Economic Research
Economic ResearchTopic - Foreclosure
Report sums up research on social effects of foreclosures
November 2009 - Community Dividend
Census data show homeownership rate has fallen to 2000 levels
July 2009 - Community Dividend
Credit Conditions: Some snap and crackle, but no pop
Ronald A. Wirtz
July 2009 - fedgazette
New Markets Mortgage program broadens homeownership opportunities in Minnesota
A new profit-based mortgage product offered by the African Development Center in Minneapolis could help make homeownership possible for Muslims and other interest-averse communities.
Paula Woessner
July 2009 - Community Dividend
Land banks as a neighborhood recovery strategy: A conversation with Dan Kildee of Michigan's Genesee County Land Bank
Community Dividend speaks with Dan Kildee, Genesee County treasurer and board chair of the Genesee County Land Bank, to learn more about how land banking is contributing to redevelopment in F
Michael Grover
May 2009 - Community Dividend
Lessons learned from 22 years of debt mediation
The 22-year history of the Minnesota Farmer-Lender Mediation Program offers useful lessons about debt mediation that can be applied to our current foreclosure crisis.
Joyce Hoelting
May 2009 - Community Dividend
Partners unveil foreclosure resource site
May 2009 - Community Dividend
Did the CRA cause the mortgage market meltdown?
Two Federal Reserve economists examine whether available data support critics' claims that the Community Reinvestment Act spawned the subprime mortgage crisis.
Neil Bhutta, Glenn B. Canner
March 2009 - Community Dividend
NeighborWorks America releases report on foreclosure counseling
January 2009 - Community Dividend
Raising the credit bar, or getting clubbed by it?
Credit is tightening, but there is a fine line between tighter credit and a so-called credit crunch
Ronald A. Wirtz
January 2009 - fedgazette
Risks and realities of the contract for deed
While contracts for deed offer some advantages over a traditional mortgage, such as speed and simplicity, they can entail distinct risks for buyers and sellers. This article presents basic facts and
Crystal Myslajek
January 2009 - Community Dividend
Weathering the storm: Community developers in Minnesota face the foreclosure crisis
A close look at foreclosures in Minnesota and the ways communities are addressing the problem, individually and collectively.
Andriana Abariotes, Rose Carr
January 2009 - Community Dividend
Fed, NeighborWorks America partner to address foreclosures
November 2008 - Community Dividend
OCC releases mortgage metrics report
September 2008 - Community Dividend
New data analysis helps identify future foreclosure trouble spots
An analysis conducted by the Minneapolis Fed and the Federal Reserve Board reveals which areas of the Twin Cities region are at greatest risk of becoming mortgage foreclosure hotspots.
Andreas Lehnert, Michael Grover
May 2008 - Community Dividend
