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| Date | State(s) | Title of Article |
| 2007 September | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Credit risk data may help target foreclosure mitigation What local areas are being especially hard hit by foreclosure? |
| 2007 May | Minnesota Montana North Dakota South Dakota Wisconsin |
Bank exposure to ethanol Is ethanol expansion putting investing banks at risk? |
| 2006 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
End of the (credit) line? Rising interest rates haven’t increased loan delinquencies—yet. |
| 2005 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Angels we have heard on high Getting investor networks to look closer to home |
| 2005 January | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Community banks full of change |
| 2004 November | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Banking In banking, less can equal more Though consolidation continues, banking services have nonetheless expanded considerably throughout the Ninth District. Banking trends in a county near you Geographic differences are not all that great between urban, fringe and rural counties. Loosening the strings of regulation Federal and state deregulation has opened new markets for district banks Too much of a good thing? Is the Ninth District overbanked? |
| 2004 September | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
A fast, variable-speed mortgage roller coaster A strong district mortgage market, but marked differences among metro areas. |
| 2004 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Banking on the fringe Payday and title loans continue their popularity despite efforts to regulate the industry. |
| 2003 September | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Cash me out Record numbers seek debt relief through bankruptcy |
| 2000 October | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Fringe Banking This issue looks at trends in the payday, title loan and check cashing industries, and investigates a number of related issues pitting consumer choices against consumer protection. Buyer beware Despite high costs and warnings from consumer groups, the market for payday loans and other convenience-based financial services continues to grow. What gives? A helping hand, or new age loan sharking? Will that be cash, check or debtor's hell? |
| 1999 October | Montana | Big Sky looking for big bucks |
| 1999 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Banking Small-town community banks not bugged by Y2K Do community banks in small towns face special considerations as the year 2000 approaches? Nimble small-town banks swatting Y2K bugs Community bank Web sites: The current picture Urban/rural community banks face similar challenges Why all concerns about subprime lending are not created equal Subprime lending is a boon for some borrowers and banks, but others have raised concern about this growing phenomenon. |
| 1998 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Banking Declining deposits ... Is it all bad news? What happens when people quit depositing money into banks? Where do banks get the funding necessary to make loans? Opinion Minneapolis Fed President Gary Stern shares his thoughts on the future of community banking. Banking Poll Location influences community banks' challenges. Is the loan-to-deposit ratio still relevant? Low farm prices reflected in second quarter Ag banker survey. |
| 1997 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Banking Think big, act small BNC's strategy: growth plus community values As small banks grow, community banking becomes regional banking It's all in the name Large community banks outpacing smaller counterparts Ninth District banks and the 1997 flood |
| 1997 July | Minnesota | St. Paul bank reaches new low-income customers in innovative ways |
| 1997 January | North Dakota | One Stop Capital Center opens at Bank of North Dakota |
| 1996 July | Minnesota Montana North Dakota South Dakota U.P. Michigan Wisconsin |
Focus: Banking Banks turn up the heat against credit unions What does the future hold for community banks? Bank liquidity tightening —but still sufficient, bankers say Developments in the field of electronic money and banking |
| 1996 July | Minnesota | Woodlands National Bank grows with Native American businesses |
| 1996 July | Montana | Montana looks to Swiss-style banking to sweeten the pot |
| 1995 October | Minnesota | Depositors can target their money to special community lending fund |
| 1995 October | North Dakota | Bismarck business lender sees opportunity in Minneapolis |
| 1995 July | Minnesota Montana North Dakota South Dakota Wisconsin |
Focus: Community Lending Putting the “C”in CRA Doing the undoable deal Loans program brings funds to southwestern Wisconsin |
| 1995 April | Minnesota | Bankers serve non-English speaking customers in rural Minnesota |
| 1995 January | Minnesota Michigan North Dakota South Dakota Wisconsin |
Interstate branch banking: Opt in or opt out? |
| 1994 October | South Dakota | South Dakota entrepreneur program hopes to retain state's youth |
| 1994 October | Wisconsin | A unique credit card for a unique community |
| 1994 July | Minnesota Montana North Dakota Wisconsin |
Small banks vs. small branches |
| 1994 April | South Dakota | State QUESTs for venture capital investments |
| 1994 April | Wisconsin | Bank's no-money-down loan stokes county housing market |
| 1993 July | Montana | Montana adopts interstate banking law |
| 1993 July | Wisconsin | La Crosse banks create downtown loan pool |
| 1993 April | Minnesota | New community bank fills niche in northern Anoka County |
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Annual Report
