Cynthia J. Pahl
Published October 1, 2007
This document catalogs and summarizes the basic provisions of licensing and registration policies that govern firms and individuals engaged in mortgage brokering activities in the 50 states and the District of Columbia. The intent is to facilitate further research on mortgage broker regulation that can assist state governments in developing legislative priorities that will result in optimal regulatory outcomes.
Report 2007-2: A Compilation of State Mortgage Broker Laws and Regulations, 1996–2006. [2.43 MB PDF] Includes information on data sources, an overview of occupational licensing, detailed descriptions of mortgage broker laws and regulations for all 50 states and the District of Columbia, a glossary of terms, and more.
The following materials display state mortgage broker regulations in a tabular format, enabling users to view and compare state licensing schemes at a glance. Data in the first set of files are organized primarily by state. Data in the second set of files are organized primarily by year. (Unless otherwise indicated, files are in pdf format for optimal readability. To access the data in Excel format, e-mail a request to email@example.com. Please specify which file(s) you are seeking.)
A Guide to Navigating the State-by-State Index. Lists definitions of the variables used in the state-by-state index below.
Summary Code Variable Definitions. Lists definitions of the variables used in the matrixes below.
Year-by-Year Matrixes of Mortgage Broker Laws and Regulations, 1996-2006