Community Dividend

Community Affairs releases mortgage broker regulation report

Published January 1, 2008  |  January 2008 issue

The Community Affairs office of the Federal Reserve Bank of Minneapolis has released a report that catalogs the changes in mortgage broker regulations in all 50 states and the District of Columbia over the previous decade. The report, titled A Compilation of State Mortgage Broker Laws and Regulations, 1996–2006, includes detailed, state-by-state descriptions of mortgage broker laws and regulations; information on the report's data sources; an overview of occupational licensing; and a glossary of terms. Extensive supplementary materials display the report's data in a tabular format, enabling readers to review and compare state mortgage broker licensing schemes at a glance. To access the report and its supplements, visit Community Development - Publications and Papers.

For related discussions, see:

  • "License to deal: Regulation in the mortgage broker industry," Community Dividend, Issue 3, 2006. Available via the link listed above.
  • Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers, a forthcoming National Bureau of Economic Research working paper by University of Minnesota Professor Morris M. Kleiner and Minneapolis Fed Vice President Richard M. Todd. Available soon at



Movin' on up, fedgazette, October 2014