March 1998

1997 Annual Report

President's Message

Fixing FDICIA: A Plan to Address the Too-Big-to-Fail Problem
Too much deposit insurance causes excessive risk taking, especially among large banks known as too-big-to-fail; to address this moral hazard problem, Congress should amend FDICIA so that uninsured depositors cannot be fully protected.

Suggested Readings

1997 Statement of Condition | 1997 Statements of Income
1997 Statement of Changes in Capital