Research Economists

All Publications and Papers for

Ronald A. Wirtz

Editor, fedgazette



And now, a word from our sponsor

October 2014 - fedgazette
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Calling home

October 2014 - fedgazette
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Hunting for economic development

October 2014 - fedgazette
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Movin' on up

October 2014 - fedgazette
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A minimalist picture

July 2014 - fedgazette
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Not all minimum wage jobs are created equal

July 2014 - fedgazette
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The art of tracking low-wage jobs and workers

July 2014 - fedgazette
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Affordable Care Act in Ninth District states: Act 1, individuals

July 2014 - fedgazette

An international quilt of students

March 2014 - fedgazette
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Flying colors: International students flock to Ninth District universities

March 2014 - fedgazette

Ninth District employment services sector: Not a temporary blip

January 2014 - fedgazette
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Temporary employment sector: Matchmaker, Matchmaker

January 2014 - fedgazette
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Flood insurance: Rolling some expensive dice

December 2013 - fedgazette
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The little state that could (flood)

December 2013 - fedgazette
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Beyond oil and gas: Trusts built on other natural resources

September 2013 - fedgazette

Saving for a rainy, oil-free day

September 2013 - fedgazette
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Congratulations on your oil boom...now the real work begins

July 2013 - fedgazette
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Dickinson: Watching and learning

July 2013 - fedgazette
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Fine-tuning the oil tax machine

July 2013 - fedgazette
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Oil tax spending: "Pots for this and pots for that"

July 2013 - fedgazette
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Oil taxes 101

July 2013 - fedgazette
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The rise of the West: More than just an oil story

March 2013 - fedgazette
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In South Dakota, we trust

February 2013 - fedgazette
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Money, and more money: Public and private trusts

February 2013 - fedgazette
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Government employment: Job insecurity

January 2013 - fedgazette
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Local governments go to the barbershop

January 2013 - fedgazette
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Please do this. Good luck

January 2013 - fedgazette
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Where the manufacturing jobs are

October 2012 - fedgazette

Exporting growth

October 2012 - fedgazette
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Made (again?) in the USA

October 2012 - fedgazette
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Manufacturing an uptick

October 2012 - fedgazette
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District broadband: Digital desert or open highway?

August 2012 - fedgazette

New rental available, comes with yard

July 2012 - fedgazette

Buddy, can you spare a bedroom?

July 2012 - fedgazette
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Rental housing markets: Musical chairs, with fewer chairs

July 2012 - fedgazette
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Rental prices: On the rise after a nice slumber (for renters)

July 2011 - fedgazette
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College Finance 101: Not all their (de)fault?

April 2012 - fedgazette
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The fine print on student default rates

April 2012 - fedgazette
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Anatomy of the measurement problem

January 2012 - fedgazette
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Self-employed: To be, or not to be

January 2012 - fedgazette
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The other, silent flood

January 2012 - fedgazette
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A flood of floods

October 2011 - fedgazette
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A long, tall slap of water

October 2011 - fedgazette
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A seeping feeling

October 2011 - fedgazette
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After the flood

October 2011 - fedgazette
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Amid the flood: Heartache, hard work and hope

October 2011 - fedgazette
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Minot: Reeling but resilient

October 2011 - fedgazette
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Booming, and well positioned, but still risk averse

July 2011 - fedgazette

Cage match: Entrepreneurs vs. the recession

July 2011 - fedgazette

A health check for the job-laying goose

July 2011 - fedgazette
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The fine print on tracking establishments

July 2011 - fedgazette

Base hits, but not a lot of runs

June 2011 - fedgazette

OPEBs: What lies beneath the balance sheet

April 2011 - fedgazette

Some interesting OPEB patterns

April 2011 - fedgazette

Where OPEBs come from

April 2011 - fedgazette

Unemployment insurance: Employers shoveling in a deep hole

April 2011 - fedgazette

Playing catch-up, badly

January 2011 - fedgazette
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Public pension benefits & the law

January 2011 - fedgazette

Public pensions: Feeding, and fixing, the sausage machine

January 2011 - fedgazette
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The pension bill. Ouch

January 2011 - fedgazette
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Top of the pension class

January 2011 - fedgazette
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One order of confidence, please

December 2010 - fedgazette

Green: What role government?

October 2010 - fedgazette
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Small talk: An interview with three small-town advocates

October 2010 - fedgazette
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The great green hope

October 2010 - fedgazette
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The many shades of green

October 2010 - fedgazette
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Help wanted for the economic helpers

August 2010 - fedgazette

Recession and the Ninth District: Slide presentation

July 2010 - fedgazette

Come and get it—please

July 2010 - fedgazette

When half-full feels more like three-quarters

July 2010 - fedgazette
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North Dakota: The little economic engine that could

July 2010 - fedgazette
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Sing sweetly (please), employment canary

June 2010 - fedgazette

Is the housing market awakening?

June 2010 - fedgazette

Home mortgage modifications bypassing much of the district, so far

April 2010 - fedgazette

Tax credits for first-time castles

April 2010 - fedgazette

A rear-view mirror on cash for clunkers

April 2010 - fedgazette

Higher education's melting pot

April 2010 - fedgazette
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No shortage of credit here

April 2010 - fedgazette
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A close look at the Big Drink

January 2010 - fedgazette

A top 10 list to regret

January 2010 - fedgazette

Another renewable on the energy menu

January 2010 - fedgazette

Bound for (out of state) college

January 2010 - fedgazette

CRE: The cracked glass slipper?

January 2010 - fedgazette
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Cash for guzzlers

January 2010 - fedgazette

Checks in the mail (next month)

January 2010 - fedgazette

Collateral damage

January 2010 - fedgazette
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Harvests good, but don't hold your breath

January 2010 - fedgazette

Putting a lasso around carbon emissions

January 2010 - fedgazette

The sound of hammer silence

January 2010 - fedgazette

A job, any job

November 2009 - fedgazette

A sick program

November 2009 - fedgazette

Campus of dreams: Bill it, and they will come?

November 2009 - fedgazette
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Clean up your mess ... later

November 2009 - fedgazette

College finance 101: A history lesson

November 2009 - fedgazette

Don't bet against it

November 2009 - fedgazette

Economic un-development

November 2009 - fedgazette

Have work, will pay

November 2009 - fedgazette

Newest big export: Pain

November 2009 - fedgazette

Press the button for pull tab

November 2009 - fedgazette

Silicon Elk's Club

November 2009 - fedgazette

Swap meet: Sheepskin for a building

November 2009 - fedgazette

A bumpy road for transportation

September 2009 - fedgazette

A sunny day for farm insurance

September 2009 - fedgazette

Bismarck Island

September 2009 - fedgazette

Crying wolf—no joke this time, really

September 2009 - fedgazette

Dropping all the way to #1

September 2009 - fedgazette

Go ahead, hit me

September 2009 - fedgazette

OMG! Like, where are all the teen workers?

September 2009 - fedgazette
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State sales tax: Running on empty?

September 2009 - fedgazette

The hollow sound of vacancy

September 2009 - fedgazette

This one's for all those with hammers

September 2009 - fedgazette

A cheap foot in the biofuels door

July 2009 - fedgazette

A spanking in banking

July 2009 - fedgazette
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A spanking in banking: Slide presentation

July 2009 - fedgazette

A terrible-fitting cap

July 2009 - fedgazette

A trip around the capital

July 2009 - fedgazette

Come, give us your money

July 2009 - fedgazette

Credit Conditions: Some snap and crackle, but no pop

July 2009 - fedgazette
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Fair crier: Do I hear $1?

July 2009 - fedgazette

Gotta light (up outside)?

July 2009 - fedgazette

How do I get out of reverse?

July 2009 - fedgazette

Shovel ready, and waiting

July 2009 - fedgazette

That's no ordinary brook trout

July 2009 - fedgazette

With a stroke of the pen

July 2009 - fedgazette

Public-Private Partnerships: For Whom the Road Tolls?

June 2009 - The Region
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Wait for us

May 2009 - fedgazette
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Raising the credit bar, or getting clubbed by it?

January 2009 - fedgazette
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A question of credit

November 2008 - fedgazette
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Auction-rate fireworks: Ooh, aah, ouch

November 2008 - fedgazette
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CRP: Green if good, but more green is preferred

November 2008 - fedgazette
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The bonds of debt

November 2008 - fedgazette
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Just what is the middle class, and other stuff

September 2008 - fedgazette
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Say hello to the modest good life for me

September 2008 - fedgazette
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Supersize me

September 2008 - fedgazette
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A man’s home is his unsold castle

July 2008 - fedgazette
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Hedging their bets

July 2008 - fedgazette

Making hay off the land

July 2008 - fedgazette
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Outside the winner’s circle

July 2008 - fedgazette

Swap meet

July 2008 - fedgazette

This space for rent. Bring your wallet, unless I know you.

July 2008 - fedgazette

Wanted: Entrepreneurs

June 2008 - The Region
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Wanted: Entrepreneurs - In Brief

June 2008 - The Region

Both sides of the pork trough

March 2008 - fedgazette

Is there an animal doctor in the house?

March 2008 - fedgazette

Not for pet's sake, but yours

March 2008 - fedgazette

The Wal-Mart effect: Poison or antidote for local communities?

January 2008 - fedgazette
Wal-Mart data (XLS)

The research literature on Wal-Mart: Some frowns, some smiley faces

January 2008 - fedgazette
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Wal-Mart in the Ninth District: Who, when and how

January 2008 - fedgazette

Come and get it

November 2007 - fedgazette

Coming to a Web site near you

November 2007 - fedgazette

Is there a consumer in the house?

November 2007 - fedgazette

The semantics of health care prices

November 2007 - fedgazette

Through the maze, darkly

November 2007 - fedgazette

Franchising like rabbits

September 2007 - fedgazette

Franchisors R Us

September 2007 - fedgazette

What is a small business? Inc(reasing)

July 2007 - fedgazette

A word about do-it-yourselfers

July 2007 - fedgazette

It's a jungle out there

July 2007 - fedgazette

The state of small business: Small is tough, but still beautiful

July 2007 - fedgazette

Employee Ownership - In Brief

June 2007 - The Region

Employee Ownership: Economic Miracle or ESOPs Fable?

June 2007 - The Region

Made in the USA

June 2007 - The Region

The Many Forms of “Shared Capitalism”

June 2007 - The Region

Farmland valuation change plowed under

May 2007 - fedgazette

Foreign Trade Zones

May 2007 - fedgazette

Intensive care for rural hospitals

March 2007 - fedgazette

Rx for aging health care facilities

January 2007 - fedgazette

The next IT in health care

January 2007 - fedgazette

You are what you reimburse

January 2007 - fedgazette

Goldilocks in the Corner Office

December 2006 - The Region

Goldilocks in the Corner Office - In Brief

December 2006 - The Region

Book smart on poverty

November 2006 - fedgazette

Excuse me, which way is up?

November 2006 - fedgazette

One for the ages

November 2006 - fedgazette

Poor by what standard?

November 2006 - fedgazette

Poverty by another definition

November 2006 - fedgazette

The gender-family poverty gap

November 2006 - fedgazette

The myriad, changing faces of poverty

November 2006 - fedgazette

Circle, or square?

September 2006 - The Region

The Hidden Economy of Nonprofits

September 2006 - The Region

The Hidden Economy of Nonprofits - In Brief

September 2006 - The Region

Charity case: Trends in giving

July 2006 - fedgazette

Connecting the nonprofit growth dots

July 2006 - fedgazette

The economy’s middle child

July 2006 - fedgazette

The leader of the nonprofit pack

July 2006 - fedgazette

Tracking the elusive nonprofit economy

July 2006 - fedgazette

Actuarial Funding Ratios

May 2006 - fedgazette

An actuarial balancing act

May 2006 - fedgazette

And how about your pension, sir?

May 2006 - fedgazette

Covet thy neighbor’s -- pension? Public vs. private

May 2006 - fedgazette

Gasping over GASB

May 2006 - fedgazette

In case of pension emergency

May 2006 - fedgazette

Pension deficit disorder

May 2006 - fedgazette

Cash, check or third party?

January 2006 - fedgazette

Filling a prescription for more pharmacies

January 2006 - fedgazette

Special delivery?

January 2006 - fedgazette

The other pharm crisis

January 2006 - fedgazette

Is College Unaffordable?

December 2005 - The Region

Is College Unaffordable? - In Brief

December 2005 - The Region

A missing bogeyman

November 2005 - fedgazette

Company mass layoffs: The “other” job shock

November 2005 - fedgazette

Job shocks: Resuscitation or suffocation?

November 2005 - fedgazette

Methodology: A county slice in time

November 2005 - fedgazette

Does job training pay off?

September 2005 - The Region

Getting Back on Your Feet

September 2005 - The Region

Getting Back on Your Feet - In Brief

September 2005 - The Region

What layoffs?

September 2005 - The Region

Come hither, biotech

September 2003 - fedgazette

Dealer, heal thyself

July 2005 - fedgazette

Ginnie Mae I buy a manufactured home?

July 2005 - fedgazette

Growing up mobile

July 2005 - fedgazette

Hello, have we met?

July 2005 - fedgazette

Home, sweet (manufactured?) home

July 2005 - fedgazette

M & M & Ms

July 2005 - fedgazette

A rising housing tide

May 2005 - fedgazette
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Bureaucratic rent trends

May 2005 - fedgazette
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Close-knit neighborhoods

May 2005 - fedgazette

Housing affordability: Catch me if you can

May 2005 - fedgazette
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Community banks full of change

January 2005 - fedgazette

Help wanted, again

January 2005 - fedgazette

Job description: Track hiring demand

January 2005 - fedgazette

Nursing a shortage

January 2005 - fedgazette

Ready, set dance

January 2005 - fedgazette

The hard hat blues

January 2005 - fedgazette

Job Search

December 2004 - The Region

Consolidated brothers

November 2004 - fedgazette

In banking, less can equal more

November 2004 - fedgazette
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Loosening the strings of regulation

November 2004 - fedgazette

Too much of a good thing?

November 2004 - fedgazette

Uniquely declining

November 2004 - fedgazette

A Fork in the Free-Trade Road

September 2004 - The Region

Behind the classroom doors

July 2004 - fedgazette

Change is good, if you know how

July 2004 - fedgazette

Graduation exam: Spell “matriculation”

July 2004 - fedgazette

Moving beyond the 13th grade

July 2004 - fedgazette

Opinions and poster boys

July 2004 - fedgazette

The state(s) of structure

July 2004 - fedgazette

Business is open on Venus

May 2004 - fedgazette

I am woman. Hear my business roar

May 2004 - fedgazette

Crop insurance turning dry fields into cash crop

March 2004 - fedgazette

After the fiscal gold rush

January 2004 - fedgazette
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An acquired taste for public goodies

January 2004 - fedgazette
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Put it on my ... er, his tab

January 2004 - fedgazette
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Thanks for nothin', bro

January 2004 - fedgazette
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Fido to the rescue

November 2003 - fedgazette

Looking ahead, and over your shoulder

November 2003 - fedgazette

Love, pickup trucks and lost manufacturing jobs

November 2003 - fedgazette

Powering the assembly line

November 2003 - fedgazette

Something, anything for the pain

November 2003 - fedgazette

Wrong side of the tracks?

November 2003 - fedgazette

Mining for Missing Links

September 2003 - The Region
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Big bang biotech?

September 2003 - fedgazette

Biotech by any other measure

September 2003 - fedgazette

The Ripley factor, believe it

September 2003 - fedgazette

The next biotech frontier: weights and measures

September 2003 - fedgazette

I dream of protective genies

July 2003 - fedgazette

Anti-Poverty Design: The Cash-Out Option

June 2003 - The Region

Buddy, can you spare an EITC?

June 2003 - The Region

All abroad

May 2003 - fedgazette

An unwanted rest for hustling exporters

May 2003 - fedgazette

Please pass the salt exports

May 2003 - fedgazette

Uncle Sam wants you to export

May 2003 - fedgazette

Shopping online for lucky 7s

March 2003 - fedgazette

Designing a brain drain plug

January 2003 - fedgazette

Patterns of the young and restless

January 2003 - fedgazette

Plugging the brain drain

January 2003 - fedgazette

Retention/out-migration of college graduates, by state

January 2003 - fedgazette

Exchange Roller Coasters: Where's the steering wheel, and does it work?

December 2002 - The Region

Exchange regimes: One hand, the other hand, both hands

December 2002 - The Region

More than just a pretty place?

November 2002 - fedgazette

A labor vacuum with no population suction

September 2002 - fedgazette

A trip through the data wringer

September 2002 - fedgazette

Data don't tell the whole story

September 2002 - fedgazette

Rural Census: Half full or half empty?

September 2002 - fedgazette
Download Data File (XLS)

Stand by your county, man

September 2002 - fedgazette

What's Under the Performance Hood

September 2002 - fedgazette

A Snapshot of Labor Availability

July 2002 - fedgazette

A Snapshot of Labor Availability

July 2002 - fedgazette

A Snapshot of Labor Availability

July 2002 - fedgazette

New economy value meal, please

July 2002 - fedgazette

Shall we dance?

July 2002 - fedgazette

Strength in hidden numbers

July 2002 - fedgazette

Gross Domestic Product: Understanding News from Noise

June 2002 - The Region

Mr. Recession, meet Mr. Labor Shortage

May 2002 - fedgazette

A fair price for whom?

March 2002 - fedgazette

Farm safety at any speed

March 2002 - fedgazette

Green is good

March 2002 - fedgazette

Anti-dumping: The Free-Trade Antacid

December 2001 - The Region

Digital haves and have-nots

November 2001 - fedgazette

Lotsa cooks in the broadband kitchen

November 2001 - fedgazette

No strings attached: Bird Island telecom taking flight

November 2001 - fedgazette

The need for speed

November 2001 - fedgazette

Chasing the Tail of High-Tech

September 2001 - The Region

Public venture, public gain?

September 2001 - fedgazette

The granddaddy of VC

September 2001 - fedgazette

Fairy tales and venture capital

July 2001 - fedgazette

Nurturing the light bulb economy

July 2001 - fedgazette

The entrepreneurial stool

July 2001 - fedgazette

Icebergs and Government Productivity

June 2001 - The Region

Phone Home

May 2001 - fedgazette

Edifice Complex

March 2001 - fedgazette

Pitching for the minor leagues

March 2001 - fedgazette

Shall we gather?

March 2001 - fedgazette

Stadiums and convention centers as community loss leaders

March 2001 - fedgazette

Blowin' in the wind

January 2001 - fedgazette

Corn farmers not alone on the ethanol bandwagon

January 2001 - fedgazette

Ethanol in the Ninth District

January 2001 - fedgazette

Status of Electricity Deregulation in Ninth District States

January 2001 - fedgazette

Under the Influence

January 2001 - fedgazette

Putting a Finger on the Grand (Income) Canyon

December 2000 - The Region

Understanding the Cost of Free Lunch

December 2000 - The Region

A helping hand, or new age loan sharking?

October 2000 - fedgazette

Buyer beware

October 2000 - fedgazette

Will that be cash, check or debtor's hell?

October 2000 - fedgazette

Breaching the "Buckskin Curtain"

September 2000 - The Region

A little help from uncle sammy

July 2000 - fedgazette

A toolbox of favors

July 2000 - fedgazette

Backed by popular demand

July 2000 - fedgazette

Fully loaded

July 2000 - fedgazette

Owners Manual: A Glossary of Incentive Tools

July 2000 - fedgazette

The 'big drink' a few swallows short

July 2000 - fedgazette

The New (and Improved) Economy

June 2000 - The Region

Coming to a national forest near you

April 2000 - fedgazette

Critics say roadless initiative a hit-and-run on local communities

April 2000 - fedgazette

Local economic development: A recipe for stone soup

April 2000 - fedgazette

Local economic development: At your service

April 2000 - fedgazette

Roadless initiative is rounding first phase and headed for second

April 2000 - fedgazette

Semantics, lack of data create large gray area

April 2000 - fedgazette

Shoestring budgets and Third World competition

April 2000 - fedgazette

The crowded field of local economic development

April 2000 - fedgazette

Financial Evolution, Not Revolution

March 2000 - The Region

Concentrating on food concentration

January 2000 - fedgazette

Jobs wanted: Will work for (next to) nothing

January 2000 - fedgazette

The cousin of consolidation: contracting

January 2000 - fedgazette

The pig in the python

January 2000 - fedgazette

Tied to steel tracks

January 2000 - fedgazette

The Zen of Greenspan

December 1999 - The Region

Farm crisis: Here we go again?

October 1999 - fedgazette

Farming the government

October 1999 - fedgazette

Not your father's farm recession

October 1999 - fedgazette

Saving the family farm, but from what?

October 1999 - fedgazette

Whistling Dixie?

October 1999 - fedgazette

The Beauty (Pageant?) of Economics

September 1999 - The Region

Nimble small-town banks swatting Y2K bugs

July 1999 - fedgazette

Small-town community banks not bugged by Y2K

July 1999 - fedgazette

Linking rural America

April 1999 - fedgazette

Rural businesses are spurring much of the growth in telecommunications

April 1999 - fedgazette

Two Ninth District communities take lead in telecommunications

April 1999 - fedgazette

Econ 101: Is this the Best Way to Teach Economics?

December 1998 - The Region

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