Topic - Government

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Fed creates online portal to its community development resources

July 2014 - Community Dividend

Maximizing the tribal land buy-back program: How priority lists can help tribes influence what's purchased

By identifying desirable parcels for development, American Indian tribes can make the most of a federal program that's putting reservation land back in tribal hands.
Jacob Wascalus
July 2014 - Community Dividend

Mass CDFI recertification push winnows list, ensures compliance

A 2013 mandate from the U.S. Treasury resulted in a reduced but focused pool of community development financial institutions.
Jacob Wascalus
April 2014 - Community Dividend

Long-awaited rules require the BIA to "buy Indian"

New rules that implement the Buy Indian Act of 1910 give procurement preferences to Indian-owned businesses.
Paula Woessner
October 2013 - Community Dividend

Social impact bonds offer promise of savings, profits, and positive outcomes

A performance-based social investment tool being piloted in some communities offers a new model for delivering social services.
Jacob Wascalus
July 2013 - Community Dividend

Government employment: Job insecurity

Despite the imprimatur of job security, the ax has (belatedly) fallen on public sector employment, especially at the local level
Ronald A. Wirtz
January 2013 - fedgazette

Local governments go to the barbershop

Tight budgets mean many local services are getting a haircut, and some more than others
Ronald A. Wirtz
January 2013 - fedgazette

Please do this. Good luck

Unfunded mandates and revenue handcuffs
Ronald A. Wirtz
January 2013 - fedgazette

Human service organizations "tread water" in face of funding uncertainty

Unpredictability over public funding levels is hampering many nonprofit organizations' efforts to improve or expand services.
Jacob Wascalus
January 2013 - Community Dividend

CDFI News

October 2012 - Community Dividend

Regulators extend independent foreclosure review deadline to December 31, 2012

October 2012 - Community Dividend

Call for papers: The eighth biennial Federal Reserve community development research conference

July 2012 - Community Dividend

Fed releases report on economic development in Indian Country

July 2012 - Community Dividend

Exploring Innovations essay contest winner: Restructuring the New Markets Tax Credit Program: Three proposed changes for increasing efficiency

A Ninth District student's winning entry in the 2011 Exploring Innovations conference essay contest, which asked, "Is the New Markets Tax Credit Program the most effective way to subsidize the creatio
Guncha Jumakuliyeva
April 2012 - Community Dividend

Energizing Native economies: Tribes build corporate governance to spur investment and development

Some American Indian tribes are overhauling their corporate governance structures in order to facilitate energy projects and other economic development on tribal lands.
Paula Woessner
January 2012 - Community Dividend

Leech Lake Band and State of Minnesota sign lien-filing agreement

January 2012 - Community Dividend

OPEBs: What lies beneath the balance sheet

Rising costs for retiree health care and other post-employment benefits lurk for many state and local governments
Ronald A. Wirtz
April 2011 - fedgazette

Some interesting OPEB patterns

Ronald A. Wirtz
April 2011 - fedgazette

Where OPEBs come from

Ronald A. Wirtz
April 2011 - fedgazette

Playing catch-up, badly

Investment returns are the X factor for pensions
Ronald A. Wirtz
January 2011 - fedgazette

Public pension benefits & the law

Two pension experts offer insights into legal aspects of pension benefit protections for local and state government workers
Ronald A. Wirtz
January 2011 - fedgazette

Public pensions: Feeding, and fixing, the sausage machine

Many public pensions are underfunded. Does that matter?
Ronald A. Wirtz
January 2011 - fedgazette

The pension bill. Ouch

Ronald A. Wirtz
January 2011 - fedgazette

Top of the pension class

Size doesn’t matter. It’s how you are allowed, expected and required to manage
Ronald A. Wirtz
January 2011 - fedgazette

Are economic development incentives doing their JOBZ?

An interview with university researchers looking at the popular Minnesota program
Joe Mahon
October 2010 - fedgazette

An Introduction to the FOMC

How the Fed’s central decision-making body sets monetary policy
Narayana Kocherlakota
September 2010 - The Region

Tax Buyouts

Raising government revenue without distorting work decisions
Fabrizio Perri, Marco Del Negro, Fabiano Schivardi
September 2010 - The Region

Interview with Thomas Sargent

New York University economist on the state of modern macro, polar models of bank regulation and the problem of persistently high unemployment
August 2010 - The Region

Ethics as a building block of economic growth: Global insights and Indian Country models

An effective institutional framework to encourage and manage ethical behavior is a crucial aspect of good governance.
Sue Woodrow
July 2010 - Community Dividend

Research examines the receipt of earned income tax credits among welfare recipients

According to the research on earned income tax credits, welfare recipients who work are less likely to receive the credits than eligible individuals who are not on welfare.
Donald P. Hirasuna
July 2010 - Community Dividend

Awash in Cash

Why do China's banks hold low-yield U.S. Treasuries? A theory of economic transition
Douglas Clement
June 2010 - The Region

Failure to Communicate?

Sound economic policy demands superior research and clear communication
Narayana Kocherlakota
June 2010 - The Region

Interview with Robert Hall

Stanford University economist on labor market dynamics, financial frictions, monetary policy and dating a recession
Douglas Clement
June 2010 - The Region

Taxing Risk and the Optimal Regulation of Financial Institutions

An Economic Policy Paper on imposing a tax to eliminate risk externalities from unavoidable government bailouts
Narayana Kocherlakota
June 2010 - The Region

Tax credits for first-time castles

The home buyer's tax credit has given the housing market a boost. But what happens when the credit ends?
Ronald A. Wirtz
April 2010 - fedgazette

A hard road

Roads and bridges in the district need a lot of work. Who will pay to mend them?
Phil Davies
April 2010 - fedgazette

Minneapolis Fed releases two new Community Affairs reports

April 2010 - Community Dividend

No shortage of credit here

Municipal bond market active, with help from Uncle Sam
Ronald A. Wirtz
April 2010 - fedgazette

Think of it as a user fee, not a tax

Phil Davies
April 2010 - fedgazette

Minnesota's Earned Income Credit Program: Utilization by Current and Former Welfare Households and the Impact of Policy Parameters

An analysis of utilization of the State of Minnesota's earned income credit (the Working Family Credit) among current and former welfare recipients.
Donald P. Hirasuna, Thomas F. Stinson
December 2009 - Community Development Papers

Vroom Vroom Vroom

2008-2009 Essay Contest Winner
Jacob Devine
September 2009 - The Region

Who Do You Trust with Your Money?

Two books take a hard look at Federal Reserve independence.
David Fettig
September 2009 - The Region

Credit Conditions: Some snap and crackle, but no pop

Ronald A. Wirtz
July 2009 - fedgazette

Wait for us

Like everywhere else, it seems, debt among state and local governments is rising
Ronald A. Wirtz
May 2009 - fedgazette

Just the facts, ma’am

Crime patterns in the district vary widely, but explaining differences and trends is difficult
Douglas Clement
March 2009 - fedgazette

Recyclical demand

Prices have fallen sharply for recyclables, but there's still a viable scrap market in the district
Joe Mahon
March 2009 - fedgazette

The mystery of crime

Will the recession cause a surge in crime? Economic theory suggests it might, but empirical evidence for the widely held notion is far from conclusive
Douglas Clement
March 2009 - fedgazette

Bringing the credit home

Expanded credit programs and lending from the Minneapolis Fed
Daniel Rozycki
January 2009 - fedgazette

Raising the credit bar, or getting clubbed by it?

Credit is tightening, but there is a fine line between tighter credit and a so-called credit crunch
Ronald A. Wirtz
January 2009 - fedgazette

Too Big to Fail: The Way Forward

Top of the Ninth
Gary H. Stern
December 2008 - The Region

A question of credit

The credit enhancement market is in flux, which leads to some navel gazing over municipal bond offerings
Ronald A. Wirtz
November 2008 - fedgazette

Auction-rate fireworks: Ooh, aah, ouch

Once a useful and sophisticated tool for cheap financing, issuers discover the dark side of more exotic bonds
Ronald A. Wirtz
November 2008 - fedgazette

Hungry (for cash) like a wolf

Montana State Roundup
November 2008 - fedgazette

The bonds of debt

The recent financial crisis blew a hole in the municipal bond market. But it has been shifting for more than a year.
Ronald A. Wirtz
November 2008 - fedgazette

Smoking good for health of charitable gaming

Minnesota State Roundup
September 2008 - fedgazette

All those in favor, quack

Minnesota State Roundup
July 2008 - fedgazette

I hear you’ve been smoking

Wisconsin State Roundup
July 2008 - fedgazette

A pink slip for JOBZ?

Minnesota State Roundup
May 2008 - fedgazette

Crow Nation, State of Montana sign UCC filing compact

May 2008 - Community Dividend

More salt for a struggling economy

Minnesota State Roundup
May 2008 - fedgazette

State budget deficit: Practice makes perfect

Wisconsin State Roundup
May 2008 - fedgazette

Both sides of the pork trough

Earmarks are easy to want, easier to criticize. Though inefficient at a number of levels, the political economy of pork barrel spending suggests some benefits are also ignored.
Ronald A. Wirtz, Douglas Clement
March 2008 - fedgazette

Dual-edged earmarks

Earmarks can meet local needs; they can also leave locals hanging.
Douglas Clement
March 2008 - fedgazette

Last call for liquor licenses

South Dakota State Roundup
March 2008 - fedgazette

State passes cable competition bill

Wisconsin State Roundup
March 2008 - fedgazette

The pig patrol

Douglas Clement
March 2008 - fedgazette

This little piggy came home

Earmarks are plentiful in the Ninth District and vary widely.
Douglas Clement
March 2008 - fedgazette

Timber! There goes the budget

Montana State Roundup
March 2008 - fedgazette

Creating a win-win way to provide free tax help: Bethel University and AccountAbility Minnesota share lessons learned

In a mutually beneficial partnership between Bethel University and AccountAbility Minnesota, accounting students provide free tax preparation assistance to low- and moderate-income workers.
Leo T. Gabriel
January 2008 - Community Dividend

Expanding the success of the Earned Income Tax Credit

A patchwork of initiatives is raising awareness of the Earned Income Tax Credit, which is the leading federal program for boosting the incomes of the working poor.
Emily Sachs
January 2008 - Community Dividend

Fed creates one-stop help center for consumers

January 2008 - Community Dividend

Menominee poster contest promotes free tax prep

Since 2005, Menominee Indian High School has sponsored a poster contest to promote the use of Volunteer Income Tax Assistance sites.
Emily Sachs
January 2008 - Community Dividend

One positive step at a time

Michigan State Roundup
January 2008 - fedgazette

Organics back on the WIC table

Montana State Roundup
January 2008 - fedgazette

State, healing thyself

Wisconsin State Roundup
January 2008 - fedgazette

Treasury announces New Markets Tax Credit allocations

January 2008 - Community Dividend

Putting a Price on Carbon

To address global warming, most economists favor a focus on prices, not quantities.
Phil Davies
December 2007 - The Region

Putting a Price on Carbon - In Brief

Phil Davies
December 2007 - The Region

A little something for entrepreneurs

Minnesota State Roundup
November 2007 - fedgazette

Come and get it

Federal spending in district states has increased significantly since the early 1990s.
Ronald A. Wirtz, Genko Genov
November 2007 - fedgazette

High flying, yet grounded

Michigan State Roundup
November 2007 - fedgazette

Running on state budget fumes

Wisconsin State Roundup
November 2007 - fedgazette

A game of subsidy chicken

Minnesota State Roundup
September 2007 - fedgazette

All revved up over biofuels designation

Wisconsin State Roundup
September 2007 - fedgazette

Telecom firms, cities fighting for remote

Wisconsin State Roundup
September 2007 - fedgazette

Green at any price?

Renewable-energy mandates raise lots of questions for electric utilities and consumers.
Phil Davies
July 2007 - fedgazette

Separating oil from rainy-day fund

North Dakota State Roundup
July 2007 - fedgazette

Tax breaks make it easy to be green

Montana State Roundup
July 2007 - fedgazette

The new unimproved IT

Wisconsin State Roundup
July 2007 - fedgazette

“Re-regulating” NorthWestern Energy

Montana State Roundup
July 2007 - fedgazette

Dialing for dollars

Rural telephone companies in the district collect millions of dollars annually in universal service subsidies. Has the time come to let them fend for themselves?
Phil Davies
May 2007 - fedgazette

Just a little off the (benefits) top

Michigan State Roundup
May 2007 - fedgazette

Leaving food (stamps) on the plate

Minnesota State Roundup
May 2007 - fedgazette

Remember, it is an addiction

South Dakota State Roundup
May 2007 - fedgazette

Tribal update: Nation building in the Ninth District

More and more tribes in the Ninth Federal Reserve District are recognizing that by establishing governance structures and institutions, they can support the growth of their economies.
Sue Woodrow
May 2007 - Community Dividend

A minimum wager

Will a rising wage floor lift all workers, or put too many in the unemployment line?
Joe Mahon
March 2007 - fedgazette

Coping strategies

Sprawl is often condemned, but most critiques hold no economic water. Still, a few are valid, and policy fixes may exist.
Douglas Clement
March 2007 - fedgazette

One more thing in life that's certain: Fees

Government fees are on the rise at both the state and local levels.
Andrea Martinez
March 2007 - fedgazette

Priced for hay, not houses

South Dakota State Roundup
March 2007 - fedgazette

Pumping out higher sales taxes

North Dakota State Roundup
March 2007 - fedgazette

Smoke for someone else's health

Wisconsin State Roundup
March 2007 - fedgazette

Wide open spaces

Incentive-based tools to protect rural land from sprawl are increasingly popular, but some doubt their effectiveness.
Douglas Clement
March 2007 - fedgazette

A little tight around the budget belt

Wisconsin State Roundup
January 2007 - fedgazette

Food bank use surges

Montana State Roundup
January 2007 - fedgazette

Hitting the (budget) snooze button

Wisconsin State Roundup
January 2007 - fedgazette

Mission shift

North Dakota State Roundup
January 2007 - fedgazette

Rx for aging health care facilities

Health care capital investment has surged across most of the district, but the wish list isn't necessarily getting any shorter.
Ronald A. Wirtz
January 2007 - fedgazette

A little constitutional house cleaning

North Dakota State Roundup
September 2006 - fedgazette

Escanaba looking for more juice

Michigan State Roundup
September 2006 - fedgazette

Home Grown: An Economic Examination of the Origins and Effectiveness of Radical Drug Policies

2006 Student Essay Contest Winner
Michael Fahey
September 2006 - The Region

Making tourists pay

Montana State Roundup
September 2006 - fedgazette

Roll the credits … and the tax incentives

Cities, states and even countries spar for film production business, but at what cost?
Kathy Cobb
September 2006 - fedgazette

Selected state and federal flood-recovery expenditures

Phil Davies
September 2006 - fedgazette

Smorgasbord of state ballot initiatives

South Dakota State Roundup
September 2006 - fedgazette

To save a city

How far should government power extend into private markets in the wake of a disaster
Phil Davies
September 2006 - fedgazette

Who needs downtowns, anyway?

Were historic business districts worth saving? City leaders thought so.
Phil Davies
September 2006 - fedgazette

Crow Nation is first to adopt model secured transactions code

July 2006 - Community Dividend

Feedlot development: All those in favor

South Dakota State Roundup
July 2006 - fedgazette

Funding targets pests

Michigan State Roundup
July 2006 - fedgazette

Renewable energy mandates sought for cities

North Dakota State Roundup
July 2006 - fedgazette

Through snow, rain, but maybe not consolidation

South Dakota State Roundup
July 2006 - fedgazette

Actuarial Funding Ratios

Charts of public employee pension funds.
Ronald A. Wirtz
May 2006 - fedgazette

An actuarial balancing act

Debates over public pensions can quickly plunge into the pool of minutiae and tediousness.
Ronald A. Wirtz
May 2006 - fedgazette

Covet thy neighbor’s -- pension? Public vs. private

A discussion of public pensions can’t go on for very long without someone comparing them to their private counterparts. Comparisons are logical, of course, but not quite as straightforward as it might
Ronald A. Wirtz
May 2006 - fedgazette

Driving for a license

Occupational licensing continues to grow, but benefits to consumers are not obvious.
Morris Kleiner
May 2006 - fedgazette

Gasping over GASB

Post-retirement health benefits could bring a shock to governments, retirees.
Ronald A. Wirtz
May 2006 - fedgazette

Growing budget surplus, expanding to-do list

North Dakota State Roundup
May 2006 - fedgazette

In case of pension emergency

Legislatures nationwide will no doubt be debating what to do about public pensions with large unfunded liabilities. Below are two options getting considerable attention.
Ronald A. Wirtz
May 2006 - fedgazette

Lawmakers try to force a lid on state spending

Wisconsin State Roundup
May 2006 - fedgazette

Letters to the Editor

Letters to the Editor: Referencing fedgazette topic of eminent domain.
May 2006 - fedgazette

Nothing ventured ...

Montana State Roundup
May 2006 - fedgazette

Pension deficit disorder

Local and state public pensions are trying to get traction on a slippery funding slope.
Ronald A. Wirtz
May 2006 - fedgazette

Seeing the forest, or the trees?

Michigan State Roundup
May 2006 - fedgazette

Up, up, up, but not away

North Dakota State Roundup
May 2006 - fedgazette

What is your opinion of the Medicare Part D prescription drug benefit rollout, and how has it affected your business, industry or community?

District Voices
May 2006 - fedgazette

... and of protecting water rights

Montana State Roundups
March 2006 - fedgazette

A model law

A newly drafted model law may help bring loans to Indian Country.
Douglas Clement
March 2006 - fedgazette

A super model: New secured transaction code offers legal uniformity, economic promise for Indian Country

A recently completed model law that covers a type of commerce called "secured transactions" could provide the legal structure and consistency American Indian tribes need to facilitate borrowing from o
Paula Woessner
March 2006 - Community Dividend

Biodiesel law sputters at the gun

Minnesota State Roundup
March 2006 - fedgazette

Capital idea

Native CDFIs are providing much-needed credit in Indian Country.
Douglas Clement
March 2006 - fedgazette

Charts: Medical Malpractice Payment Reports for Physicians

Charts: Medical Malpractice Payment Reports for Physicians
March 2006 - fedgazette

Condemned prosperity

The use of eminent domain for private development may benefit district communities, but it blights the overall economy.
Phil Davies
March 2006 - fedgazette

Counting the cost of clean water ...

Montana State Roundup
March 2006 - fedgazette

Farm payments: Not a road to growth

Joe Mahon
March 2006 - fedgazette

Must (not) see TB

Michigan State Roundup
March 2006 - fedgazette

Pay less at the pump for bumpier roads

Wisconsin State Roundup
March 2006 - fedgazette

Plant corn in the front yard

Wisconsin State Roundup
March 2006 - fedgazette

Table: Malpractice premium rate comparison, by state and specialty, 2003-05

March 2006 - fedgazette

Unemployment trust fund also down and out

South Dakota State Roundup
March 2006 - fedgazette

Build it; they will come

North Dakota State Roundup
January 2006 - fedgazette

Not less cotton candy, just more concentrated

South Dakota State Roundup
January 2006 - fedgazette

PPL rate ruling near

Montana State Roundup
January 2006 - fedgazette

Smoke? You betcha

Minnesota State Roundup
January 2006 - fedgazette

A missing bogeyman

County employment shocks and recoveries show a wide diversity of sources.
Ronald A. Wirtz
November 2005 - fedgazette

Bison boom raises brucellosis fears

Montana State Roundup
November 2005 - fedgazette

Ellsworth Air Force Base: BRAC in business

South Dakota State Roundup
November 2005 - fedgazette

Fickle like the wind

Wind farming is booming again in the district, but the industry remains dependent on federal subsidy.
Phil Davies
November 2005 - fedgazette

Hands off our property

North Dakota State Roundup
November 2005 - fedgazette

The little bug that could (eat up U.P. forests)

Michigan State Roundup
November 2005 - fedgazette

Treasury, Fed launch Go Direct campaign

November 2005 - Community Dividend

Here's to your health (insurance)

Wisconsin State Roundup
September 2005 - fedgazette

Lighting up Big Sky, dereg style

Electricity deregulation comes to Montana—so far, to the cheers of some and the chagrin of many.
Frank Jossi
September 2005 - fedgazette

Model tribal commercial code completed

September 2005 - Community Dividend

Paying the piper

Somebody has to pony up billions of dollars to upgrade drinking water and sewer systems throughout the district.
Phil Davies
September 2005 - fedgazette

State shuts down amid budget wrestling

Minnesota State Roundup
September 2005 - fedgazette

Tapping into savings

No-build approaches and alternative technologies can reduce the cost of water upgrades in small towns.
Phil Davies
September 2005 - fedgazette

BRAC-ish waters

South Dakota State Roundup
July 2005 - fedgazette

Inquiry delves into pension deficits

Montana State Roundup
July 2005 - fedgazette

Much ado, and much more to do

Minnesota State Roundup
July 2005 - fedgazette

Pensions in Peril

The federal agency that insures private pensions has a $23 billion deficit, raising the specter of a taxpayer bailout. Proposals abound, but fixing the problem won't be easy.
Phil Davies
June 2005 - The Region

The Top 50—Revisited

Would public disclosure of pension underfunding be useful?
Ron J. Feldman, Daniel Rozycki
June 2005 - The Region

The White House Plan

Depending on your perspective, President Bush’s proposal to reform pension insurance is either a life preserver for the Pension Benefit Guaranty Corp., or an iron yoke that will pull the private pensi
Phil Davies
June 2005 - The Region

Bureaucratic rent trends

Data suggest soft rental markets in the district.
Ronald A. Wirtz
May 2005 - fedgazette

Cross-border dispute

North Dakota State Roundup
May 2005 - fedgazette

More government jobs, but at what wage?

South Dakota State Roundup
May 2005 - fedgazette

Passing the bottle

Minnesota State Roundup
May 2005 - fedgazette

Privatization: That's the ticket!

Wisconsin State Roundup
May 2005 - fedgazette

Taxing definitions

Wisconsin State Roundup
May 2005 - fedgazette

A burning issue

Garbage burners play a significant role in a few Ninth District states. For years, local governments have stoked the fire, but the flame appears to be dying.
Douglas Clement
March 2005 - fedgazette

Cell phone taxes—court to make the call

South Dakota State Roundup
March 2005 - fedgazette

Getting wasted

There are millions of tons of garbage in the Ninth District. This is their story.
Douglas Clement
March 2005 - fedgazette

Help! 911 calling

North Dakota State Roundup
March 2005 - fedgazette

Is the legislation all wet?

Minnesota State Roundup
March 2005 - fedgazette

New mining law surfaces

Michigan State Roundup
March 2005 - fedgazette

Not in my back 40

Landfills—the trash sites formerly known as dumps—are growing. You got a problem with that?
Douglas Clement
March 2005 - fedgazette

Profiles in garbage

Douglas Clement
March 2005 - fedgazette

Recycling— righteous or rubbish?

Critics say recycling is garbage. Supporters say it will save the world. The truth lies somewhere in between.
Douglas Clement
March 2005 - fedgazette

Tax phaseout on hold

Montana State Roundup
March 2005 - fedgazette

Thinking cap on for new university

Minnesota State Roundup
March 2005 - fedgazette

Waging war on wages

Wisconsin State Roundup
March 2005 - fedgazette

What goes around

Burning rubber raises a stink in district communities
Douglas Clement
March 2005 - fedgazette

Will tax breaks spark power plants?

South Dakota State Roundup
March 2005 - fedgazette

Bismarck: raking in the cash, unsure how to spend it

North Dakota State Roundup
January 2005 - fedgazette

Broadband broadens

Michigan State Roundup
January 2005 - fedgazette

Farmers harvest crops and subsidies

Minnesota State Roundup
January 2005 - fedgazette

Few take advantage of drug buying program

Wisconsin State Roundup
January 2005 - fedgazette

First the bad news, then the bad news

Minnesota State Roundup
January 2005 - fedgazette

Gold, silver mining stays cyanide-free

Montana State Roundup
January 2005 - fedgazette

RV nirvana

Montana State Roundup
January 2005 - fedgazette

State to continue taxing groceries

South Dakota State Roundup
January 2005 - fedgazette

Broadband.gov

A growing number of small cities offer high-speed Internet access, but does local government belong in the telecom business?
Phil Davies
November 2004 - fedgazette

Federal development funding lower in rural areas, study finds

November 2004 - Community Dividend

Got MILC?

New federal dairy policy benefits district, but are there unintended consequences?
Joe Mahon
November 2004 - fedgazette

Loosening the strings of regulation

Federal and state deregulation has opened new markets for district banks
Ronald A. Wirtz
November 2004 - fedgazette

Big-box tax special

Montana State Roundup
September 2004 - fedgazette

Green power

Wisconsin State Roundup
September 2004 - fedgazette

Prairie dogs put to sleep

South Dakota State Roundup
September 2004 - fedgazette

The new coal rush

Rising energy needs and relaxed regulations fuel a resurgence.
Frank Jossi
September 2004 - fedgazette

Unallotment allotted

Minnesota State Roundup
September 2004 - fedgazette

GAO releases statement on predatory lending

August 2004 - Community Dividend

A taxing year for iron

Minnesota State Roundup
July 2004 - fedgazette

Banking on the fringe

Payday and title loans continue their popularity despite efforts to regulate the industry.
Joe Mahon
July 2004 - fedgazette

Market conditions cause gasoline price hikes

Rob Grunewald
July 2004 - fedgazette

Green for brownfields

South Dakota State Roundup
May 2004 - fedgazette

2003 RMA Crop Indemnities

Map
March 2004 - fedgazette

Crop insurance turning dry fields into cash crop

Improved federal programs help farmers buy better protection against nature's worst, but at a heavy public cost
Ronald A. Wirtz
March 2004 - fedgazette

Earned Income Tax Credits: helping low-income families build lives and assets

Commentary
Beth Haney
March 2004 - fedgazette

Government looks to stem exodus

North Dakota State Roundup
March 2004 - fedgazette

Letter to the Editor

Re: Government Spending
March 2004 - fedgazette

A pleasant surprise: mo' money

North Dakota State Roundup
January 2004 - fedgazette

After the fiscal gold rush

Persistent budget shortfalls have created subtle spending shifts and a kitchen-sink mentality to close budget gaps without cutting services
Ronald A. Wirtz
January 2004 - fedgazette

An acquired taste for public goodies

State and local government spending has steadily increased across the district, and states have unique spending priorities.
Ronald A. Wirtz
January 2004 - fedgazette

Growth in state and local government spending (Real per capita average annual growth, 1977-2000)

Charts: Real per capita average annual growth, 1977-2000 for Michigan, Minnesota and Montana
January 2004 - fedgazette

Growth in state and local government spending (Real per capita average annual growth, 1977-2000)

Charts: Growth in state and local government spending--North Dakota, South Dakota and Wisconsin
January 2004 - fedgazette

Letter to the Editor

Comment on July 2003 fedgazette on Water Wars.
January 2004 - fedgazette

Put it on my ... er, his tab

Opinion polls show a big gap between the public's desire for services and its willingness to pay for those services
Ronald A. Wirtz
January 2004 - fedgazette

Thanks for nothin', bro

State budget problems get passed down the ladder
Ronald A. Wirtz
January 2004 - fedgazette

What's your opinion of the recently approved drug benefit program in Medicare? What effect is it likely to have on your business?

District Voices
January 2004 - fedgazette

Shrinking a deadweight loss

A proposal to reform Social Security
Douglas Clement
December 2003 - The Region

Wrong side of the tracks?

Railroads have made impressive strides over the past two decades, but challenges lie ahead for railroad firms and the communities they serve.
David Page, Ronald A. Wirtz
November 2003 - fedgazette

Cleaner air and water come at a cost

Wisconsin State Roundup
September 2003 - fedgazette

County tax base rises

Michigan State Roundup
September 2003 - fedgazette

Drinking may be hazardous to funding

Wisconsin State Roundup
September 2003 - fedgazette

Montana faces first job loss in 16 years

Montana State Roundup
September 2003 - fedgazette

North Dakota now has options

North Dakota State Roundup
September 2003 - fedgazette

A winning gamble? State expands compacts with tribes

Wisconsin State Roundup
July 2003 - fedgazette

Don't call us

South Dakota State Roundup
July 2003 - fedgazette

Gentlemen, start your ethanol engines

Thanks to government-induced demand, ethanol production is on the fast track in the district.
Frank Jossi
July 2003 - fedgazette

I dream of protective genies

The softwood lumber and steel industries begged for protection from imports. Both got their wish, but has it helped?
Ronald A. Wirtz
July 2003 - fedgazette

On a trade mission

For district, states, is it a pot-o-gold or a rainbow of hype at the end of a foreign trade mission?
Phil Davies
July 2003 - fedgazette

Water Wars

Markets hold promise for resolving disputes over water use. But the intricate economics—and persistent politics—of water suggest that governments will remain part of the picture.
Douglas Clement
July 2003 - fedgazette

Anti-Poverty Design: The Cash-Out Option

The poverty debate largely ignores the success of the Earned Income Tax Credit and, by extension, the insights it might hold for future policy design.
Ronald A. Wirtz
June 2003 - The Region

Adjustment phase

Michigan State Roundup
May 2003 - fedgazette

Clipped wings for Essential Air Service?

Rosie Cataldo
May 2003 - fedgazette

Guaranteeing the gamy taste

Wisconsin State Roundup
May 2003 - fedgazette

Has your business been affected by the deployment of military reservists?

District Voices
May 2003 - fedgazette

Ninth District EAS Communities, 2003

Ninth District Map of Essential Air Service
May 2003 - fedgazette

Uncle Sam wants you to export

Ronald A. Wirtz
May 2003 - fedgazette

Workers' comp rates lowest in the nation

North Dakota State Roundup
May 2003 - fedgazette

Few big winners

Many believe American Indian tribes are swimming in cash, thanks to their casinos. In fact, very few tribes have really hit the jackpot
Douglas Clement
March 2003 - fedgazette

Gambling: A sure thing?

An in-depth look at Ninth District gambling, from state lotteries to Indian casinos to Internet gambling.
Douglas Clement
March 2003 - fedgazette

Not a great bet

Lotteries and other forms of government-sanctioned gambling have spread rapidly across the Ninth District. What kind of jackpot do they really deliver to state and local governments?
Douglas Clement
March 2003 - fedgazette

Profile of a gambling district

We love to gamble, and we've developed dozens of ways to do it
Douglas Clement
March 2003 - fedgazette

Taking food from mouths?

Do lottery tickets and other forms of gambling compete with essentials in the household budget? Yes, says a recent economic analysis, but that's not necessarily a bad thing
Douglas Clement
March 2003 - fedgazette

Tax collections vary widely across the district

Toby Madden
March 2003 - fedgazette

Plugging the brain drain

States fret over losing their young, educated workers, and many are scrambling for ways to stop the outward flow
Ronald A. Wirtz
January 2003 - fedgazette

State tappin'

North Dakota State Roundup
November 2002 - fedgazette

Reflections on Business, Government and Reputation

Top of the Ninth
Gary H. Stern
September 2002 - The Region

Hunting for a solution

Resident and nonresident hunters duel over the benefits of state game resources
Rosie Cataldo
July 2002 - fedgazette

Personal income growth slows in district

Rob Grunewald
July 2002 - fedgazette

Still workin' on the railroad

South Dakota State Roundup
July 2002 - fedgazette

We Have Met the Federal Government and the Federal Government Is Us

Guest Editorial: Minneapolis Fed Vice President Preston Miller reminds taxpayers to think critically about federal spending programs.
Preston J. Miller
June 2002 - The Region

Mortgage Rates, Homeownership Rates, and Government-Sponsored Enterprises

2001 Annual Report Essay: A review of studies on the effects mortgage rates have on homeownership and, in particular, the role of Fannie Mae and Freddie Mac, government-sponsored entities.
Ron J. Feldman
April 2002 - The Region

A fair price for whom?

Fair-price programs might be popular with farmers and lawmakers, but they carry with them a wheelbarrow full of both obvious and subtle ill effects
Ronald A. Wirtz
March 2002 - fedgazette

Farm safety at any speed

A reinforced safety net is a priority for the next farm bill, but a customized fit has proved difficult to fashion and sprouted unintended consequences
Ronald A. Wirtz
March 2002 - fedgazette

Full throttle for high-speed rail?

High-speed rail likely hinges on federal funding, but does getting such funding automatically make it a good idea?
Rosie Cataldo
March 2002 - fedgazette

Green is good

Many believe paying farmers for better environmental outcomes is an idea worth fertilizing
Ronald A. Wirtz
March 2002 - fedgazette

Proposed Midwest Regional Rail System (MWRRS)

Map: Proposed Midwest Regional Rail System
March 2002 - fedgazette

Military build-up: district defense contractors watching, waiting

A look at Ninth District defense contractors in light of recent military activity
Rosie Cataldo
January 2002 - fedgazette

State budgets facing falling revenue, budget deficits

Rob Grunewald
January 2002 - fedgazette

U.S. Department of Defense (DOD) Expenditures By Location Fiscal Year 2000

January 2002 - fedgazette

Cost v. Benefit: Clearing the Air?

This year's historic Supreme Court case pit industry against environmentalists, but the role of economics in regulatory policy was (and still is) on trial
Douglas Clement
December 2001 - The Region

Why Costs Should Count

Douglas Clement
December 2001 - The Region

Public venture, public gain?

A follow-on to the July fedgazette cover story that looks at governments' role in promoting entrepreneurship and venture capital.
Ronald A. Wirtz
September 2001 - fedgazette

The granddaddy of VC

A review of the federal government's Small Business Investment Co.
Ronald A. Wirtz
September 2001 - fedgazette

Virtual high school goes online

Michigan State Roundup
July 2001 - fedgazette

Icebergs and Government Productivity

While private sector productivity has surged of late, government productivity trends are anyone's guess because no one's keeping track
Ronald A. Wirtz
June 2001 - The Region

Marquette battles erosion

Michigan State Roundup
May 2001 - fedgazette

Changing the way lawmakers make spending decisions

Editorial
Steve Rothschild
March 2001 - fedgazette

Ninth District states—by the numbers

Rob Grunewald
March 2001 - fedgazette

Letters to the editor

Reader comments on fedgazette articles
January 2001 - fedgazette

Power Struggle

Deregulation, once seen as inevitable in the electric industry, is now on the backburner in most Ninth District states
Douglas Clement
January 2001 - fedgazette

Pulling the plug on electricity deregulation?

As policymakers seek reliable power grids, utilities and large consumers cope with an uncertain regulatory future
Douglas Clement
January 2001 - fedgazette

Status of Electricity Deregulation in Ninth District States

December 2000
Ronald A. Wirtz
January 2001 - fedgazette

“Musseling” in on the Ninth District economy

How many clams will it cost?
Rosie Cataldo
January 2001 - fedgazette

A helping hand, or new age loan sharking?

Amid growing market demand for nonbank financial services, critics decry abuse by and high costs of industry
Ronald A. Wirtz
October 2000 - fedgazette

Buyer beware

Despite high costs and warnings from consumer groups, the market for payday loans and other convenience-based financial services continues to grow. What gives?
Ronald A. Wirtz
October 2000 - fedgazette

Financial modernization, the FHLB and agricultural banks

Ron J. Feldman, Jason Schmidt
October 2000 - fedgazette

Will that be cash, check or debtor's hell?

Ronald A. Wirtz
October 2000 - fedgazette

A little help from uncle sammy

Ronald A. Wirtz
July 2000 - fedgazette

A toolbox of favors

A kitty of different business incentives gives local communities the wherewithal to close deals
Ronald A. Wirtz
July 2000 - fedgazette

Backed by popular demand

With subsidized interest rates, public loan programs abound but don't always deliver
Ronald A. Wirtz
July 2000 - fedgazette

Fully loaded

Despite how they might prefer to operate, development professionals offer cache of incentives to remain competitive
Ronald A. Wirtz
July 2000 - fedgazette

Coming to a national forest near you

Roadless initiative more complex than “knuckle-dragging loggers vs. spotted owls”
Ronald A. Wirtz
April 2000 - fedgazette

Roadless initiative is rounding first phase and headed for second

Ronald A. Wirtz
April 2000 - fedgazette

Inspections coming to a rural home near you

Wisconsin State Roundup
January 2000 - fedgazette

Jobs wanted: Will work for (next to) nothing

Ronald A. Wirtz
January 2000 - fedgazette

Urban farmers seeing property tax relief

Wisconsin State Roundup
January 2000 - fedgazette

Workers receive good news, bad news on wage front

South Dakota State Roundup
January 2000 - fedgazette

Risk-focused fair lending examinations

A discussion of fair lending laws and the new fair lending examination procedures used by this Reserve Bank and other federal banking regulators.
John Alderman
November 1999 - Community Dividend

Farm crisis: Here we go again?

An analysis of the current crisis in agriculture
Ronald A. Wirtz
October 1999 - fedgazette

Farming the government

Far from abandoning farmers, government policy stumbles into the new ag economy, helping some but not others
Ronald A. Wirtz
October 1999 - fedgazette

Minimum wage as price support

Amid calls in Congress for an increase in the minimum wage, the fedgazette presents two opposing views, an editorial from the Minneapolis StarTribune in favor of such a raise and an editorial from a M
Preston J. Miller
October 1999 - fedgazette

Working Wage: The minimum wage needs another boost

Amid calls in Congress for an increase in the minimum wage, the fedgazette presents two opposing views, an editorial from the Minneapolis StarTribune in favor of such a raise and an editorial from a M
October 1999 - fedgazette

Tribal sovereign immunity: An obstacle for non-Indians doing business in Indian Country?

What is sovereign immunity, and what does it mean in the tribal context?
Sue Woodrow
July 1998 - Community Dividend

Implementing NAHASDA: How the rule was written

Doug Dewalt, a tribal representative serving on NAHASDA's Negotiated Rulemaking Committee, discusses his experience relating to the enactment of the historic Indian housing act.
Thomas Moore
April 1998 - Community Dividend

How U.S. policy can promote higher economic growth

James A. Schmitz, Jr., Preston J. Miller
July 1997 - fedgazette

Per capita distribution of federal funds, 1996

United State Map
July 1997 - fedgazette

An anti-inflationary policy is a pro-growth policy

Arthur J. Rolnick
April 1997 - fedgazette

Great Plains Commission completes work, looks to region's future

North Dakota State Roundup
April 1997 - fedgazette

Tourism—a taxing issue

Kathy Cobb
April 1997 - fedgazette

Jobs creation and government policy,

Excerpt from a speech Mr. Jordan originally delivered in November at the Instituto Mexicano de Ejecutivos de Finanzas AC in Merida, Mexico.
Jerry L. Jordan
January 1997 - fedgazette

Producing jobs is key for Indian reservations

Editorial from the Sioux Falls Argus Leader newspaper and is expressly the opinion of the writer, not the Minneapolis Fed.
January 1997 - fedgazette

Cui Bono? Who Gains and Who Loses

Edward Lotterman
December 1996 - The Region

Farm Bills and Farmers: The effects of subsidies over time

An analysis of over 60 years of agriculture legislation
Edward Lotterman
December 1996 - The Region

Farm Policy Over Two Centuries

Edward Lotterman
December 1996 - The Region

And now for something completely different: Market prices

Montana will use the market to manage demand for some hunting licenses; other states place limits, tinker with nonresident fees
David Fettig
April 1996 - fedgazette

Deposit insurance: It's time to cage the monster

Richard M. Kovacevich
April 1996 - fedgazette

Primer on congestion pricing

David Fettig
April 1996 - fedgazette

State universities feel the fiscal pinch, but also see new opportunities

Kathy Cobb
October 1995 - fedgazette

The new economics of a minimum wage hike

Preston J. Miller
October 1995 - fedgazette

Deadwood readies for Dunbar resort

South Dakota State Roundup
July 1995 - fedgazette

Putting the “C" in CRA

As Congress debates value of lending law, banks go about the business of reinvesting
David Fettig
July 1995 - fedgazette

A new idea for welfare reform

Michael P. Keane
April 1995 - fedgazette

Do federal dairy policies hurt district?

Edward Lotterman
January 1995 - fedgazette

Is deposit insurance the bankers' Faustian bargain?

This column is based on Burstein's October address to the Minnesota Institute of Legal Education.
Melvin L. Burstein
January 1995 - fedgazette

Can farmers afford "business as usual" ag policy?

fedgazette Editorial
Juan Miguel Pedraza
July 1994 - fedgazette

It's just good business to care

fedgazette Editorial
David A. Koch
July 1994 - fedgazette

Impact study puts all facts on the table about sports facility

fedgazette Editorial
Wilbur Maki
April 1994 - fedgazette

Mandated health care may increase incentives for underground activity

David Fettig
April 1994 - fedgazette

We don't need study to conclude bailing out arena isn't wise

fedgazette Editorial
Arthur J. Rolnick
April 1994 - fedgazette

You can't tax what you can't see

Underground economy skews statistics and shortchanges the tax man, but is it all bad?
David Fettig
April 1994 - fedgazette

Fair lending: the issue of the '90s may inspire more regs

fedgazette Editorial
Karen Grandstrand
July 1993 - fedgazette

America's Second Currency

A Staple for 1 in 10 Americans, Food Stamp Program May Face Reforms
Ben Senauer
March 1993 - The Region

State & local economic development policy a zero-sum game ... or worse?

Arthur J. Rolnick
January 1993 - fedgazette

Regulatory burden

Bankers rally against increasing paperwork, claim compliance is threatening industry
David Fettig
October 1992 - fedgazette

Regulatory burden: relief in sight?

William W. Strausburg
October 1992 - fedgazette

The road to a unified currency: Two views

fedgazette Editorial
October 1992 - fedgazette

Development Center aids Indian-owned businesses

David Fettig
July 1992 - fedgazette

The industry that keeps growing and growing and ...

David Fettig
July 1992 - fedgazette

Being treated like a dog ... ain't always so bad

fedgazette Editorial
Preston J. Miller
April 1992 - fedgazette

Heartland expressway closer to a reality

South Dakota State Roundup
April 1992 - fedgazette

Restoring the Fed as lender of last resort

fedgazette Editorial
Melvin L. Burstein
January 1992 - fedgazette

Job creation: A classic win-win situation

fedgazette Editorial
George S. Mickelson
October 1991 - fedgazette

The job creation illusion

fedgazette Editorial
Arthur J. Rolnick
October 1991 - fedgazette

County enters entrepreneurial fray, offers cash and loans to start-ups

David Fettig
July 1991 - fedgazette

Federal budget reforms: why they aren't working and what we can do about it

fedgazette Editorial
V. V. Chari
July 1991 - fedgazette

Pilot project focuses on rural development

South Dakota State Roundup
April 1991 - fedgazette

Rural hospitals provide more than health care; they are part of the economic lifeblood of rural America

April 1991 - fedgazette

The alarming costs of preventing bank runs

fedgazette Editorial
Arthur J. Rolnick
April 1991 - fedgazette

U.S. health care system shows signs of terminal condition, crippled government budgets provide little aid

Some prescribe competitive markets as medicine
David Fettig
April 1991 - fedgazette

Economic and political uncertainty make for tense waiting game in Upper Peninsula

Michigan State Roundup
December 1990 - fedgazette

Employers and local governments aren't immune from state budget ills

fedgazette Editorial
Connie Levi
December 1990 - fedgazette

Faced with decreased revenues and economic uncertainty, states must make tough budgetary decisions

David Fettig
December 1990 - fedgazette

Philosophically and otherwise, change is in order for Minnesota finances

David Fettig
December 1990 - fedgazette

The S&L crisis: bad people or bad policy?

fedgazette Editorial
Arthur J. Rolnick
September 1990 - fedgazette

Communities are cautiously optimistic about future of Air Force bases

David Fettig
June 1990 - fedgazette

Defense cuts inevitable, but impact depends on location and pace of change

David Fettig
June 1990 - fedgazette

Diversity shields most Ninth District contractors from defense cutbacks

David Fettig
June 1990 - fedgazette

A referendum for more efficient state government

fedgazette Editorial
Earl S. Strinden
March 1990 - fedgazette

Can the public be trusted to regulate banks?

fedgazette Editorial
Arthur J. Rolnick
March 1990 - fedgazette

10-month sales tax creates $40 million business loan fund

David Fettig
December 1989 - fedgazette

Flight of Minnesota businesses inspires creation of tax credit

David Fettig
December 1989 - fedgazette

Three departments joined in common development effort

David Fettig
December 1989 - fedgazette

After three months: a review of U.S.-Canada free trade

David Fettig
March 1989 - fedgazette

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