Economic Research
EconomistsResearch Economists
All Publications and Papers for
Ron J. Feldman
Senior Vice President
Ninth District Highlights: Confusion on Complexity
March 2013 - Banking in the Ninth
Ninth District Highlights: The Merits of Documentation: From the Viewpoint of the Supervisee
November 2012 - Banking in the Ninth
Banking in the Ninth District
November 2012 - Conversations with the Fed
Post-Crisis Use of Financial Market Data in Bank Supervision
October 2012 - The Region
Ninth District Highlights: Three cases of confronting "this time it will be different" in the Ninth District
September 2012 - Banking in the Ninth
Ninth District Highlights: Measuring Improvement in Banking Conditions
June 2012 - Banking in the Ninth
Ninth District Highlights: The Importance of Banker Feedback: Addressing Concerns about Retaliation
March 2012 - Banking in the Ninth
Ninth District Highlights: Applying Supervisory Guidance
December 2011 - Banking in the Ninth
Ninth District Highlights: The Role of Community Banks
September 2011 - Banking in the Ninth
Ninth District Highlights: An Introduction to the Newsletter
June 2011 - Banking in the Ninth
Size and Regulatory Reform in Finance: Important but Difficult Questions
September 2010 - The Region
Additional Files [pdf]
Forcing Financial Institution Change Through Credible Recovery/Resolution Plans: An Alternative to Plan-Now/Implement-Later Living Wills
May 2010 - Economic Policy Papers
PDF Version [pdf]
A Method for Improving the Benchmarks Used to Monitor ACH Returns
March 2010 - Financial Policy Working Papers
Macrostability Ratings: A Preliminary Proposal
September 2009 - The Region
Additional Files [pdf]
Addressing TBTF by Shrinking Institutions: An Initial Assessment
June 2009 - The Region
Additional Files [pdf]
Managing the Expanded Safety Net
May 2008 - The Region
Additional Files [pdf]
Too Big To Fail: The Hazards of Bank Bailouts
May 2008 - The Region
Additional Files [pdf]
Managing the Expanded Safety Net
January 2007 - Annual Reports
Are Banks Really Dying This Time?
September 2007 - The Region
Additional Files [pdf]
Are Banks Really Dying This Time? - In Brief
September 2007 - The Region
Rethinking Bank Regulation: Till Angels Govern
December 2006 - The Region
Managing Too Big To Fail by Reducing Systemic Risk: Some Recent Developments
June 2006 - The Region
Managing Too Big To Fail by Reducing Systemic Risk: Some Recent Developments - In Brief
June 2006 - The Region
Addressing TBTF When Banks Merge: A Proposal
September 2005 - The Region
Addressing TBTF When Banks Merge: A Proposal - In Brief
September 2005 - The Region
The Top 50—Revisited
June 2005 - The Region
Too Big To Fail: The Hazards of Bank Bailouts
December 2003 - The Region
The Affordable Housing Shortage: Considering the Problem, Causes and Solutions
September 2002 - The Region
Mortgage Rates, Homeownership Rates, and Government-Sponsored Enterprises
January 2001 - Annual Reports
Mortgage Rates, Homeownership Rates, and Government-Sponsored Enterprises
April 2002 - The Region
Ninth District banking conditions from the examiners' viewpoint
September 2002 - fedgazette
Market Data Sources in More Detail
September 2001 - The Region
Market Data and Bank Supervision: The Transition to Practical Use
September 2001 - The Region
Using Market Data in the Supervisory Process
September 2001 - The Region
Increased use of uninsured deposits
March 2001 - fedgazette
When Genius Failed: The Rise and Fall of Long-Term Capital Management
December 2000 - The Region
Financial modernization, the FHLB and agricultural banks
October 2000 - fedgazette
Interest rate risk: What is it, why banks would want it, and how to evaluate it
July 2000 - fedgazette
Is financial modernization anything new?
April 2000 - fedgazette
Have We Only Just Begun?
March 2000 - The Region
Noninterest income in the Ninth District
January 2000 - fedgazette
Noninterest income: A potential for profits, risk reduction and some exaggerated claims
October 1999 - fedgazette
Why all concerns about subprime lending are not created equal
July 1999 - fedgazette
Tracking small business lending in the Ninth District: What the new CRA data allows
April 1999 - fedgazette
What are CAMELS and who should know?
January 1999 - fedgazette
Despite weakening conditions in the agricultural sector, bank data generally indicate good performance
November 1998 - fedgazette
A brief history of reserves and premiums
September 1998 - The Region
An illustrative example of a federal deposit insurance system without reserves
September 1998 - The Region
When should the FDIC act like a private insurance company?
September 1998 - The Region
Declining deposits ... Is it all bad news?
July 1998 - fedgazette
Is the loan-to-deposit ratio still relevant?
July 1998 - fedgazette
What are the sources of increased bank profitability in recent years?
April 1998 - fedgazette
A primer on bank consolidation in the Ninth District
January 1998 - fedgazette
Data out of context: reporting banking data in the Ninth District
January 1998 - fedgazette
Fixing FDICIA: A Plan to Address the Too Big to Fail Problem
January 1997 - Annual Reports
Credit card banking in the Ninth District
October 1997 - fedgazette
An Update on the Securitization of Small Business Loans
September 1997 - The Region
Small Business Loans, Small Banks and a Big Change in Technology Called Credit Scoring
September 1997 - The Region
Ninth District banks and the 1997 flood
July 1997 - fedgazette
Credit scoring and small business loans
April 1997 - Community Dividend
Lending to small firms and small farms
April 1997 - Community Dividend
A Brief Recap of Fannie and Freddie's Activities
December 1996 - The Region
AU, Borrowing Costs and the Profitability of Mortgage Origination
December 1996 - The Region
Can Society Ever Invest Too Much in Technology?
December 1996 - The Region
Mortgage Automation Threat
December 1996 - The Region
Uncertainty in Federal Intervention
September 1996 - The Region
Proposed OCC “Agreement Table”
September 1995 - The Region
Will the Securitization Revolution Spread?
September 1995 - The Region
