Focus on Financial Services: Additional resources
Our Racism and the Economy: Focus on Financial Services event examines structural racism in our financial services system and its impact on the economy. We have developed a list of additional resources from Federal Reserve Banks that examine race across several financial services contexts.
Jump to: Session proposals & Policy Brief | Banking and Banking Products | Payments | Credit Access | Fintech and Innovation
Session proposals & Policy Brief
Racism and the Economy: Focus on Financial Services Policy Brief
Policy Brief PDF | 12 District Reserve Banks
These papers go into greater detail on the proposals presented by the authors during the Racism and the Economy: Focus on Financial Services event.
Lending Circles: A Community-Centered Approach to Financial Security and Social Justice
Proposal PDF | José Quiñonez, Mission Asset Fund
Disrupting Financial Services’ Structural Barriers to Credit Access Via a First Generation Homebuyer Special Purpose Credit Program
Proposal PDF | Lisa Rice, National Fair Housing Alliance
Bridging the Racial Wealth Gap Through Credit Building
Proposal PDF | Abbey Wemimo, Esusu Financial
Banking and Banking Products
Banking Culture: The Path Ahead
Speech | Federal Reserve Bank Of New York
Banking the Unbanked: The Past and Future of the Free Checking Account
Blog Post | Federal Reserve Bank of New York
Driver of Choice? The Cost of Financial Products for Unbanked Consumers
Working Paper | Federal Reserve Bank of Kansas City
Minority Banks During the COVID-19 Pandemic
Publication | Federal Reserve Bank of San Francisco
Who Pays the Price? Overdraft Fee Ceilings and the Unbanked
Publication | Federal Reserve Bank of New York
Payments
Digital Payments and the Path to Financial Inclusion
Working Paper | Federal Reserve Bank of Atlanta
The Future of Retail Payments in the United States
Speech | Board of Governors of the Federal Reserve System
Low-Income Consumers and Payment Choice
Working Paper | Federal Reserve Bank of Atlanta
Pondering Payments: Challenges of Reaching All Americans
Publication | Federal Reserve Bank of Kansas City
Credit Access
Credit, Income, and Inequality
Blog Post | Federal Reserve Bank of New York
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation During COVID-19
Discussion Paper | Federal Reserve Bank of Philadelphia
Serving the Underserved: Microcredit as a Pathway to Commercial Banks
Working Paper | Board of Governors of the Federal Reserve System
Survey: Black small business owners’ credit concerns didn’t fade during pandemic
Article | Federal Reserve Bank of Boston
Fintech and Innovation
Fintech & Racial Equity: Featuring Our Recent Collaboration on the Community Development Innovation Review
Podcast | Federal Reserve Bank of San Francisco
Fintech, Racial Equity, and an Inclusive Financial System
Publication | Federal Reserve Bank of San Francisco
Inclusion by Design: Crafting a Central Bank Digital Currency to Reach All Americans
Publication | Federal Reserve Bank of Kansas City
Who Received PPP Loans by Fintech Lenders
Blog Post | Federal Reserve Bank of New York
