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Borrowing & Lending

News, analysis, and surveys about credit conditions, including commercial loans, and mortgage and consumer lending.

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Illustration of hands holding straps of money
Credit supply, housing demand, and rising home prices
In a brightly lit office space, two clients and a lending professional sit and meet at a work station. The two clients are out of focus in the foreground, seen from behind, faces not visible, while the lending professional is in focus in the background. She has glasses and long brown hair and wears a light green blazer and blue pants. She has an attentive expression as she listens.
As demand for Native CDFIs surges, their capacity lags
A farmer standing in a field checking a loan balance, with an interest rate chart and balance sheet superimposed in the sky above
Repayment risks grow as farm income declines and farmland loans reprice
Image of a midwestern farm, overlaied with bank and interest rate icons
Over $4 billion of farmland loans will reprice at higher interest rates in 2024
The Federal Reserve Bank of Minneapolis building and logo
How concerns about public debt harm the private sector
Ominous financial graphs overlaid over an image of a cornfield with silos and a red barn
Challenging agricultural markets put highly leveraged agricultural producers at risk