Land Management
HUD Section 184 Leasing Requirements (2019)
Housing and Urban Development’s Section 184 Indian Home Loan Guarantee Program.
Leasing and Mortgages on Tribal Land (2018)
Sharlene Roundface, Bureau of Indian Affairs Division of Real Estate Services
Model Interagency Lease and Lending Procedures: Residential Lease of Tribal Owned Land (Appendix H) (2000)
One-Stop Mortgage Center Initiative in Indian Country
HEARTH Act of 2012
The Helping Expedite and Advance Responsible Tribal Home Ownership Act creates a voluntary, alternative land leasing process.
Bureau of Indian Affairs Trust Services HEARTH Act website (2018)
Bureau of Indian Affairs
Ho-Chunk HEARTH Act Implementation (2018)

Center for Indian Country Development, Tribal Leaders Handbook on Homeownership
National Congress of American Indians HEARTH Act Presentation (2017)
National Congress of American Indians
Sample HEARTH Leasing Regulations
Bureau of Indian Affairs
Sample HEARTH Residential Lease checklist (2015)
Bureau of Indian Affairs
Lending Process
BIA Mortgage Training – Mortgaging Tribal Trust Lands (2017)
Housing and Urban Development Office of Native American Programs
Lending Processes to Optimize Opportunities for Homeownership (2018)

Center for Indian Country Development, Tribal Leaders Handbook on Homeownership
Mortgage Financing
Loan Products
Native American Mortgage Products (2018)
Center for Indian Country Development, Tribal Leaders Handbook on Homeownership
USDA Rural Home 502 Direct Loan Program (2018)
U.S. Department of Agriculture
Using Section 184 Financing to Meet your Housing Needs (2018)
Krisa Johnson
Woodlands Bank presentation on HUD 184 (2017)
Cindy Koonce
Lending Institutions
Mortgage Lenders Working in Indian Country (2018)
Center for Indian Country Development, Tribal Leaders Handbook on Homeownership
Native American Financial Institutions (2018)
Center for Indian Country Development, Mapping Native American Financial Institutions
Review institutional profiles for Native mortgage lenders.
Affordable Lending Guide: Federal Agencies, Government Sponsored Entities, State Housing Finance Agencies, and Federal Home Loan Banks (2017)
Federal Deposit Insurance Corporation
Gap Financing and Subsidies
Sources of Down Payment and Closing Cost Assistance
Bureau of Indian Affairs Housing Improvement Program
Bureau of Indian Affairs
Construction Internship Pilot in South Dakota (2018)
South Dakota Native Homeownership Coalition
Federal Home Loan Bank of Des Moines Native American Down Payment Assistance (2019)
Federal Home Loan Bank of Des Moines
Sample Down Payment Assistance Program Policy for Tribes (2009)
National American Indian Housing Council
Home Design and Construction
Housing Development
Indian Housing Development Handbook (2016)
National American Indian Housing Council
Residential Construction Industry
Construction Internship Pilot in South Dakota (2018)
South Dakota Native Homeownership Coalition
Appraisal of Single-Family Homes on Native American Lands (2000)
One-Stop Mortgage Center Initiative in Indian Country.