a group acting in concert with Steven Monroe Wilcox, Grand Rapids, Minnesota, to acquire control of Wilcox Bancshares, Grand Rapids, Minnesota, and thereby indirectly acquire control of Grand Rapids State Bank, Grand Rapids, Minnesota.

Newspaper - Not available

Fed Reg - 07/29/2008

*Subject to the provisions of the Community Reinvestment Act.

Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD number Institution/Location Exam date CRA public date CRA rating Exam type
None          


CRA examinations scheduled for Quarter of

Institution Location
None  
 
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