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Borrowing & Lending

News, analysis, and surveys about credit conditions, including commercial loans, and mortgage and consumer lending.

1 – 12 of 74

A young Black man sits at his kitchen table with a laptop computer open in front of him. He's looking into the distance with a worried or pensive expression on his face.
Higher mortgage denials for solo applicants feed racial disparities in lending
The Federal Reserve Bank of Minneapolis building and logo
When the Lender Extends a Helping Hand: Native CDFI Client Counseling and Loan Performance in Indian Country
A young, mixed-race lesbian couple reviews some financial paperwork. Both women are relaxed and smiling, seated on their couch, and one of them is pregnant.
Borrowers with lower credit scores use even less of their credit limits post-pandemic
A scene from Mazaska Owecaso Otipi Financial, a Native CDFI in Pine Ridge, S.D.
Native CDFIs bring holistic approach to assessing credit risk
The Federal Reserve Bank of Minneapolis building and logo
Beyond Conventional Models: Lending by Native Community Development Financial Institutions
Booming through the bust: High-profit farms manage through economic downturns key image
Booming through the bust: High-profit farms manage through economic downturns