Annual Reports

A Case for Reforming Federal Deposit Insurance: Table 1

Published January 1, 1989

Insured Deposits, 1934-1987


 

 

Deposits in Insured Banks 1
(in millions of dollars)

 

Year*

Maximum Dollar Insurance Coverage Per Account

Total Deposits

Insured Deposits

Percentage of Insured Deposits

1934-39

5,000

48,662

21,815

44.8

1940-44

5,000

94,536

38,512

40.7

1945-49

5,000

15,3994

73,789

47.9

1950-54

10,000

186,232

101,299

54.4

1955-59

10,000

229,432

128,854

56.2

1960-64

10,000

300,326

169,874

56.6

1965-69

15,000

442,915

262,955

59.4

1970-74

24,000

690,630

425,963

61.7

1975-79

40,000

1,048,224

691,832

66.0

1980

100,000

1,324,463

948,717

71.6

1981

100,000

1,409,322

988,898

70.2

1982

100,000

1,544,697

1,134,221

73.4

1983

100,000

1,690,576

1,268,332

75.0

1984

100,000

1,806,520

1,389,874

76.9

1985

100,000

1,974,512

1,503,393

76.1

1986

100,000

2,167,596

1,634,302

75.4

1987

100,000

2,201,549

1,658,802

75.3



1 Deposits in foreign branches are omitted from totals because they are not insured. Insured deposits are estimated by applying to deposits at the regular Call dates the percentages as determined from the June Call Report submitted by insured banks.

Source: Annual Report of Federal Deposit Insurance Corp. 1987

*Data reported for the years 1934-1979 are annual averages.

 

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