NINTH FEDERAL RESERVE DISTRICT, BANK DIRECTORY, BY STATE DATA FOR DECEMBER 31, 1995 MINNESOTA LOAN PORTFOLIO PERFORMANCE RATIOS (PERCENT) NAME CITY COUNTY TOTAL CAPITAL LOAN CATEGORIES AS A PERCENT OF TOTAL LOANS NET NON-CUR CODE ASSETS AS A % OFTOTAL LOANS COMMERCIAL REAL LOANS TO OTHER RETURN ONRETURN ONINTERESTLOANS TO LOANS TO (IN THOUS.)ASSETS (IN THOUS.) & INDUSTRIALAGRICULTURAL ESTATE INDIVIDUAL LOANS AVE ASSET EQUITY MARGIN DEPOSITS TOTAL LOA NORWEST BK MN NA MINNEAPOLIS 53 18,233,560 6.1 10,664,400 28.0 0.2 40.7 9.7 21.4 0.9 14.3 3.1 125.8 0.4 FIRST BK NA MINNEAPOLIS 53 16,376,002 7.2 11,701,910 32.8 0.2 32.7 17.4 16.9 2.1 26.0 5.6 108.7 0.5 FIRSTAR BK OF MN NA BLOOMINGTON 53 2,400,084 7.7 1,797,918 13.1 0.0 73.8 11.8 1.3 0.8 9.7 3.6 112.1 0.6 NORWEST BK MN SOUTH NA ROCHESTER 109 1,819,995 6.3 1,182,794 25.4 10.2 39.1 23.9 1.3 1.3 20.7 4.0 72.2 0.4 MARQUETTE BK NA GOLDEN VALLEY 53 883,192 8.8 525,381 21.8 4.6 43.9 28.1 1.6 1.1 11.5 5.5 71.9 1.1 AMERICAN BK NA SAINT PAUL 123 833,674 7.7 425,141 38.7 0.0 28.0 4.6 28.6 1.4 17.5 4.3 69.3 0.1 NORWEST BK MN NORTH NA DULUTH 137 786,129 5.4 379,551 17.2 0.2 44.9 36.7 1.0 1.3 21.3 4.0 53.3 0.5 NATIONAL CITY BK MINNEAPOLIS MINNEAPOLIS 53 626,016 8.3 379,899 54.0 0.0 30.8 8.9 6.3 1.1 13.0 4.8 84.6 1.0 NORWEST BK MN WEST NA MOORHEAD 27 428,947 5.7 225,695 17.0 16.0 31.5 30.5 5.0 1.4 19.9 4.7 57.3 0.2 RICHFIELD B&TC RICHFIELD 53 409,483 9.4 267,368 18.7 0.3 26.8 38.5 15.8 1.5 16.0 5.4 73.5 0.7 EASTERN HEIGHTS BK MAPLEWOOD 123 376,151 9.3 243,721 13.4 0.0 67.2 17.7 1.7 1.9 21.6 5.4 72.2 0.2 MIDWAY NB OF ST PAUL SAINT PAUL 123 336,818 12.4 166,569 19.6 0.1 58.3 5.8 16.2 0.8 6.1 4.3 59.7 3.0 FIRST AMERICAN BK NA SAINT CLOUD 145 335,923 7.0 193,113 24.9 5.6 52.5 13.4 3.6 0.9 13.5 4.1 69.6 0.5 COMMUNITY FIRST NB WORTHINGTON 105 313,156 6.3 198,620 18.2 23.4 25.0 31.5 1.8 1.1 15.4 4.3 72.2 0.3 AMERICAN CMRL BK SAINT PAUL 123 295,065 10.0 192,956 43.7 0.0 43.0 12.3 1.0 1.8 17.9 7.0 76.8 0.5 NORWEST BK MINNESOTA SW NA MARSHALL 83 263,594 5.4 88,620 21.7 19.3 33.5 24.1 1.4 1.2 22.8 3.7 45.6 0.1 MERCHANTS NB OF WINONA WINONA 169 261,839 9.4 181,888 20.8 5.4 29.8 16.4 27.7 1.3 13.6 4.5 80.2 0.3 MIDAMERICA BK NEWPORT 163 250,577 8.0 152,305 23.8 1.4 60.3 12.6 1.9 1.7 22.8 5.8 69.8 0.6 FIRST AMERICAN BK METRO SOUTH SAINT PAUL 37 249,629 7.4 144,017 30.9 0.7 50.9 13.8 3.8 1.2 14.9 4.5 64.6 0.2 FIRST AMERICAN BK NA CROOKSTON 119 241,709 7.0 168,772 11.6 45.8 18.2 23.7 0.8 1.1 14.9 4.0 90.2 0.6 COMMUNITY FIRST NB LITTLE FALLS 97 233,115 6.0 160,311 25.2 30.5 24.9 14.5 4.9 1.4 19.8 4.9 81.0 0.1 LIBERTY ST BK SAINT PAUL 123 230,040 8.2 138,568 17.7 0.5 63.0 18.2 0.5 0.9 10.7 4.3 66.5 0.9 STEARNS COUNTY NB OF ALBANY ALBANY 145 229,553 8.0 168,228 16.2 2.8 43.0 2.9 35.1 2.3 28.4 6.8 85.1 0.3 FIRST NB OF BEMIDJI BEMIDJI 7 222,317 12.3 125,113 15.8 4.5 57.1 22.1 0.5 1.5 12.1 4.4 66.1 0.6 FIRST AMERICAN BK ALEXANDRIA ALEXANDRIA 41 220,510 7.2 147,520 17.0 19.7 44.6 16.6 2.2 1.0 12.1 4.4 79.6 0.9 ZAPP NB OF ST CLOUD SAINT CLOUD 145 217,406 8.2 137,766 25.0 0.4 61.6 11.6 1.4 1.1 12.9 5.5 73.7 0.1 SIGNAL BK WEST SAINT PAUL 37 211,700 8.1 136,580 33.0 0.0 56.8 9.4 0.8 1.5 18.4 5.8 76.2 0.1 GOODHUE COUNTY NB OF RED WING RED WING 49 204,870 7.4 127,268 16.1 12.8 46.4 14.3 10.3 1.0 10.9 4.6 78.5 0.4 MARQUETTE BK ROCHESTER ROCHESTER 109 197,737 12.3 109,210 14.5 0.9 69.4 15.0 0.2 0.6 5.5 4.4 65.4 1.0 HIGHLAND BK SAINT MICHAEL 171 194,773 7.0 102,632 33.5 1.3 52.0 11.9 1.3 1.7 24.2 5.4 65.1 0.5 PARK NB SAINT LOUIS PARK 53 194,131 8.3 112,265 54.5 0.0 34.6 9.8 1.0 1.2 14.4 5.3 67.7 0.6 RIVERSIDE BK MINNEAPOLIS 53 184,430 8.4 121,578 53.4 0.0 41.7 4.4 0.6 2.3 28.6 7.6 72.3 0.8 WESTERN ST BK OF ST PAUL SAINT PAUL 123 166,603 9.4 100,443 25.8 0.0 56.5 14.1 3.6 1.4 15.5 5.9 68.7 0.0 FIRST NB OF ELK RIVER ELK RIVER 141 165,994 8.1 112,779 32.9 0.5 49.8 16.6 0.1 1.2 15.3 5.0 75.3 0.7 NORTH STAR BK ROSEVILLE 123 165,788 9.0 102,496 21.2 0.0 61.7 13.8 3.3 0.9 10.0 4.8 68.8 0.0 COMMUNITY FIRST NB FERGUS FALLS 111 165,632 6.4 115,960 22.7 18.4 35.2 20.2 3.5 1.2 17.2 4.9 82.4 0.3 AMERIBANK BLOOMINGTON 53 160,385 9.8 97,680 27.9 0.0 33.8 38.3 0.0 1.3 14.6 4.6 72.8 0.4 NORTHEAST ST BK MINNEAPOLIS 53 155,759 7.1 92,506 36.7 0.0 46.2 15.6 1.6 1.2 16.7 6.2 66.8 2.3 AMERICAN BK MOORHEAD MOORHEAD 27 151,706 9.3 100,667 14.6 49.5 23.5 11.6 0.7 1.4 16.2 5.0 73.7 0.9 GRAND RAPIDS ST BK GRAND RAPIDS 61 151,239 12.3 79,349 20.2 1.3 60.3 17.6 0.5 1.4 11.6 4.8 60.7 0.5 FIRST AMERICAN BK OF WILLMAR WILLMAR 67 149,435 7.2 89,577 24.5 14.5 44.5 14.6 1.9 1.2 16.5 4.3 74.1 0.6 PREMIER BK MAPLEWOOD 123 148,948 8.9 99,642 14.0 0.1 82.9 2.8 0.1 2.1 26.1 6.5 74.8 0.0 MINNESOTA VALLEY BK REDWOOD FALLS 127 147,428 7.7 91,126 17.7 47.0 24.0 10.7 0.7 1.2 16.4 4.0 68.1 0.1 FIRST AMER BK BRAINERD BRAINERD 35 143,485 6.9 91,893 21.2 0.6 66.7 9.0 2.5 0.9 13.3 4.4 83.7 0.3 CITIZENS INDEPENDENT BK SAINT LOUIS PARK 53 143,064 9.2 80,099 38.2 0.0 49.8 10.6 1.3 0.6 8.5 4.4 62.5 1.8 FIDELITY BK EDINA 53 142,577 9.1 71,528 71.0 0.0 22.0 5.5 1.6 1.6 18.5 5.2 55.6 0.5 NORTHERN NB BEMIDJI 7 138,539 10.5 93,051 13.1 1.6 76.5 7.9 1.0 1.4 17.8 4.7 83.6 0.6 WINONA NAT & SVG BK WINONA 169 136,447 15.0 73,070 29.4 1.8 52.0 15.6 1.2 1.6 11.6 4.7 65.1 0.8 VERMILLION ST BK VERMILLION 37 134,739 10.6 84,254 31.6 12.1 41.8 11.1 3.5 1.7 16.6 5.2 70.4 0.1 FIRST AMERICAN BK SOUTHWEST MARSHALL 83 134,044 7.1 88,515 15.7 26.9 40.6 13.8 3.0 1.1 14.5 4.5 77.0 0.3 CHEROKEE ST BK OF ST PAUL SAINT PAUL 123 133,990 8.7 76,385 9.5 0.0 82.7 6.9 0.8 0.9 10.5 5.5 63.7 1.3 NORTHERN ST BK THIEF RIVER FALLS 113 132,322 18.4 80,836 15.9 23.4 40.5 19.1 1.0 1.8 9.8 4.8 78.6 2.4 PRINCETON BK PRINCETON 95 131,974 8.0 77,804 27.2 8.5 42.9 18.8 2.7 1.1 14.8 5.4 65.5 0.7 FIRST NB&T PIPESTONE 117 129,321 7.8 105,046 40.8 26.0 15.6 13.1 4.5 0.9 12.0 4.7 92.8 1.2 EASTWOOD BK SAINT CHARLES 169 124,637 8.0 77,159 6.9 41.1 40.5 11.4 0.1 0.6 7.3 3.8 75.3 0.5 FIRST NB IN MONTEVIDEO MONTEVIDEO 23 124,597 9.3 88,074 19.4 34.6 31.8 12.3 1.9 1.2 12.0 4.6 85.1 0.9 ANCHOR BK NA WAYZATA 53 122,132 8.7 70,790 38.4 0.0 45.8 12.7 3.1 1.5 16.6 5.6 66.4 0.2 FARMERS & MERCHANTS ST BK NEW ULM 15 119,683 10.0 80,936 17.2 20.9 52.8 8.9 0.1 1.4 15.4 4.5 75.2 0.3 SOUTHWEST ST BK WINDOM 33 119,210 7.8 73,534 12.5 69.0 11.9 4.7 1.8 1.0 11.4 4.8 68.6 1.5 FIRST NB OF WACONIA WACONIA 19 118,909 9.3 74,461 13.8 5.4 63.4 17.3 0.2 1.6 16.4 5.2 73.7 0.9 FIRST NB OF WALKER WALKER 21 118,827 10.3 79,563 14.1 0.5 72.9 11.8 0.7 1.6 15.8 5.7 76.2 0.9 SECURITY B&TC OF GLENCOE GLENCOE 85 116,549 10.8 63,489 12.8 22.0 53.6 8.1 3.5 1.6 15.6 4.2 62.2 0.1 CITIZENS B&TC HUTCHINSON 85 116,405 12.5 63,454 12.1 17.0 57.8 11.4 1.7 1.0 8.1 4.2 62.7 0.7 PEOPLES NB OF MORA MORA 65 116,192 6.8 38,715 36.9 8.1 33.6 19.7 1.2 1.5 15.6 4.3 37.6 3.1 CITIZENS BK OF NEW ULM NEW ULM 15 115,270 10.5 67,831 11.3 32.7 48.0 5.6 2.3 1.2 11.6 3.9 68.6 0.8 FIRST AMERICAN BK DETROIT LAKES 5 113,988 7.2 75,467 19.8 24.2 41.3 13.7 1.0 1.1 15.5 4.6 77.1 0.4 BANK MIDWEST MN-IA NA FAIRMONT 91 113,283 11.0 81,630 9.6 43.1 37.1 6.3 3.9 1.5 13.4 4.9 82.7 0.3 CITIZENS ST BK OF ROSEAU ROSEAU 135 112,866 13.4 46,226 9.9 23.9 45.1 18.4 2.6 1.2 9.5 4.1 48.7 0.6 NORTH SHORE BK OF COMMERCE DULUTH 137 109,805 7.2 69,742 16.2 0.0 74.0 9.2 0.6 0.4 5.0 5.2 69.0 0.3 STATE BK OF FARIBAULT FARIBAULT 131 108,612 11.2 59,754 15.5 26.3 49.6 8.6 0.0 1.2 10.3 4.8 62.5 1.5 CENTURY BK NA EDEN PRAIRIE 53 107,465 8.9 80,263 53.8 0.2 23.5 22.3 0.2 1.3 14.1 7.0 84.0 0.2 NORWEST BK RED WING NA RED WING 49 105,673 5.7 50,487 18.2 3.8 52.0 24.7 1.4 0.9 15.7 2.9 52.5 0.3 CENTRAL BK STILLWATER 163 105,116 7.8 66,796 22.8 0.4 61.3 14.6 0.9 1.4 18.0 6.3 72.6 0.6 MARTIN COUNTY NB FAIRMNT FAIRMONT 91 104,221 11.1 61,244 11.8 56.3 19.6 10.3 2.0 1.3 12.0 4.4 67.7 0.3 MIDAMERICA BK SO MANKATO 13 103,993 7.6 74,664 13.8 25.6 26.7 30.6 3.3 1.9 26.3 4.2 80.5 0.0 BANK WINDSOR NERSTRAND 131 103,333 6.9 64,056 60.0 1.5 20.5 15.8 2.1 1.3 16.1 5.8 68.2 0.4 FIRST ST BK OF BAYPORT BAYPORT 163 99,818 12.6 49,278 6.0 0.0 78.1 14.2 1.7 1.1 8.8 4.1 57.1 0.3 FIRST SECURITY ST BK SLEEPY EYE 15 99,013 8.9 78,121 8.8 18.0 65.4 4.7 3.2 2.1 23.3 5.8 91.0 1.8 STERLING ST BK AUSTIN MN AUSTIN 99 98,961 7.1 59,254 23.6 16.7 45.6 13.7 0.4 0.7 10.1 4.3 65.3 0.2 MINNWEST BK LUVERNE LUVERNE 133 97,170 7.9 57,149 14.7 42.9 37.1 5.0 0.3 1.2 16.0 3.5 64.9 1.6 ROUNDBANK WASECA 161 96,082 8.8 61,883 16.1 23.3 49.4 10.9 0.3 1.4 16.5 4.4 81.0 0.4 FIRST NB OF CHASKA CHASKA 19 95,998 8.2 56,390 14.8 2.6 56.9 24.9 0.8 1.3 15.1 4.7 65.9 0.2 BANK OF ELK RIVER ELK RIVER 141 95,855 8.9 65,623 13.1 0.8 61.0 23.9 1.2 1.1 12.2 4.7 75.4 0.5 LAKE ELMO BK LAKE ELMO 163 95,684 7.7 63,523 28.6 2.1 59.0 10.0 0.2 1.3 17.3 5.4 73.9 0.4 MARQUETTE CAPITAL BK MINNEAPOLIS 53 94,449 9.4 65,845 47.3 0.0 28.8 18.9 5.0 0.4 4.6 6.4 76.9 0.0 FIRST NB FULDA 101 93,940 6.8 60,408 12.5 23.7 32.5 30.2 1.1 1.1 15.5 4.6 69.6 0.2 FIRST NB OF DEERWOOD DEERWOOD 35 93,129 8.2 56,926 25.4 3.2 62.5 8.7 0.3 1.0 12.0 4.3 73.1 0.5 AMERICANA BK EDINA 53 92,944 8.6 65,081 29.7 1.3 63.1 5.6 0.2 1.0 11.9 4.7 81.8 0.1 MINNESOTA ST BK OF ST PAUL SAINT PAUL 123 91,219 9.4 42,310 23.7 0.0 65.4 10.4 0.5 1.8 19.6 5.1 52.1 0.0 FIRST NB OF BLUE EARTH BLUE EARTH 43 89,634 8.4 45,865 21.7 39.4 24.8 11.3 2.7 1.7 17.6 4.1 58.9 0.6 CITIZENS ST BK OF CLARA CITY CLARA CITY 23 88,633 9.3 58,737 18.9 58.4 14.6 5.3 2.8 1.4 13.2 4.2 77.6 1.7 CITIZENS NB OF PARK RAPIDS PARK RAPIDS 57 88,380 9.1 59,426 13.2 7.1 59.8 13.7 6.2 1.7 18.4 5.6 75.1 0.3 FIRST NB OF ST PETER SAINT PETER 103 88,044 8.4 58,246 12.0 27.4 39.7 13.9 7.0 1.2 13.5 4.4 76.9 0.7 UNITED BKR BK BLOOMINGTON 53 87,784 8.2 38,195 17.7 10.5 26.3 5.3 40.2 0.5 8.4 4.7 100.1 0.6 AMERICAN HERITAGE NB LONG PRAIRIE 153 87,067 10.7 46,702 13.7 16.6 58.3 11.1 0.3 0.9 7.6 4.9 60.8 0.3 PEOPLES BK OF CMRC CAMBRIDGE 59 86,163 10.1 55,252 20.9 3.4 63.7 8.7 3.3 2.1 21.0 5.8 72.9 0.6 UNITED PRAIRIE BK MOUNTAIN LAKE 33 85,969 9.9 58,989 11.9 70.8 12.0 4.7 0.6 1.4 14.0 5.4 77.8 1.7 FIRST MN BK NA GLENCOE 85 83,324 8.5 46,751 32.5 16.0 31.9 17.3 2.3 1.3 14.5 5.6 62.2 1.1 STATE B&TC OF NEW ULM NEW ULM 15 82,917 10.2 56,871 16.6 21.5 49.1 11.7 1.1 1.0 9.7 4.0 77.7 0.0 FIRST NB OF INTL FALLS INTERNATIONAL FALLS 71 82,917 8.8 48,103 23.7 0.3 59.0 14.2 2.8 1.8 21.1 5.2 69.9 0.4 FIRST MINNETONKA CITY BK MINNETONKA 53 82,781 10.0 47,118 33.1 0.0 31.0 16.7 19.1 1.7 16.9 5.9 63.2 0.2 BUFFALO NB BUFFALO 171 81,343 14.9 47,897 10.0 4.1 70.6 14.1 1.1 1.2 8.0 4.8 70.0 0.2 FIRST NB OF MILACA MILACA 95 81,209 9.7 44,743 19.8 21.8 45.7 12.5 0.2 1.1 10.6 4.1 61.6 0.5 FIRST NB OF PLAINVIEW PLAINVIEW 157 80,634 8.7 54,619 9.6 44.6 37.9 7.7 0.1 0.8 9.8 3.8 80.7 1.8 KANABEC ST BK MORA 65 80,288 9.7 36,972 16.0 15.9 53.4 14.7 0.0 1.1 11.2 3.7 55.7 0.6 UNITED CMNTY BK PERHAM 111 79,693 7.7 54,477 12.7 11.8 65.8 9.0 0.6 0.9 9.0 4.5 82.0 0.4 21ST CENTURY BK BALATON 83 78,313 7.8 51,450 5.0 44.2 31.6 19.0 0.2 1.4 18.3 4.4 72.0 1.2 OAKLEY NB OF BUFFALO BUFFALO 171 77,475 9.6 50,099 18.3 2.9 63.5 15.1 0.2 1.3 12.6 4.9 73.9 0.0 RESOURCE TC MINNEAPOLIS 53 77,362 7.7 42,079 29.4 0.0 24.8 14.9 30.9 1.3 15.8 4.4 60.7 0.3 MINNWEST BK MONTEVIDEO MONTEVIDEO 23 75,751 6.8 51,215 20.5 48.1 20.5 10.8 0.2 1.0 12.7 4.1 74.5 0.6 SECURITY ST BK OF HIBBING HIBBING 137 75,707 12.7 38,382 30.1 0.8 40.4 27.5 1.2 1.4 11.6 5.6 58.9 0.9 FIRST NB WEST ST PAUL WEST SAINT PAUL 37 75,693 8.1 43,303 27.8 0.0 55.7 11.7 4.9 1.2 15.0 4.7 62.8 0.5 FIRST FARMERS & MERCHANTS NB LUVERNE 133 75,466 9.1 41,981 18.4 48.7 22.8 7.7 2.4 1.4 14.2 4.2 65.6 0.9 REPUBLIC BK DULUTH 137 74,695 7.8 46,702 22.0 0.0 66.3 11.2 0.5 1.0 12.9 4.8 68.1 0.2 STATE BK OF YOUNG AMERICA YOUNG AMERICA 19 73,980 8.0 51,873 27.0 22.9 36.6 13.3 0.2 1.3 16.0 5.0 80.3 0.3 PRIOR LAKE ST BK PRIOR LAKE 139 73,584 11.0 43,125 19.9 0.0 64.3 12.6 3.3 1.8 17.7 6.1 66.4 0.6 FIRST NB OF WASECA WASECA 161 73,469 7.4 47,317 16.0 11.6 57.2 14.4 0.8 1.0 12.9 4.5 82.4 0.7 FARMERS & MERCHANTS ST BK SPRINGFIELD 15 72,926 8.7 45,335 7.9 76.3 9.7 5.7 0.4 1.2 12.3 4.6 71.8 1.3 VALLEY BK NORTH MANKATO 103 72,914 10.0 32,760 18.1 3.0 58.3 16.0 4.7 1.3 13.2 4.9 53.0 0.1 FIRST ST BK OF SAUK CENTRE SAUK CENTRE 145 72,251 8.5 37,686 28.1 26.2 30.6 13.3 1.8 0.9 8.3 4.4 58.3 0.3 HERITAGE NB NORTH SAINT PAUL 123 71,616 8.2 41,114 31.8 0.0 60.7 6.3 1.2 1.0 10.4 4.7 65.3 0.8 FARMERS & MERCHANTS ST BK PIERZ 97 71,457 10.9 42,855 26.0 27.1 35.6 10.1 1.2 2.3 20.9 5.5 67.5 1.0 CAMBRIDGE ST BK CAMBRIDGE 59 71,381 12.2 9,784 23.0 2.9 47.8 14.7 11.5 0.7 5.1 3.1 15.9 0.8 EAGLE BK GLENWOOD 121 70,873 8.0 40,165 11.6 38.3 35.4 14.1 0.6 0.8 9.0 4.7 65.5 0.9 PLAZA PARK ST BK WAITE PARK 145 70,021 9.2 39,167 19.0 2.9 60.1 15.2 2.7 0.9 10.0 4.0 62.0 0.6 CENTER NB LITCHFIELD 93 69,608 8.2 44,030 24.6 27.2 19.9 26.7 1.6 1.2 13.8 4.2 72.1 0.3 NICOLLET COUNTY BK OF ST PETERSAINT PETER 103 68,531 10.2 42,612 12.6 35.4 35.5 15.4 1.1 0.9 9.1 4.3 70.1 0.6 WESTERN NB OF DULUTH DULUTH 137 68,142 8.4 46,390 13.8 0.0 60.7 21.6 3.9 0.9 9.9 5.0 80.7 0.0 ANNANDALE ST BK ANNANDALE 171 66,885 11.5 34,378 21.9 4.7 52.8 20.5 0.1 1.3 10.5 4.8 59.5 1.2 BANK OF ZUMBROTA ZUMBROTA 49 66,248 10.9 38,306 16.2 31.6 40.2 11.8 0.3 1.5 13.9 4.5 65.4 0.3 PIONEER NB OF DULUTH DULUTH 137 65,670 7.2 40,131 25.3 0.0 64.6 9.5 0.6 0.9 12.7 5.2 66.3 0.8 LAKE AREA BK LINDSTROM 25 65,560 6.4 45,675 32.2 3.0 53.8 11.0 0.0 1.1 17.1 5.7 77.2 0.7 COMMUNITY NB NORTHFIELD 131 65,270 7.9 38,802 22.6 12.6 48.2 15.8 0.8 0.9 11.9 4.6 69.7 0.6 TOWN & COUNTRY ST BK WINONA 169 65,039 8.8 35,212 22.7 3.5 50.8 17.2 5.7 1.1 12.2 4.2 59.7 1.7 NORTHERN NAT BK PELICAN RAPIDS 111 64,695 7.8 43,441 17.9 16.3 55.4 9.9 0.4 1.6 19.5 5.2 80.5 1.1 PEOPLES ST BK OF PLAINVIEW PLAINVIEW 157 64,431 9.4 38,687 13.3 47.3 29.3 10.0 0.2 1.2 12.7 4.4 69.5 0.4 PREMIER BK ROCHESTER 109 64,303 10.1 26,720 17.5 0.4 74.8 7.3 0.0 0.5 5.9 3.6 46.9 0.0 WANDA ST BK WANDA 127 63,958 13.5 33,239 7.5 78.0 6.5 8.1 0.0 0.6 4.7 3.7 60.8 2.0 CROSSTOWN ST BK OF HAM LAKE HAM LAKE 3 63,731 8.6 36,512 21.1 0.0 69.4 8.1 1.4 1.3 15.8 5.2 63.8 0.0 DAKOTA BK MENDOTA HEIGHTS 37 63,405 9.6 40,594 46.3 0.0 43.1 10.3 0.2 1.3 11.6 7.0 72.3 0.2 SECURITY BK MN ALBERT LEA 47 63,202 7.7 43,331 28.6 2.9 40.1 27.3 1.1 1.1 14.7 5.3 77.3 0.6 MURRAY COUNTY ST BK SLAYTON 101 62,836 8.1 44,093 11.4 64.2 15.8 7.7 0.8 1.4 18.2 4.4 77.8 0.6 YELLOW MEDICINE COUNTY BK GRANITE FALLS 173 62,609 9.1 37,255 30.9 27.9 18.9 9.3 13.1 1.2 12.6 3.5 66.5 1.5 CITY NB OF CLOQUET CLOQUET 17 62,386 11.1 41,884 7.3 2.2 75.0 15.5 0.1 1.6 14.6 5.5 75.9 0.3 FIRST AMERICAN BK INTL FALLS INTERNATIONAL FALLS 71 62,265 7.9 30,067 23.3 0.4 59.1 14.1 3.2 1.0 12.2 4.6 58.1 0.5 FIRST AMERICAN BK BRECKENRIDGEBRECKENRIDGE 167 61,622 7.4 40,926 25.4 23.5 23.7 26.2 1.2 0.7 9.8 4.2 84.2 0.3 MINNSTAR BK NA LAKE CRYSTAL 13 61,082 8.3 40,054 18.0 33.3 30.3 14.5 3.9 1.1 12.7 5.4 72.7 0.1 STATE BK OF CHANHASSEN CHANHASSEN 19 60,562 8.0 30,065 33.4 0.0 37.0 23.6 6.0 0.5 3.9 5.2 58.0 0.6 FIRST ST BK OF WABASHA WABASHA 157 59,245 12.3 31,133 2.8 14.4 48.3 31.4 3.1 1.4 11.9 4.6 61.3 2.0 PREMIER BK METRO SOUTH FARMINGTON 37 58,437 8.6 28,878 16.9 1.9 76.6 4.4 0.3 0.6 7.1 4.2 55.1 0.0 FIRST NB OF NORTHFIELD NORTHFIELD 131 58,251 10.6 42,195 23.0 8.1 55.6 13.1 0.2 1.2 10.7 4.8 81.2 3.9 STATE BK OF WHEATON WHEATON 155 58,049 18.0 22,796 12.9 60.1 18.2 8.1 0.6 1.8 10.6 4.8 53.5 0.1 HERITAGE BK NA WILLMAR 67 57,891 8.5 33,855 18.3 29.0 43.6 8.5 0.5 1.3 12.7 5.8 68.8 0.3 FIRST NB OF SAUK CENTRE SAUK CENTRE 145 57,603 8.2 33,464 26.0 18.3 41.3 11.7 2.7 1.2 14.4 4.5 69.0 1.2 FIRST NB MONTICELLO MONTICELLO 171 57,320 7.9 43,231 14.1 2.4 59.6 23.4 0.5 1.4 18.7 5.9 82.3 0.2 RIDGEDALE ST BK MINNETONKA 53 56,355 8.0 27,649 35.2 0.0 33.6 31.0 0.1 1.2 15.5 5.5 53.6 0.4 AVON ST BK AVON 145 56,030 10.8 35,188 9.6 19.2 58.5 12.1 0.6 1.0 9.0 4.0 70.9 0.7 SECURITY ST BK FERGUS FALLS FERGUS FALLS 111 56,015 8.1 38,092 18.1 32.1 44.3 2.3 3.2 1.1 13.3 5.5 78.0 0.9 SECURITY ST BK OF AITKIN AITKIN 1 55,981 8.1 35,318 19.7 1.2 61.3 14.7 3.1 1.4 18.2 5.2 69.8 0.4 FIRST NB BAGLEY 29 55,713 6.7 27,317 20.3 22.1 29.5 26.0 2.1 1.0 10.7 4.9 54.8 0.6 TRACY ST BK TRACY 83 55,642 8.3 36,034 15.8 53.7 17.9 11.6 1.0 1.1 13.8 3.9 71.8 0.1 RURAL AMERICAN BK FOLEY/GILMANFOLEY 9 55,036 9.5 35,663 8.1 32.4 50.2 9.2 0.1 1.4 13.9 5.1 74.7 0.3 NORTHWESTERN ST BK OF HALLOCK HALLOCK 69 54,874 12.7 24,671 22.5 59.5 9.4 7.8 0.8 1.2 9.7 4.3 51.9 0.1 FIRST INTEGRITY BK STAPLES 153 54,166 9.1 35,248 18.8 20.6 50.5 8.9 1.3 1.2 15.6 5.3 75.5 3.0 FIRST ST BK OF RUSHMORE RUSHMORE 105 53,113 9.2 31,557 19.6 46.1 24.7 9.6 0.1 1.1 11.9 4.9 67.3 0.0 NORTH AMERICAN ST BK BELGRADE 145 52,535 12.3 29,108 18.2 48.3 22.1 11.4 0.0 1.3 10.4 4.6 65.5 0.6 SECURITY ST BK OF MANKATO MANKATO 13 52,418 7.2 37,141 36.6 6.0 35.5 21.9 0.1 1.0 11.3 4.5 88.3 0.1 WADENA ST BK WADENA 159 51,902 8.3 25,384 26.0 15.3 45.1 13.2 0.3 1.3 16.1 4.6 53.9 0.1 OWATONNA ST BK OWATONNA 147 51,768 9.5 23,878 19.3 13.4 36.8 30.4 0.1 0.9 10.2 4.3 51.9 0.0 SAINT ANTHONY PARK ST BK SAINT PAUL 123 51,753 7.9 27,464 24.2 0.0 63.4 9.5 2.9 1.1 14.4 5.9 61.4 0.0 ROSEMOUNT NB ROSEMOUNT 37 51,520 7.8 33,958 32.4 0.0 50.1 17.3 0.3 0.5 5.5 5.4 72.4 0.5 AMERICAN BK LAKE CITY LAKE CITY 157 50,936 9.7 29,948 10.0 30.3 42.3 17.2 0.2 1.6 16.2 5.3 65.8 0.4 FIRST ST BK OF EXCELSIOR EXCELSIOR 53 50,715 11.4 30,310 33.8 4.8 48.0 13.3 0.1 0.9 8.9 6.1 70.4 0.7 FIRST NB OF CHISHOLM CHISHOLM 137 50,639 10.9 29,343 11.6 0.0 46.5 39.3 2.6 1.3 12.2 5.8 66.1 1.6 NORTHERN NB BAXTER 35 50,624 8.0 36,504 19.5 0.0 67.4 9.5 3.6 (0.2) (1.2) 2.5 94.6 2.0 STATE BK OF BELLE PLAINE BELLE PLAINE 139 49,247 13.5 29,451 10.8 31.7 31.2 26.2 0.0 1.4 10.7 5.4 69.5 0.4 FIRST NB OF COLD SPRING COLD SPRING 145 48,980 7.9 26,044 26.4 8.2 48.3 12.6 4.4 1.3 16.1 5.0 70.3 0.4 KLEIN NB OF MADISON MADISON 73 48,603 8.9 25,971 10.7 65.2 15.3 7.3 1.5 1.2 12.3 4.4 62.8 1.7 FIRST NB OF LITTLE FALLS LITTLE FALLS 97 48,230 8.3 27,767 21.3 16.4 45.4 16.7 0.1 0.9 11.2 5.0 67.7 0.5 COMMERCIAL ST BK TWO HARBORS TWO HARBORS 75 48,132 7.8 25,957 32.0 0.0 52.0 15.4 0.5 0.9 11.9 4.3 74.6 0.4 SECURITY ST BK OR WARROAD WARROAD 135 47,553 15.1 20,519 13.6 27.8 39.3 19.1 0.1 0.9 5.8 4.3 51.3 3.9 MINNWEST BK ORTONVILLE ORTONVILLE 11 47,385 6.6 30,145 13.5 45.3 30.0 10.9 0.3 1.1 13.5 4.0 69.9 3.4 FIRST ST BK OF WYOMING WYOMING 25 47,300 10.5 27,800 21.8 1.5 58.5 16.9 1.4 1.4 13.8 5.8 66.6 0.5 FARMERS ST BK OF NEW LONDON NEW LONDON 67 47,078 8.7 33,144 24.5 15.2 42.3 17.7 0.2 1.2 14.6 5.2 77.6 1.2 AMERICANA NB CONGER 47 47,048 7.7 37,248 10.5 44.3 34.7 4.4 6.2 1.3 17.8 5.1 103.7 1.8 NORTHWESTERN ST BK OF ULEN ULEN 27 46,637 7.1 30,412 17.0 40.2 16.3 25.0 1.5 0.8 10.7 4.6 73.4 1.5 LAKE COUNTRY ST BK LONG PRAIRIE 153 46,531 6.6 26,719 28.3 14.9 45.9 10.1 0.8 0.9 12.4 5.6 63.3 1.6 FIRST NB OF MONTGOMERY MONTGOMERY 79 46,479 11.4 23,476 15.1 16.3 49.3 17.0 2.3 1.0 8.8 4.3 60.1 2.5 GLENWOOD ST BK GLENWOOD 121 46,403 15.4 29,022 20.9 31.8 26.5 18.4 2.4 1.4 9.3 4.9 80.3 0.2 SECURITY ST BK OF KENYON KENYON 49 46,396 12.1 29,017 8.1 57.1 29.6 5.2 0.0 0.9 7.8 4.4 77.5 1.3 FIRST NB IN CANNON FALLS CANNON FALLS 49 46,265 9.0 31,078 19.6 28.3 40.7 11.4 0.1 1.3 13.9 5.5 75.7 0.8 COUNTY BK FOREST LAKE 163 45,840 7.9 27,076 18.0 2.3 64.7 12.3 2.6 0.8 10.0 5.1 64.4 0.0 CITIZENS ST BK OF ST JAMES SAINT JAMES 165 45,784 9.5 30,718 13.5 49.4 26.3 10.6 0.1 1.5 16.0 4.3 77.1 1.7 STATE BK OF PARK RAPIDS PARK RAPIDS 57 45,763 9.4 27,800 20.3 7.8 58.4 13.4 0.1 1.2 12.8 4.9 69.7 2.2 CITIZENS ST BK EAST GRAND FORKS 119 45,745 13.9 31,647 18.4 36.2 24.9 19.2 1.3 1.4 15.6 5.0 77.1 0.7 SECURITY ST BK OF BEMIDJI BEMIDJI 7 44,831 8.8 31,428 21.3 3.2 63.0 12.3 0.2 1.3 15.4 5.3 78.4 0.8 FIRST ST BK OF CASTLE ROCK CASTLE ROCK 37 44,720 12.6 26,877 31.1 28.7 21.2 14.9 4.1 1.5 11.7 5.1 69.3 1.5 ROOT RIVER ST BK CHATFIELD 45 44,695 10.1 23,867 19.8 37.8 39.8 2.5 0.1 0.8 7.8 4.1 59.7 0.0 ITASCA ST BK OF GRAND RAPIDS GRAND RAPIDS 61 44,655 8.0 32,849 32.6 0.1 52.6 14.3 0.3 1.2 16.0 5.5 80.9 1.2 AMERICAN BK OF NASHWAUK NASHWAUK 61 44,228 7.5 30,755 15.5 0.0 65.7 17.9 0.8 0.9 13.2 4.6 75.2 0.7 FIRST NB OF THE LAKES NAVARRE 53 44,187 9.4 16,765 41.8 0.0 17.8 36.8 3.6 1.3 13.8 6.5 43.2 1.1 STATE BK OF LONG LAKE LONG LAKE 53 44,149 8.0 30,690 38.2 1.0 45.9 13.9 1.0 1.6 20.3 6.7 76.9 1.1 STATE BK OF NEW PRAGUE NEW PRAGUE 139 44,106 8.8 26,519 16.7 5.4 56.2 20.7 1.0 1.5 17.5 5.1 69.2 0.8 BRAINERD NB BAXTER 35 44,044 6.6 15,517 16.8 1.0 52.5 25.4 4.3 0.7 9.0 3.8 38.7 0.0 COMMUNITY BK VERNON CENTER VERNON CENTER 13 44,022 9.0 27,535 12.2 30.6 39.7 17.2 0.2 0.9 9.6 4.3 71.7 0.5 FIRST NB OF HENNING HENNING 111 43,865 12.7 22,835 12.0 30.3 40.8 16.6 0.3 1.3 10.5 4.8 61.6 0.3 SECURITY BK WACONIA WACONIA 19 43,350 9.8 26,038 17.7 2.6 68.8 8.8 2.1 1.4 14.5 4.3 67.1 0.0 CAPITAL BK ST PAUL 123 43,081 9.7 30,040 11.7 2.9 81.2 4.1 0.0 1.6 17.0 5.2 90.0 0.6 FIRST NB OF BAUDETTE BAUDETTE 77 43,053 9.0 23,174 13.1 13.2 56.8 15.5 1.4 1.2 11.3 4.4 63.6 1.0 FIRST NB OF LE CENTER LE CENTER 79 42,651 11.6 25,892 19.3 53.7 17.3 8.2 1.4 1.1 9.1 4.7 72.5 0.7 FIRST NB EAST GRAND FORKS EAST GRAND FORKS 119 42,589 12.0 23,320 6.9 27.7 27.6 36.3 1.5 1.9 17.0 6.2 63.7 0.8 KASSON ST BK KASSON 39 42,514 8.6 26,234 17.9 24.9 37.1 20.0 0.1 1.1 13.0 4.5 68.4 1.4 NATIONAL BK OF CANBY CANBY 173 42,489 9.0 26,387 10.4 17.0 44.8 1.6 26.2 1.4 17.3 4.8 69.0 0.3 HAMPTON BK HAMPTON 37 41,927 7.5 27,765 36.2 5.8 38.1 19.5 0.4 0.9 12.2 7.1 71.5 0.6 FARMERS & MERCHANTS ST BK NEW YORK MILLS 111 41,750 10.0 18,757 26.3 34.1 26.9 5.0 7.7 1.3 7.5 4.8 55.6 2.7 FIRST ST BK OF RED WING RED WING 49 41,639 9.8 16,822 43.3 1.5 32.2 23.0 0.0 1.1 12.1 3.8 45.3 0.4 SECURITY ST BK OF WANAMINGO WANAMINGO 49 40,854 14.1 21,578 10.2 58.4 20.2 11.0 0.2 1.3 8.9 4.4 62.2 1.0 SOUTHVIEW BK SOUTH ST PAUL 37 40,718 8.3 28,635 18.0 0.0 68.4 12.5 1.2 1.7 21.6 7.6 81.3 0.8 FIRST NB OF FARMINGTON FARMINGTON 37 40,221 6.0 20,435 30.0 5.4 47.3 14.2 3.1 (0.5) (4.2) 4.1 58.0 0.4 CITIZENS ST BK OF GAYLORD GAYLORD 143 40,170 9.7 20,976 16.7 29.4 46.6 6.2 1.0 0.7 7.5 4.4 66.3 0.3 FIRST NB BERTHA-VERNDALE BERTHA 153 40,145 6.2 22,674 11.5 46.9 14.5 7.1 20.0 1.2 12.8 5.1 62.7 2.0 STATE BK OF FAIRMONT FAIRMONT 91 39,980 11.2 25,412 19.9 34.4 32.7 11.5 1.5 1.2 10.9 4.4 72.0 1.5 GRAND MARAIS ST BK GRAND MARAIS 31 39,960 7.9 27,992 32.7 0.1 59.2 7.9 0.1 1.6 19.5 5.0 77.0 0.0 CLINTON ST BK CLINTON 11 39,899 15.0 23,949 14.1 68.8 8.9 6.6 1.6 1.4 9.3 4.8 72.0 0.1 HOME ST BK KANDIYOHI 67 39,804 8.9 24,398 21.2 28.2 34.9 15.6 0.0 1.3 14.5 5.5 67.8 0.5 FIRST ST BK OF ISANTI ISANTI 59 39,467 7.0 23,883 14.7 0.7 71.4 12.8 0.4 0.9 12.8 5.0 66.4 0.3 FIRST ST BK OF ROSEMOUNT ROSEMOUNT 37 39,223 10.3 14,394 20.0 1.7 52.6 25.4 0.3 1.0 7.8 5.0 43.2 2.6 MARQUETTE BK CANNON FALLS CANNON FALLS 49 39,223 12.9 17,998 11.4 11.0 63.8 13.8 0.2 0.8 8.1 4.6 53.4 0.8 AMERICANA CMNTY BK SLEEPY EYE 15 39,070 7.3 27,934 16.5 55.3 20.9 7.1 0.2 1.0 12.8 5.4 78.4 0.2 STATE BK OF DELANO DELANO 171 38,735 12.9 22,766 27.8 3.2 54.5 14.1 0.3 2.2 17.1 6.3 68.7 1.3 ARLINGTON ST BK ARLINGTON 143 38,551 9.8 20,148 15.0 23.4 53.3 6.8 1.4 0.9 8.9 4.2 58.6 2.0 SECURITY ST BK OF MAPLE LAKE MAPLE LAKE 171 38,510 8.8 24,444 16.3 10.6 60.1 10.2 2.8 1.5 17.5 4.8 70.5 1.7 NORTHWOODS BK OF MN PARK RAPIDS 57 38,437 8.5 22,939 16.5 2.0 71.0 9.5 1.0 1.1 14.3 4.5 77.0 1.4 STATE BK OF ROGERS ROGERS 53 38,377 9.0 23,959 27.4 2.9 60.7 8.2 0.9 1.8 20.5 6.4 68.9 3.3 MERCHANTS ST BK NORTH BRANCH NORTH BRANCH 25 38,241 9.6 24,686 6.1 0.8 75.8 14.2 3.1 1.6 17.7 5.8 72.3 0.1 MELROSE ST BK MELROSE 145 37,978 8.2 22,241 16.6 22.0 49.5 11.3 0.6 0.6 7.4 4.0 68.6 1.2 FARMERS ST BK OF HAMEL HAMEL 53 37,875 13.7 17,674 30.2 0.1 56.0 10.6 3.0 1.5 11.3 6.2 54.1 0.0 FIRST ST BK RUSH CITY RUSH CITY 25 37,579 6.8 16,030 9.4 19.5 40.5 30.7 0.0 1.1 15.9 4.4 47.7 0.5 FIRST NB OF THE NORTH SANDSTONE 115 37,507 8.3 26,607 12.9 6.4 55.9 22.4 2.4 1.4 16.5 5.4 77.9 0.9 VALLEY NB OF LE SUEUR LE SUEUR 79 37,440 9.0 22,697 18.5 18.2 49.7 12.3 1.4 0.2 1.6 1.0 71.2 0.7 FIRST NB IN WINNEBAGO WINNEBAGO 43 37,435 13.0 15,887 16.3 47.9 19.6 5.3 10.9 0.9 6.8 4.0 51.3 0.6 FIRST NB IN WADENA WADENA 159 37,275 8.4 15,308 14.9 30.4 39.5 13.7 1.5 0.9 10.2 4.5 44.9 0.8 FARMERS ST BK OF MADELIA MADELIA 165 37,139 9.5 24,056 27.1 41.5 21.6 9.0 0.8 1.2 13.2 4.7 72.5 0.0 RURAL AMERICAN BK ADA ADA 107 36,381 9.7 20,138 9.2 59.6 23.9 6.4 1.0 1.2 10.8 4.8 62.5 0.1 STATE BK OF BIRD ISLAND BIRD ISLAND 129 35,996 11.0 26,688 15.7 62.8 10.0 9.8 1.7 1.1 10.0 4.9 83.4 1.1 FIDELITY ST BK OF HECTOR HECTOR 129 35,799 9.1 21,374 13.5 72.9 8.6 5.0 0.1 1.4 16.1 4.9 68.2 0.2 MINNWEST BK DAWSON DAWSON 73 35,749 8.1 23,735 10.8 58.2 16.9 13.8 0.4 1.0 12.1 4.2 73.3 2.7 ROCHESTER BK ROCHESTER 109 35,667 13.3 14,401 36.0 10.8 35.0 12.2 6.0 1.0 7.1 4.5 48.6 0.0 F&M CMNTY BK PRESTON 45 35,654 9.5 19,817 13.4 59.8 19.0 7.6 0.1 2.1 23.8 4.4 62.2 0.2 VALLEY BK MN JORDAN 139 35,585 10.0 23,684 17.2 25.5 43.9 12.0 1.4 1.3 12.8 5.6 75.0 0.4 FIRST NB OF PARKERS PR PARKERS PRAIRIE 111 35,532 8.4 18,205 7.9 29.3 27.1 32.2 3.5 1.7 17.7 5.0 57.8 0.7 UNION B&TC MINNEAPOLIS 53 35,456 11.2 17,854 21.1 0.5 72.8 5.5 0.0 2.5 23.6 6.7 57.2 2.3 STATE BK OF HAWLEY HAWLEY 27 35,430 7.4 20,665 18.3 37.3 26.8 17.4 0.2 0.6 7.6 4.6 63.6 1.4 FIRST NB OF OSAKIS OSAKIS 41 35,254 11.2 18,619 10.5 34.5 40.5 13.7 0.8 1.4 12.4 4.7 62.7 1.5 UNITED PRAIRIE BK SLAYTON SLAYTON 101 35,148 12.9 21,697 12.1 53.6 18.3 15.8 0.2 1.5 12.2 4.9 72.3 0.1 JANESVILLE ST BK JANESVILLE 161 35,101 11.5 19,388 12.0 49.3 27.9 9.9 0.8 1.4 12.5 4.9 67.7 0.1 FIRST NB OF PINE CITY PINE CITY 115 35,091 9.7 18,430 4.7 4.6 68.5 21.5 0.8 1.6 16.3 5.1 58.7 0.1 FIRST NB OF AITKIN AITKIN 1 34,963 8.1 21,106 15.1 5.8 67.1 11.8 0.2 1.5 18.9 4.7 66.2 0.8 STATE BK OF DANVERS DANVERS 151 34,911 11.8 20,032 18.0 65.6 11.1 4.8 0.5 1.0 9.2 4.5 65.6 1.1 RURAL AMERICAN BK-HINCKLEY HINCKLEY 115 34,078 8.5 20,803 15.9 15.8 58.1 10.1 0.1 1.2 12.2 5.2 68.0 0.3 CITIZENS ST BK OF MONTGOMERY MONTGOMERY 79 34,042 7.7 20,483 30.0 15.3 39.4 13.6 1.6 0.6 4.7 3.0 72.0 0.7 CITIZENS ST BK OF HAYFIELD HAYFIELD 39 33,990 9.1 21,264 17.9 40.6 34.7 5.8 1.0 1.7 18.8 5.1 69.4 0.6 FARMERS & MERCHANTS ST BK APPLETON 151 33,898 16.8 18,885 10.9 72.3 10.2 6.3 0.3 1.1 10.7 4.9 63.9 0.7 SECURITY ST BK OF MARINE MARINE SAINT CROIX 163 33,664 10.0 20,482 9.1 0.8 79.0 10.8 0.3 1.4 13.5 4.8 67.9 0.6 STATE BK OF EDGERTON EDGERTON 117 33,503 8.5 21,754 15.0 64.2 12.1 7.6 1.0 1.2 14.2 4.7 71.8 0.4 PEOPLES ST BK OF TRUMAN TRUMAN 91 33,440 10.1 22,168 9.4 73.3 11.6 4.9 0.9 1.1 10.3 4.8 74.0 1.7 BORDER ST BK OF GREENBUSH GREENBUSH 135 33,422 9.7 24,143 19.2 56.8 11.6 12.1 0.3 1.2 12.4 5.0 81.5 3.7 FIRST NB OF COLERAINE COLERAINE 61 33,400 8.4 20,845 8.7 0.0 59.3 29.4 2.6 0.9 10.3 4.4 68.5 0.4 STATE BK OF RICHMOND RICHMOND 145 33,399 11.8 17,419 8.7 27.1 53.3 10.9 0.0 1.0 8.5 4.2 59.5 0.0 FIRST NB OF CROSBY CROSBY 35 33,384 8.2 15,196 5.3 0.0 66.1 28.3 0.3 1.2 14.5 4.2 51.0 0.2 FARMERS & MERCHANTS ST BK CLARKFIELD 173 33,287 12.7 24,358 5.0 81.9 9.4 3.4 0.2 1.4 12.9 5.4 82.6 0.6 FREEPORT ST BK FREEPORT 145 33,085 8.4 21,055 17.9 30.7 23.7 19.5 8.1 0.8 10.3 4.8 70.1 0.4 SECURITY ST BK WYKOFF WYKOFF 45 33,003 9.6 20,769 12.7 57.8 20.4 8.9 0.2 1.1 10.6 4.7 71.7 0.1 FARMERS ST BK OF ADAMS ADAMS 99 32,940 10.8 20,798 5.2 78.3 10.3 5.0 1.1 1.7 15.5 5.3 71.8 0.0 CITIZENS ST BK OF OLIVIA OLIVIA 129 32,899 11.0 10,323 22.0 36.1 15.4 24.5 2.1 0.7 6.2 4.5 36.0 2.4 FARMERS ST BK OF STEPHEN STEPHEN 89 32,831 19.5 12,775 12.8 74.8 2.5 6.2 3.7 0.6 2.9 4.3 48.2 5.6 FIRST NB OF MENAHGA MENAHGA 159 32,785 13.0 17,045 34.1 31.1 26.5 8.1 0.2 1.1 8.8 4.8 60.6 2.3 PINE RIVER ST BK PINE RIVER 21 32,569 8.3 20,645 15.2 24.6 52.2 7.3 0.7 1.5 18.0 5.3 69.8 0.7 FARMERS & MERCHANTS ST BK BLOOMING PRAIRIE 147 32,562 17.1 22,197 11.7 56.7 22.3 7.9 1.4 1.4 15.1 4.9 76.2 1.1 RED LAKE COUNTY ST BK RED LAKE FALLS 125 32,442 9.9 14,402 12.8 40.5 25.8 20.9 0.0 1.2 12.3 4.3 49.9 0.4 STATE BK OF LONSDALE LONSDALE 131 32,224 11.2 13,350 3.8 36.0 41.7 17.6 0.9 1.0 8.9 4.0 47.1 2.7 SECURITY ST BK OF HOLDINGFORD HOLDINGFORD 145 32,119 8.4 19,679 4.3 11.7 47.5 6.0 30.5 1.6 18.1 4.8 70.3 0.0 SECURITY ST BK OF PINE ISLAND PINE ISLAND 49 31,823 9.6 18,397 3.3 49.9 31.3 15.5 0.0 1.3 14.0 4.5 64.3 1.0 FIRST ST BK OF LE ROY LE ROY 99 31,739 7.5 20,383 12.5 59.0 17.2 11.0 0.4 1.0 13.3 4.5 69.6 0.1 GREEN LAKE ST BK SPICER 67 31,686 10.5 20,743 15.3 20.7 54.4 7.6 1.9 1.5 11.2 5.4 80.8 1.2 FIRST ST BK OF LE CENTER LE CENTER 79 31,620 9.5 18,468 23.5 30.3 28.7 16.2 1.3 1.0 10.8 4.0 65.0 0.7 CENBANK BUFFALO LAKE 129 31,536 7.7 19,558 13.6 27.2 43.9 15.1 0.3 1.2 15.5 3.8 67.9 1.0 NORTHERN ST BK OF GONVICK GONVICK 29 31,535 21.6 10,872 24.5 32.3 10.9 32.1 0.1 1.7 8.1 4.8 44.3 1.9 NORTHERN ST BK OF VIRGINIA VIRGINIA 137 31,473 10.7 18,545 30.5 0.2 53.9 15.1 0.3 0.7 6.3 5.9 66.4 1.1 PEOPLES ST BK OF WARREN WARREN 89 31,462 10.6 17,076 12.6 46.3 29.2 10.2 1.7 1.0 7.9 4.6 63.6 2.4 SPRAGUE NB CALEDONIA 55 31,452 7.1 20,312 21.0 26.4 10.3 11.3 31.0 0.1 0.6 3.9 71.3 0.6 COMMUNITY BK WINSTED WINSTED 85 31,275 9.7 17,594 12.6 28.8 41.9 16.6 0.0 1.3 14.8 4.6 64.6 0.6 FARMERS ST BK OF TRIMONT TRIMONT 91 31,181 10.9 17,017 10.4 70.9 7.8 10.1 0.8 1.1 10.5 4.3 62.5 1.2 FIRST ST BK OF SWANVILLE SWANVILLE 97 30,557 10.1 19,823 37.8 20.8 31.5 9.9 0.0 0.9 9.0 5.6 72.7 4.6 VICTORIA ST BK VICTORIA 19 30,506 9.4 20,553 18.5 1.6 61.5 18.3 0.1 1.3 14.0 5.5 75.4 0.0 ROSEVILLE CMNTY BK NA ROSEVILLE 123 30,405 6.4 15,278 43.6 0.0 26.9 29.3 0.2 0.9 14.5 4.9 54.0 0.0 LA CRESCENT ST BK LA CRESCENT 55 30,322 7.5 20,736 17.0 2.6 42.6 25.0 12.9 1.3 17.3 5.0 75.1 0.6 SECURITY ST BK OF HOWARD LAKE HOWARD LAKE 171 30,317 10.3 19,137 19.6 21.7 52.4 6.3 0.0 1.3 12.3 5.1 71.8 0.4 FRANKLIN NB OF MINNEAPOLIS MINNEAPOLIS 53 30,185 8.4 14,787 37.0 0.0 51.8 8.9 2.2 1.9 24.4 6.8 53.7 0.1 FIRST ST BK OF EDEN PRAIRIE EDEN PRAIRIE 53 30,170 8.0 19,397 25.7 1.8 58.0 13.6 0.8 1.2 14.7 6.5 70.2 0.0 FIRST NB OF MOOSE LAKE MOOSE LAKE 17 29,884 10.3 18,852 19.2 8.2 57.6 13.4 1.6 1.4 13.8 5.0 70.9 0.4 HOUSTON SECURITY BK HOUSTON 55 29,685 8.0 21,541 17.9 38.1 36.6 3.8 3.5 0.9 10.7 4.2 94.8 0.0 AMERICAN ST BK OF OLIVIA OLIVIA 129 29,680 9.6 21,999 9.0 73.2 9.5 8.1 0.2 1.1 11.4 6.4 82.2 2.1 FIRST NB IN MAHNOMEN MAHNOMEN 87 29,567 13.2 14,320 25.0 27.7 18.7 28.4 0.2 0.8 5.9 6.0 56.2 3.1 FIRST NB HAWLEY 27 29,546 12.7 19,687 13.4 23.3 41.6 21.3 0.4 0.6 9.1 4.5 75.7 0.1 FIRST ST BK OF ST JOSEPH SAINT JOSEPH 145 29,448 8.9 16,466 7.8 6.6 64.5 21.0 0.1 1.5 16.6 5.0 64.1 0.0 RURAL AMERICAN BK-BRAHAM BRAHAM 59 29,353 8.9 22,256 8.1 41.2 37.6 10.8 2.4 1.7 19.2 5.6 84.0 0.9 WEST CENTRAL BK BARRETT 51 29,191 7.6 12,223 20.8 42.8 24.2 9.9 2.4 0.3 2.6 1.6 47.4 0.9 FIRST FARMERS & MERCHANTS NB FAIRMONT 91 29,177 8.6 21,027 20.3 23.5 47.2 8.5 0.5 0.7 6.2 4.4 80.2 0.5 MINERS NB OF EVELETH EVELETH 137 29,102 9.5 17,197 30.6 0.0 46.9 20.7 1.8 0.6 6.0 5.1 65.8 1.7 STATE BK OF COKATO COKATO 171 29,003 10.0 20,655 14.4 11.5 55.6 18.4 0.1 1.2 11.9 5.1 79.6 1.1 BANK OF ST PAUL SAINT PAUL 123 28,931 7.1 14,056 31.5 0.8 24.6 40.6 2.4 0.7 10.4 4.1 53.0 0.0 FIRST ST BK OF KENSINGTON KENSINGTON 41 28,827 11.1 12,863 9.7 40.5 35.3 13.5 0.9 1.2 11.5 3.3 50.8 0.6 EITZEN ST BK EITZEN 55 28,593 11.4 19,534 6.9 71.5 15.4 5.0 1.3 1.4 11.6 5.1 79.4 1.5 MOUNTAIN IRON FIRST ST BK MOUNTAIN IRON 137 28,429 6.9 18,381 17.0 0.1 66.7 14.3 1.8 1.0 13.2 4.6 74.8 0.2 BANK OF MAPLE PLAIN MAPLE PLAIN 53 28,428 11.3 14,235 34.1 0.4 55.5 6.8 3.1 1.4 12.5 5.4 58.0 0.0 PREFERRED BK BIG LAKE 141 28,324 7.3 15,183 34.3 4.3 42.7 18.5 0.2 0.8 10.0 5.7 59.1 0.9 ALTURA ST BK ALTURA 169 28,239 11.3 19,179 6.0 50.9 33.7 8.1 1.4 1.2 11.2 4.5 77.6 0.6 BORDER ST BK ROSEAU 135 28,230 8.2 18,535 14.7 36.0 25.4 23.8 0.1 0.5 5.7 4.6 76.7 0.0 FIRST ST BK OF FINLAYSON FINLAYSON 115 28,214 7.5 21,349 20.0 14.4 53.6 9.6 2.4 1.3 19.0 5.9 83.6 1.0 HEARTLAND ST BK STORDEN 33 28,184 6.6 20,668 16.3 48.0 16.8 17.4 1.5 0.9 11.9 5.0 79.6 0.2 WOODLAND BK REMER 21 28,102 6.4 19,485 28.2 1.3 58.5 10.7 1.4 1.1 17.2 5.3 74.9 1.2 CHISAGO ST BK CHISAGO CITY 25 27,949 9.5 18,068 18.8 1.3 67.3 10.2 2.4 1.8 19.0 6.0 72.0 0.0 PRINSBURG ST BK PRINSBURG 67 27,901 14.9 15,972 22.1 56.3 13.4 7.2 1.1 1.0 6.4 5.0 67.0 1.3 FIRST NB OF MAPLETON MAPLETON 13 27,875 9.6 18,091 11.1 59.0 17.8 6.4 5.6 1.4 14.0 5.0 73.7 0.1 FIRST SECURITY BK MADISON 73 27,577 6.7 8,772 5.9 60.2 27.1 6.6 0.1 2.5 25.5 5.5 35.8 0.0 NICOLLET ST BK NICOLLET 103 27,559 9.9 18,688 8.8 35.4 33.7 22.1 0.0 0.9 8.4 5.7 85.8 0.2 FIRST ST BK OF FERTILE FERTILE 119 27,519 16.0 5,099 17.4 56.6 11.7 14.3 0.0 0.9 5.4 3.7 22.3 0.6 STATE BK OF BLOMKEST BLOMKEST 67 27,480 9.3 16,634 12.3 51.0 28.6 8.1 0.0 1.0 11.3 4.5 68.0 0.7 CROOKSTON NB CROOKSTON 119 27,330 8.0 13,954 16.7 51.4 19.3 12.5 0.3 0.8 10.4 3.8 56.0 0.0 STATE BK IN EDEN VALLEY EDEN VALLEY 93 27,253 10.2 15,548 30.4 33.0 23.8 7.6 5.3 1.8 18.2 4.8 64.1 0.5 RUSHFORD ST BK RUSHFORD 45 27,114 8.6 17,058 6.9 54.8 23.3 15.0 0.0 0.6 6.3 4.2 69.5 1.4 FIRST NB THIEF RIVER FALLS 113 26,965 11.2 18,050 15.5 33.5 32.6 15.5 2.8 1.0 15.6 4.5 72.8 0.2 STATE BK OF LORETTO LORETTO 53 26,736 12.1 14,925 24.6 3.7 56.0 13.7 2.0 1.1 8.9 5.0 64.2 1.2 SAINT CLAIR ST BK SAINT CLAIR 13 26,693 11.7 13,478 4.0 32.4 32.1 20.7 10.9 1.2 9.8 4.2 57.9 0.1 CITIZENS ST BK OF NORWOOD NORWOOD 19 26,686 9.3 17,304 17.3 30.7 32.8 11.1 8.2 1.1 11.9 5.2 76.9 0.4 STATE BK OF LA SALLE LA SALLE 165 26,631 14.2 14,907 9.6 68.9 9.2 10.8 1.5 1.2 8.1 4.0 66.3 0.2 HARMONY ST BK HARMONY 45 26,559 6.8 18,536 18.1 42.2 28.4 11.3 0.0 1.1 15.8 5.0 75.4 0.5 FIRST ST BK OF FOUNTAIN FOUNTAIN 45 26,459 9.5 14,974 9.8 49.9 31.7 8.5 0.2 0.7 7.7 4.3 62.9 0.1 ROCKFORD ST BK ROCKFORD 171 26,267 7.5 18,670 20.5 6.7 61.7 10.9 0.2 1.4 20.0 5.7 77.8 0.0 ELLSWORTH ST BK ELLSWORTH 105 26,204 15.0 5,923 8.4 71.6 11.3 8.5 0.2 1.2 8.3 3.1 26.8 0.0 FIRST NB OF ELMORE ELMORE 43 26,068 8.8 14,520 15.4 68.2 6.2 10.2 0.0 1.4 16.9 4.5 68.0 0.4 PRAIRIE ST BK MILAN 23 25,976 8.6 11,955 19.3 55.4 12.6 9.7 3.0 1.2 15.3 4.6 51.2 0.3 FARMERS ST BK OF WAUBUN WAUBUN 87 25,864 8.1 16,695 13.5 30.1 36.5 19.6 0.3 0.9 10.5 5.2 71.7 3.4 FARMERS ST BK OF EVANSVILLE EVANSVILLE 41 25,788 7.8 16,510 8.5 16.2 37.3 3.7 34.3 1.2 15.4 4.7 71.5 0.5 NISSWA ST BK NISSWA 35 25,363 10.3 16,104 9.3 0.0 75.2 15.5 0.0 1.9 17.5 6.1 72.8 1.0 GOODHUE ST BK GOODHUE 49 25,348 11.2 14,966 11.6 69.4 10.7 8.4 0.0 1.2 10.6 5.3 66.9 3.4 GRANITE FALLS BK GRANITE FALLS 173 25,098 8.9 15,786 10.0 25.1 50.9 13.9 0.1 0.3 2.7 4.5 69.7 1.3 TOWN & COUNTRY BK ALMELUND 25 25,007 7.8 18,405 27.7 7.2 43.7 21.4 0.1 1.1 14.2 5.9 80.3 1.1 SECURITY ST BK OF LEWISTON LEWISTON 169 24,977 7.9 14,032 14.3 43.2 24.2 16.8 1.6 1.1 12.6 5.1 62.6 0.0 FIRST ST BK LAKE LILLIAN LAKE LILLIAN 67 24,934 11.1 8,136 19.4 59.6 8.6 5.9 6.5 1.3 11.4 6.0 36.9 1.5 SHERBURNE ST BK BECKER 141 24,613 6.7 16,456 7.5 14.1 65.7 12.6 0.1 0.9 12.7 5.4 72.6 0.0 CITIZENS ST BK OF GLENVILLE GLENVILLE 47 24,459 14.1 11,929 13.7 50.8 19.0 16.5 0.0 1.0 6.5 5.0 56.4 1.7 BELVIEW ST BK BELVIEW 127 24,321 6.9 19,899 9.7 58.8 16.9 14.2 0.5 0.9 14.4 5.0 91.6 1.2 ODIN ST BK ODIN 165 24,002 11.2 15,514 11.2 73.8 9.2 5.7 0.1 0.8 7.4 4.4 73.5 1.4 CITIZENS ST BK OF WATERVILLE WATERVILLE 79 23,976 8.3 13,867 15.8 19.0 50.6 9.0 5.5 0.9 7.4 3.2 66.8 0.2 CROW RIVER ST BK DELANO 171 23,976 9.9 13,139 19.0 1.1 45.2 34.5 0.2 1.0 10.4 5.4 61.5 2.1 VERGAS ST BK VERGAS 111 23,858 13.4 10,003 17.0 22.0 45.9 14.8 0.2 1.5 11.8 4.2 48.9 1.6 CITIZENS ST BK OF WAVERLY WAVERLY 171 23,841 11.0 13,527 9.4 17.1 62.8 8.9 1.8 1.3 12.4 5.7 64.6 0.0 UNITED FARMERS & MRCH ST BK MORRIS 149 23,789 8.5 16,020 12.7 58.5 16.3 12.3 0.1 1.2 14.3 5.1 74.1 0.2 UNITED PRAIRIE BK JACKSON JACKSON 63 23,764 8.5 12,389 16.5 45.7 20.1 17.5 0.2 1.4 16.7 4.6 60.3 1.3 BLACKDUCK ST BK BLACKDUCK 7 23,718 11.5 14,094 25.4 12.3 49.2 12.3 0.8 1.4 12.9 5.0 68.5 1.6 EMPIRE ST BK COTTONWOOD 83 23,653 9.0 13,234 5.3 57.0 27.5 10.1 0.0 0.6 6.1 4.8 62.8 0.9 FIRST ST BK ALEXANDRIA-CARLOS ALEXANDRIA 41 23,618 8.7 15,397 22.0 10.8 45.5 21.7 0.0 1.5 17.3 5.3 72.6 0.0 FARMERS ST BK OF RAYMOND RAYMOND 67 23,613 11.3 14,646 13.8 74.9 5.9 5.2 0.2 1.4 12.4 4.6 69.9 1.8 WABASSO ST BK WABASSO 127 23,399 12.2 12,645 18.3 60.9 16.5 4.3 0.0 1.2 10.0 5.0 62.9 3.3 FARMERS & MERCHANTS ST BK PAYNESVILLE 145 23,378 9.7 10,303 26.7 16.8 37.8 11.6 7.1 1.0 9.3 4.5 49.0 0.8 FIRST NB OF BREWSTER BREWSTER 105 23,029 8.3 10,372 10.2 39.0 42.0 8.4 0.4 0.8 9.8 4.5 49.7 0.0 FIRST SECURITY BK BYRON 109 23,026 9.2 17,391 5.8 21.3 65.9 4.4 2.6 1.1 15.2 5.1 85.1 0.0 ADRIAN ST BK ADRIAN 105 22,975 11.1 13,776 11.6 69.8 12.2 6.3 0.1 0.8 7.1 4.5 68.5 0.4 FIRST NB OF FAIRFAX FAIRFAX 129 22,898 24.8 13,296 10.1 73.1 13.3 3.4 0.1 1.8 7.2 5.7 77.8 1.0 FARMERS ST BK OF UPSALA UPSALA 97 22,739 8.3 14,678 7.4 7.1 43.9 2.1 39.5 1.3 15.0 4.8 72.0 0.0 TRIUMPH ST BK TRIMONT 91 22,709 8.8 9,805 16.1 60.4 13.9 9.5 0.1 0.9 9.9 4.5 47.8 0.8 FIDELITY ST BK OF FAIRFAX FAIRFAX 129 22,548 8.9 16,102 14.3 61.8 14.6 6.9 2.3 1.2 13.3 4.8 82.0 0.0 STATE BK OF BRICELYN BRICELYN 43 22,399 12.0 13,644 4.4 83.2 5.9 5.7 0.8 0.9 7.4 4.1 69.9 0.1 ROYALTON ST BK ROYALTON 97 22,359 8.2 13,803 16.4 42.8 32.7 7.6 0.4 1.1 9.2 5.3 71.8 1.4 FIRST NB OF STARBUCK STARBUCK 121 22,338 10.4 11,656 12.1 48.9 26.6 9.0 3.4 0.5 4.8 4.9 59.0 0.5 FARMERS ST BK OF SHERBURN SHERBURN 91 21,998 9.2 12,352 12.4 59.0 19.0 9.5 0.1 1.1 11.7 4.2 62.4 0.0 CANNON VALLEY BK DUNDAS 131 21,992 7.4 15,744 8.4 30.1 49.8 11.7 0.1 1.0 14.9 4.0 78.2 0.1 CANTON ST BK CANTON 45 21,989 7.5 14,559 19.4 47.1 23.3 10.1 0.1 1.2 16.0 4.7 72.3 0.6 EXCHANGE ST BK OF HILLS HILLS 133 21,914 12.3 13,963 9.5 57.3 26.9 6.2 0.1 1.0 7.8 4.2 74.0 0.0 FIRST FARMERS & MERCHANTS ST BBROWNSDALE 99 21,678 8.9 11,132 11.9 54.8 26.8 6.4 0.1 0.7 5.8 4.0 58.3 0.0 SECURITY ST BK OF OKLEE OKLEE 125 21,648 21.4 6,616 14.3 60.6 9.6 14.4 1.0 1.8 8.4 4.3 39.4 0.7 ELYSIAN BK ELYSIAN 79 21,631 10.0 12,675 16.9 17.8 46.9 18.3 0.1 1.1 12.0 4.9 65.7 3.1 STATE BK OF CHANDLER CHANDLER 101 21,507 9.6 13,961 14.8 66.5 4.6 10.7 3.4 1.0 9.4 4.7 72.8 3.0 STATE BK OF MCGREGOR MCGREGOR 1 21,409 9.4 17,302 12.9 10.2 62.6 8.1 6.2 1.6 17.1 5.7 90.5 0.7 LE SUEUR ST BK LE SUEUR 79 21,351 8.6 12,992 17.6 16.5 58.2 7.7 0.1 1.1 13.0 4.5 66.9 2.3 MINNESOTA BANKFIRST MINNEAPOLIS 53 21,337 15.5 14,041 18.7 39.9 25.1 0.8 15.5 0.7 4.5 3.0 80.1 0.0 FARMERS ST BK OF WEST CONCORD WEST CONCORD 39 21,286 9.8 13,752 10.8 28.0 44.9 15.9 0.5 1.1 11.0 5.0 71.9 0.3 FARMERS ST BK OF ELKTON ELKTON 99 21,116 12.9 10,998 9.9 56.4 20.4 13.3 0.0 1.9 14.8 4.6 61.4 0.1 FIRST NB OF MCINTOSH MCINTOSH 119 21,030 25.1 6,435 16.8 47.9 22.2 12.9 0.1 1.8 7.3 4.5 41.2 0.7 FIRST FARMERS & MRCH ST BK GRAND MEADOW 99 21,005 7.7 12,938 16.7 48.1 22.3 10.9 1.9 1.0 8.7 4.3 68.4 1.4 FARMERS & MERCHANTS ST BK SACRED HEART 129 20,947 11.6 12,478 7.1 68.8 13.1 10.4 0.6 0.5 5.1 3.9 66.3 0.2 PRIME SECURITY BK KARLSTAD 69 20,918 9.2 14,354 21.9 32.8 25.4 19.3 0.6 1.1 13.0 4.6 76.6 0.0 FARMERS ST BK OF WATKINS WATKINS 93 20,880 16.7 11,628 17.8 26.5 37.3 18.1 0.3 1.1 6.5 5.2 68.7 0.0 STATE BK OF KIMBALL KIMBALL 145 20,709 8.5 15,949 13.4 21.5 46.7 18.5 0.0 1.5 18.2 5.8 87.2 2.3 STATE BK OF COLD SPRING COLD SPRING 145 20,532 8.5 14,164 8.3 10.8 60.9 19.8 0.3 1.1 13.6 5.1 76.5 0.1 FIRST NB AT ST JAMES SAINT JAMES 165 20,512 8.6 8,039 13.7 47.9 24.4 11.7 2.3 0.4 4.6 4.0 44.1 0.8 STATE BK OF TAUNTON TAUNTON 83 20,285 16.2 9,821 14.6 62.9 1.1 21.4 0.0 1.0 5.8 4.3 58.1 0.2 STATE BK OF NEW RICHLAND NEW RICHLAND 161 20,235 16.4 10,999 11.6 52.1 24.1 11.0 1.1 1.5 9.2 5.5 64.7 3.2 WHITE ROCK ST BK CANNON FALLS 49 20,201 7.7 12,737 25.7 35.5 28.1 10.7 0.1 1.0 12.0 5.6 68.7 0.0 FIRST ST BK OF ONAMIA ONAMIA 95 20,131 11.3 10,544 29.5 7.1 41.5 21.9 0.0 0.2 2.1 5.7 63.7 6.3 STATE BK OF AURORA AURORA 137 20,119 9.5 11,112 38.6 2.2 36.9 19.5 2.8 0.9 10.0 5.4 60.8 1.5 STATE BK OF HANSKA HANSKA 15 20,070 9.8 14,144 4.9 69.3 17.2 8.5 0.1 1.5 14.3 4.1 80.3 0.1 NEW MARKET BK NEW MARKET 139 19,947 9.8 12,148 12.5 4.3 61.0 22.1 0.0 1.0 11.0 5.9 68.6 0.8 STATE BK OF LISMORE LISMORE 105 19,880 14.0 13,365 8.6 83.4 4.8 2.9 0.3 1.0 6.8 5.0 78.1 0.0 FIRST INDEPENDENT BK RUSSELL 83 19,777 6.9 15,660 15.9 35.8 31.3 7.0 9.9 0.4 4.9 4.8 90.3 1.1 HERON LAKE ST BK HERON LAKE 63 19,696 8.3 11,701 5.8 68.8 14.4 10.8 0.1 0.3 3.5 3.8 65.4 0.4 ONSGARD ST BK SPRING GROVE 55 19,645 8.1 12,441 11.6 28.7 27.5 32.0 0.3 0.7 8.4 4.6 70.3 1.4 CITIZENS ST BK OF SILVER LAKE SILVER LAKE 85 19,562 14.0 7,189 5.1 27.4 55.8 11.6 0.0 1.3 9.3 4.3 43.3 1.4 FARMERS ST BK OF HOFFMAN HOFFMAN 51 19,399 12.1 10,813 14.2 53.2 16.6 13.2 2.7 0.7 5.3 4.4 64.3 0.5 BONANZA VALLEY ST BK BROOTEN 145 19,321 7.2 12,916 16.8 67.8 10.5 4.7 0.1 0.6 7.8 4.2 72.7 0.8 PINE CITY ST BK PINE CITY 115 19,176 7.6 13,692 14.8 2.2 67.5 15.4 0.0 1.3 18.3 5.6 78.5 0.1 FIRST ST BK OF BIGFORK BIGFORK 61 19,099 10.4 12,497 23.1 3.6 56.3 16.7 0.3 1.1 10.8 5.6 77.5 3.8 PRODUCE ST BK OF HOLLANDALE HOLLANDALE 47 19,052 12.1 12,230 18.4 50.4 16.8 14.3 0.1 1.3 11.1 5.8 73.5 0.4 ORMSBY ST BK ORMSBY 91 18,979 13.7 8,433 14.2 59.6 17.5 7.8 1.0 1.2 8.6 5.0 51.5 0.5 BANK OF ELLENDALE ELLENDALE 147 18,832 7.5 11,960 6.3 27.8 54.1 11.5 0.3 1.1 12.4 3.7 70.0 1.1 SECURITY ST BK OF SEBEKA SEBEKA 159 18,813 7.6 10,208 21.9 29.5 39.1 8.5 1.1 1.0 14.2 4.7 59.3 0.0 COMMUNITY NB OF BRANCH NORTH BRANCH 25 18,747 8.0 14,170 12.2 17.2 59.2 10.1 1.3 1.2 13.8 6.2 82.4 4.2 FARMERS ST BK LESTER PRAIRIE LESTER PRAIRIE 85 18,695 13.8 9,969 16.4 21.4 47.3 12.4 2.5 1.5 10.9 5.1 62.4 2.9 FIRST NB OF COKATO COKATO 171 18,559 12.3 9,071 12.7 31.9 32.6 22.7 0.1 0.8 6.6 5.3 56.2 0.1 LAKES ST BK PEQUOT LAKES 35 18,532 7.6 14,506 42.0 2.3 40.1 15.2 0.4 1.3 17.4 5.7 85.6 1.3 STATE BK OF LUCAN LUCAN 127 18,170 12.4 10,882 10.1 67.5 9.4 12.0 1.1 0.9 7.0 4.7 69.9 0.3 STATE BK OF TOWER TOWER 137 18,088 8.7 12,063 10.9 0.0 59.4 28.9 0.8 1.1 13.2 5.1 75.0 0.2 FIRST CMNTY BK FREEBORN 47 17,918 7.5 11,498 49.1 12.0 22.5 12.0 4.4 1.0 13.9 4.9 70.5 0.0 CITIZENS ST BK OF SHAKOPEE SHAKOPEE 139 17,768 10.3 10,555 10.0 7.4 55.0 27.6 0.1 1.1 10.5 5.9 67.2 0.5 FIRST NB OF BATTLE LAKE BATTLE LAKE 111 17,734 6.8 8,717 14.3 16.4 59.7 9.2 0.4 0.5 7.6 4.1 53.3 1.8 VIKING BK HENDRUM 107 17,679 9.8 9,288 12.0 38.9 35.1 13.0 1.0 0.9 9.6 4.8 59.3 1.9 FARMERS ST BK FOSSTON-WINGER WINGER 119 17,458 7.1 12,356 13.3 63.4 13.0 9.7 0.5 0.9 11.9 4.9 77.3 0.1 STATE BK OF LAKE PARK LAKE PARK 5 17,416 12.9 10,096 16.0 15.0 50.6 18.4 0.0 1.2 9.3 5.1 67.4 0.6 PARK ST BK DULUTH 137 17,344 7.2 9,833 11.2 0.0 68.6 20.1 0.0 0.6 6.3 4.7 61.4 0.5 WINTHROP ST BK WINTHROP 143 17,270 12.8 5,535 21.2 36.6 35.7 6.4 0.1 0.9 6.8 4.7 37.1 2.3 SECURITY ST BK OF WELLS WELLS 43 17,241 7.9 11,732 25.8 43.6 21.0 9.4 0.3 1.0 12.3 5.3 74.9 0.9 FIRST NB OF CASS LAKE CASS LAKE 21 17,177 6.5 4,588 18.2 0.5 40.2 41.0 0.0 0.5 7.7 4.7 28.7 1.2 UNITED MINNESOTA BK NEW LONDON 67 17,084 8.4 10,162 17.1 15.7 53.4 13.3 0.5 1.0 14.0 5.0 65.7 0.0 FIRST ST BK OF CLEARBROOK CLEARBROOK 29 17,081 14.0 10,376 12.5 41.6 28.8 16.2 0.9 1.2 8.5 5.2 70.7 1.1 FARMERS ST BK OF DARWIN DARWIN 93 16,945 9.1 8,409 32.1 28.8 22.0 16.8 0.2 1.6 13.5 5.2 54.7 0.8 FIRST ST BK OF OKABENA OKABENA 63 16,751 18.1 7,734 2.6 42.8 43.3 8.2 3.2 1.3 7.3 5.1 57.1 1.8 JASPER ST BK JASPER 117 16,680 8.8 11,762 19.8 55.4 8.5 16.3 0.0 1.0 10.9 4.9 78.5 0.7 COMMUNITY BK HENDERSON HENDERSON 143 16,632 8.1 11,891 9.2 33.0 33.4 23.7 0.7 0.8 9.7 6.0 78.6 2.3 FIRST NB OF KIESTER KIESTER 43 16,497 9.8 10,643 9.2 74.0 11.0 5.7 0.1 0.9 9.4 4.4 73.0 0.8 VILLAGE BK SAINT FRANCIS 3 16,485 8.4 8,228 39.1 6.1 34.9 14.9 4.9 1.5 17.0 5.8 55.1 0.0 STATE BK OF KERKHOVEN KERKHOVEN 151 16,396 10.2 8,075 12.0 64.7 15.0 7.8 0.5 1.3 11.6 4.9 55.7 0.6 COMMUNITY BK NEW ULM NEW ULM 15 16,201 9.5 10,449 9.7 34.9 45.7 9.0 0.8 0.6 6.4 4.4 71.9 0.0 PEOPLES ST BK OF WELLS WELLS 43 16,161 8.4 9,133 9.5 46.9 23.6 20.0 0.0 1.3 16.2 5.4 62.8 0.4 1ST AMERICAN ST BK OF MN HANCOCK 149 16,050 8.4 9,730 24.1 55.4 8.4 12.0 0.1 0.0 0.2 4.1 67.2 0.0 PEOPLES ST BK OF MADISON LAKE MADISON LAKE 13 16,016 7.6 8,151 13.5 22.9 37.0 26.2 0.4 1.0 13.4 4.4 55.6 0.5 FIRST NB OF HERMAN HERMAN 51 15,950 10.1 6,591 10.9 67.0 11.0 7.6 3.4 1.0 9.6 4.8 45.8 2.1 CITIZENS ST BK WALNUT GROVE WALNUT GROVE 127 15,872 14.9 9,525 6.6 79.4 7.9 6.1 0.0 0.8 5.5 5.2 71.9 0.1 FARMERS ST BK OF HARTLAND HARTLAND 47 15,765 14.5 11,625 10.7 66.4 13.4 9.5 0.0 1.2 7.6 5.2 87.8 2.6 FARMERS & MERCHANTS ST BK ALPHA 63 15,667 9.2 11,100 23.4 39.0 27.6 10.0 0.0 1.0 11.5 4.3 78.7 2.4 UNIVERSITY NB SAINT PAUL 123 15,616 10.3 9,220 13.3 0.0 77.4 8.6 0.7 0.8 6.5 6.4 67.8 1.6 HARDWICK ST BK HARDWICK 133 15,605 9.8 5,596 1.1 56.5 14.7 27.6 0.1 0.4 3.7 3.0 40.0 1.3 MARSHALL COUNTY ST BK NEWFOLDEN 89 15,514 22.5 7,264 14.1 51.7 11.5 22.6 0.1 1.7 7.7 4.7 61.8 2.1 FIRST NB OF GILBERT GILBERT 137 15,294 12.1 7,751 7.1 0.2 69.7 21.7 1.3 0.6 5.1 4.9 58.0 0.5 STATE BK OF HAMBURG HAMBURG 19 15,216 9.8 7,721 13.1 33.9 33.8 16.6 2.7 0.7 7.1 4.3 57.3 0.9 LOWRY ST BK LOWRY 121 15,160 9.1 8,130 12.1 54.5 11.9 20.0 1.5 1.6 17.5 4.6 60.0 0.0 ARGYLE ST BK ARGYLE 89 15,154 8.5 8,300 13.1 50.6 22.7 5.8 7.8 1.0 11.3 5.2 59.9 0.0 RED RIVER ST BK HALSTAD 107 15,115 10.5 8,815 21.3 62.3 6.5 7.8 2.2 0.8 7.2 4.4 67.0 2.8 NORTHLAND CMNTY BK NORTHOME 71 14,854 10.6 6,769 22.2 21.3 43.6 12.9 0.0 1.0 9.4 5.0 51.2 0.7 RANDALL ST BK RANDALL 97 14,770 8.8 9,122 9.2 25.9 50.3 14.0 0.6 1.9 22.4 4.9 68.5 0.7 STATE BK OF GIBBON GIBBON 143 14,670 9.6 8,168 13.5 69.3 12.1 5.1 0.0 0.5 5.1 4.1 62.5 0.3 BLAINE ST BK BLAINE 3 14,433 10.5 8,516 10.0 0.0 56.9 33.1 0.0 0.8 7.6 6.0 66.2 0.0 FIRST ST BK OF ASHBY ASHBY 51 14,391 8.1 9,832 16.9 33.0 36.1 13.9 0.1 0.9 12.0 4.6 74.6 0.4 ATWATER ST BK ATWATER 67 14,347 8.7 9,223 15.9 34.4 34.1 13.2 2.5 0.7 7.7 5.0 75.7 3.9 FIRST SECURITY BK LAKE BENTON LAKE BENTON 81 14,311 10.4 7,771 3.3 33.5 54.7 4.3 4.2 2.0 19.3 5.4 60.8 3.3 SECURITY ST BK OF CLAREMONT CLAREMONT 39 14,232 8.2 9,818 18.3 48.5 23.0 5.9 4.3 1.3 15.6 5.1 78.3 0.0 UNION ST BK OF BROWNS VALLEY BROWNS VALLEY 155 14,186 12.1 5,493 22.9 46.9 18.1 11.3 0.9 0.6 4.7 4.3 44.6 0.0 FIRST NB OF DEER RIVER DEER RIVER 61 14,108 11.6 4,692 11.7 3.1 68.9 16.2 0.1 0.7 6.1 4.7 38.0 3.5 FIRST ST BK OF GROVE CITY GROVE CITY 93 14,076 17.5 7,451 12.0 59.8 16.6 11.5 0.2 0.5 2.8 4.9 65.3 0.3 FARMERS ST BK OF UNDERWOOD UNDERWOOD 111 14,066 10.9 8,639 9.5 37.9 42.8 8.6 1.1 1.5 13.7 5.3 69.3 2.6 CURRIE ST BK CURRIE 101 13,915 7.8 9,460 11.7 75.5 6.4 6.2 0.3 0.9 11.9 4.6 78.4 0.7 SECURITY ST BK OF DEER CREEK DEER CREEK 111 13,787 11.2 4,735 25.6 35.4 26.4 12.5 0.1 1.4 12.6 4.7 39.0 0.4 AMERICAN ST BK OF ERSKINE ERSKINE 119 13,687 8.3 7,385 16.2 40.9 24.6 17.7 0.6 1.5 19.3 5.0 59.5 2.4 FIRST NB OF PROCTOR PROCTOR 137 13,645 9.5 5,703 6.0 0.0 79.4 14.5 0.1 0.7 7.2 4.8 46.5 1.8 PEOPLES ST BK OF COMFREY COMFREY 15 13,620 7.7 8,111 10.9 52.8 15.6 9.4 11.3 0.3 3.4 4.6 67.0 0.1 STATE BK OF EASTON EASTON 43 13,546 14.1 9,077 9.9 81.5 1.0 7.4 0.3 0.8 5.8 4.6 80.4 3.9 FARMERS ST BK OF DENT DENT 111 13,448 7.6 9,707 15.4 53.1 24.7 6.6 0.1 1.0 13.7 5.3 79.3 2.5 FARMERS BK MINNESOTA LAKE 43 13,329 10.5 9,379 11.2 67.7 13.5 7.6 0.1 1.3 12.6 5.5 79.2 0.2 WELCOME ST BK WELCOME 91 13,199 8.2 8,723 11.2 52.0 21.3 14.5 1.0 1.1 13.5 4.4 72.6 3.2 FIRST NB OF BOVEY BOVEY 61 13,156 7.4 7,684 25.6 1.4 58.1 13.5 1.4 0.9 12.1 5.1 63.9 1.7 STATE BK OF WOOD LAKE WOOD LAKE 173 13,077 9.6 8,405 6.7 74.7 11.4 7.1 0.0 0.2 2.5 4.8 71.8 2.1 COMMUNITY BK CLEVELAND CLEVELAND 79 12,872 9.9 8,276 20.9 19.3 36.4 23.1 0.2 1.0 9.2 5.7 73.7 0.4 STATE BK OF JEFFERS JEFFERS 33 12,830 12.2 5,855 9.0 71.8 9.8 9.3 0.2 1.0 8.7 4.9 52.4 2.6 TWIN VALLEY ST BK TWIN VALLEY 107 12,685 7.6 4,416 18.4 40.3 31.9 9.4 0.0 0.6 7.5 4.6 37.9 1.9 STATE BK OF CLARKS GROVE CLARKS GROVE 47 12,493 16.1 6,409 27.9 51.4 13.8 6.7 0.2 1.0 5.5 5.2 62.9 0.0 MINNESOTA FRST CR SVGS ROCHESTER 109 12,418 11.8 10,998 0.0 0.0 68.6 31.4 0.0 1.8 14.9 9.2 107.5 0.5 UNITED SOUTHWEST BK VESTA 127 12,176 5.9 8,078 17.8 33.6 31.0 16.8 0.7 (0.4) (6.1) 4.3 71.3 2.9 SECURITY ST BK OF STAPLES STAPLES 153 12,044 7.9 7,188 8.1 6.1 57.6 28.0 0.1 1.1 14.2 4.3 65.3 0.0 COURTLAND ST BK COURTLAND 103 12,019 8.7 8,240 12.4 35.0 44.5 8.0 0.1 1.4 14.8 4.5 76.3 0.4 SECURITY ST BK OF BEARDSLEY BEARDSLEY 11 11,623 9.5 7,232 9.8 69.2 8.6 11.9 0.6 0.4 4.3 5.5 69.2 1.3 FIRST NB OF BUHL BUHL 137 11,457 8.9 5,455 17.4 1.1 42.4 38.8 0.3 1.0 10.6 5.3 52.6 1.8 MERCHANTS ST BK OF LEWISVILLE LEWISVILLE 165 11,426 9.1 7,905 12.2 41.5 16.8 5.9 23.6 1.3 13.8 5.1 78.4 1.4 VALLEY ST BK OF OSLO OSLO 89 11,155 10.8 8,349 11.6 51.9 16.7 19.7 0.1 1.3 12.2 5.3 85.7 0.1 SAINT STEPHEN ST BK SAINT STEPHEN 145 11,129 8.8 7,659 30.6 7.7 40.5 21.2 0.0 0.8 8.3 5.6 77.0 0.9 FIRST SECURITY BK HENDRICKS HENDRICKS 81 10,927 9.9 5,406 14.3 30.2 47.9 7.6 0.1 1.3 13.1 5.4 55.7 1.6 SAINT MARTIN NB SAINT MARTIN 145 10,856 9.9 6,956 20.2 39.5 28.2 12.0 0.1 1.3 11.9 5.0 71.7 0.2 CITIZENS ST BK OF TYLER TYLER 81 10,826 16.1 3,317 24.1 48.8 9.3 15.9 1.9 1.5 9.0 5.4 36.5 4.1 BUFFALO RIDGE ST BK OF RUTHTONRUTHTON 117 10,647 8.2 4,945 7.6 59.5 25.2 7.4 0.2 0.6 7.0 4.3 50.9 0.8 STATE BK OF CYRUS CYRUS 121 10,492 9.0 5,583 12.9 58.7 16.9 9.8 1.7 0.6 6.3 5.1 59.4 2.2 AMERICAN ST BK OF GRYGLA GRYGLA 89 10,318 9.7 5,820 11.8 54.1 19.3 14.8 0.0 1.3 13.7 4.9 62.8 0.0 STATE BK OF CEYLON CEYLON 91 10,313 9.3 4,954 2.8 58.3 21.3 17.4 0.1 0.6 6.3 4.0 54.3 3.8 PLUMMER ST BK PLUMMER 125 10,298 9.8 4,079 25.8 35.8 18.0 16.0 4.4 1.2 12.2 5.7 47.9 1.5 FARMERS ST BK OF HUNTLEY HUNTLEY 43 9,710 13.3 1,790 24.9 57.4 9.3 8.4 0.0 0.3 2.4 3.1 21.3 0.0 COOK COUNTY ST BK GRAND MARAIS 31 9,693 28.7 3,196 23.8 0.0 58.6 17.6 0.0 (0.7) (1.9) 5.7 48.2 0.0 CITIZENS ST BK OF KELLIHER KELLIHER 7 9,546 11.5 6,193 28.8 17.8 40.3 13.0 0.1 0.8 7.2 4.8 83.4 1.1 FIRST SECURITY BK SANBORN SANBORN 127 9,272 8.0 6,952 1.0 45.1 46.5 6.1 1.2 1.3 15.3 6.1 91.3 0.1 FIRST ST BK OF FLOODWOOD FLOODWOOD 137 9,132 8.3 6,491 32.7 36.9 14.3 15.3 0.7 0.9 11.3 6.9 79.7 1.1 FIRST ST BK OF AUDUBON AUDUBON 5 9,035 18.0 4,563 19.2 12.1 47.3 20.8 0.6 1.0 9.3 5.2 57.1 0.0 FRANKLIN ST BK FRANKLIN 129 8,978 7.9 5,456 5.5 55.6 25.1 13.7 0.0 0.7 8.7 4.3 66.7 0.1 STATE BK OF BELLINGHAM BELLINGHAM 73 8,714 9.8 5,820 3.4 79.9 7.1 9.5 0.1 1.0 10.8 5.0 76.0 0.3 STATE BK OF MORRISTOWN MORRISTOWN 131 8,616 9.2 5,827 12.9 8.0 58.9 19.3 0.9 1.0 10.0 5.3 76.0 0.3 GENEVA ST BK GENEVA 47 8,600 16.8 5,337 10.1 57.8 27.0 5.0 0.0 0.1 0.3 5.3 75.3 1.0 FIRST ST BK OF EMMONS EMMONS 47 7,881 9.4 4,898 12.5 12.5 56.8 18.1 0.1 1.1 11.8 5.7 69.3 2.8 FIRST ST BK OF MURDOCK MURDOCK 151 7,414 8.9 5,604 10.9 61.6 19.4 8.0 0.1 1.3 13.3 6.6 84.1 0.1 STATE BK OF MARIETTA MARIETTA 73 7,001 10.6 4,419 10.4 75.9 5.6 8.1 0.0 1.0 9.3 5.7 71.1 0.4 STATE BK OF DENNISON DENNISON 49 6,812 18.7 3,149 5.2 58.2 26.2 10.3 0.0 1.4 7.3 5.1 56.9 0.0 GARY ST BK GARY 107 6,493 12.4 4,570 13.5 69.9 4.4 11.9 0.3 1.7 14.6 6.4 81.6 0.7 OGEMA ST BK OGEMA 5 6,242 11.1 3,775 16.5 41.5 28.8 13.2 0.1 1.8 16.6 5.8 68.1 0.8 FROST ST BK FROST 43 5,945 8.7 3,514 13.0 70.7 7.7 8.5 0.1 1.2 12.3 4.5 65.6 0.3 KENT ST BK KENT 167 5,485 11.9 2,526 9.3 40.7 20.0 29.8 0.3 0.4 3.3 5.0 52.2 0.0 GRANGER ST BK GRANGER 45 5,160 14.1 4,120 22.8 62.2 8.3 6.6 0.2 2.3 15.4 5.9 94.3 0.1 Totals/Averages 70,080,753 9.8 43,861,860 18.1 28.1 37.9 13.7 2.2 1.1 12.0 4.9 67.7 0.9