CICD Blog

New report explores commercial lending environment in Indian Country

Sue Woodrow | Assistant Vice President and Branch Executive, Helena

Published February 11, 2016

We are pleased to share about a newly published report by the Office of the Comptroller of the Currency titled Commercial Lending in Indian Country. This report explores the commercial lending environment in Indian Country, including the relationship between the commercial lending business and Native American governmental, legal, and institutional structures. The report reviews the factors that make lending in Indian Country attractive for banks, including regulatory considerations such as those related to community reinvestment. The report also examines the unique challenges for banks interested in commercial lending on Indian reservations. In reviewing ways to overcome these challenges, the report discusses successful marketing and risk-mitigation strategies that banks can adopt. These strategies include several federal programs that help lenders manage risks associated with financing business developments on Indian reservations. You may link to the publication at Commercial Lending in Indian Country report.

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