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COVID-19 Resources for Indian Country

Indian Country Economic Relief Resources

Many tribal nations depend on industries heavily affected by the COVID-19 pandemic for revenue. The public response to the pandemic has resulted in several relief packages, including programs and funds available specifically to tribes and tribal enterprises. This web page is meant to direct tribal governments and tribal businesses (businesses owned by tribal members and tribally owned entities) to grants, loans, and other resources to respond to the economic consequences of the coronavirus. This resource guide will be updated regularly as new information becomes available.

For resources from the United States Department of the Interior’s Bureau of Indian Affairs, visit the BIA’s COVID-19 website. Please also visit the Minneapolis Fed’s main page for COVID-19 resources, which covers a range of issues, including Community Reinvestment Act guidance.

Loans and Other Funds

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

This Small Business Administration (SBA) web page offers guidance to small businesses as well as overviews and links for disaster assistance and recovery programs.

Eligibility: Tribally owned businesses; small businesses.

Paycheck Protection Program

As part of the CARES Act, small businesses are eligible for federally guaranteed loans of up to $10,000,000 that are forgivable if used for payroll, rent, mortgage, or utilities. The SBA webpage has details on borrower eligibility and how to apply for loans.

Eligibility: Tribally owned businesses; small businesses

SBA Loan Deferment

The SBA released a memorandum detailing deferments on Disaster Home and Business Loans and SBA Purchased 504 Debentures. This deferment relief runs through the end of 2020.

Eligibility: Tribally owned businesses; small businesses.

COVID-19 Economic Injury Disaster Loan Application

The SBA has a portal specifically for Economic Injury Disaster Loan applications related to the COVID-19 pandemic. Applications from all states and territories of the United States are eligible.

Eligibility: Tribally owned businesses; small businesses.

EDA CARES Act Recovery Assistance

The US Economic Development Administration (EDA) is offering $1,500,000,000 in aid through the CARES Act. Tribal governments are eligible. See the EDA website and FAQ page for details.

Eligibility: Tribal governments

Main Street Lending Program

The Fed is offering three facilities to support lending to businesses during the pandemic. The Federal Reserve Bank of Boston is managing the program. The facilities should be available soon. See the term sheets and FAQ page for more information.

Eligibility: Tribal enterprises

Tribal Coronavirus Relief Fund

Congress has approved an $8,000,000,000 relief fund for tribal governments. This money is intended to cover expenses incurred by or anticipated revenue impacts for tribal governments. Some of the money has already been disbursed.

Eligibility: Tribal governments

Training and Technical Assistance

Through the Small Business Development Center program, local SBA offices can provide training and technical assistance to tribal businesses as well as serve as points of contact for SBA programs at the local level.

Eligibility: Tribally owned businesses; small businesses.

Individual Payments

The CARES Act includes one-time $1,200 payments to millions of Americans. Many of these payments will be issued through direct deposit, using account information from previous tax filings, but there will be alternative methods for those who have not provided that information to the IRS or do not have bank accounts.

Resources from National Native American Organizations

Many Indian Country organizations are offering COVID-19 information and resources online. We appreciate our partners and anyone else helping tribal nations and Native people navigate the pandemic and the economic challenges caused by social distancing policies.

State Government COVID-19 Resources