Ben Horowitz Project Director, Community Development and Engagement
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Ben Horowitz writes about policies and programs impacting affordable housing, early childhood development, and investments in low- and moderate-income communities.
Content by Ben
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An overview of rent stabilization from national housing experts
September 12, 2022Article
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As inflation rises, low-income households grapple with particular challenges
August 9, 2022Article
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CRA-modernization proposal could improve credit access for Native Americans and people of color in Minnesota
July 27, 2022Article
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Lenders more likely to deny conventional mortgages to people of color living in the Twin Cities
May 19, 2022Article
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Closing racial and gender gaps in the labor market could bring big benefits to Ninth District states
August 23, 2021Article
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Despite recent gains, Minnesota’s entrepreneurs of color face persistent barriers
May 28, 2021Article
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Systemic racism haunts homeownership rates in Minnesota
February 25, 2021Article
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Scanning the early childhood development landscape in South Dakota
January 25, 2021Article
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Minnesota’s education system shows persistent opportunity gaps by race
January 11, 2021Article
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How early care and education intersects with the CRA
January 5, 2021Article
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Examining the CRA’s potential to increase lending in Indian Country
November 6, 2020Article
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Financial assistance for child care providers: Key considerations during COVID-19
September 4, 2020Article
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What works in housing affordability: Rental guarantees open new doors to stability for tenants and landlords
July 31, 2020Article
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Ninth District mortgage delinquency rates surge; other rates stable
July 9, 2020Article
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Introducing What works in supporting early care and education
June 19, 2020Article
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What works in supporting early care and education: CDFIs tackle market challenges
June 19, 2020Article
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Financial well-being: The role of employers, the power of tax refunds, and the impact of COVID-19
June 5, 2020Article
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Introducing What works in community investment
June 5, 2020Article
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COVID-19: Connecting small businesses to pandemic relief is a struggle, CDFIs say
May 19, 2020Article
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What works in housing affordability: Moving from “those people” to “our neighbors”
March 17, 2020Article
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Ninth District realities reflect Harvard’s latest rental-housing report
February 19, 2020Article
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Billings' lowest-income renters face rising costs, scarce options
October 4, 2019Article
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Providers embrace a trauma-informed approach to social services
October 4, 2019Article
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Lewistown is a case study in cross-sector collaboration on child care
October 3, 2019Article
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In Billings, early care market may be an economic-mobility barrier
September 10, 2019Article
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Where the child care and energy markets meet
September 10, 2019Article
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What we learned on a community engagement trip to Billings
September 4, 2019Article
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Billings Community Data Profile
September 4, 2019Article
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Case Study: Missoula Area Chamber of Commerce’s strategy to address child care
July 2, 2019Article
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Exploring innovation in early childhood development
May 21, 2019Article
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Engaging parents with their children’s development
May 21, 2019Article
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Measuring and addressing disparities in early executive function skills
May 21, 2019Article
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Getting specific about what works in early learning classrooms
May 21, 2019Article
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With solid evidence on ROI, the big question is how to invest
May 21, 2019Article
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Differentiating between price and cost in the poorly functioning child care market
May 21, 2019Article
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Collaborating to create business spaces in North Minneapolis
April 24, 2019Article
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Housing vouchers more likely to be used in high-poverty parts of the Twin Cities area
February 28, 2019Article
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Changing up the child care block grant to meet market challenges
January 8, 2019Article
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What is family, friend, and neighbor child care?
January 8, 2019Article
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How do bank closures affect rural communities?
November 20, 2018Article
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Reinventing the agricultural economy in Indian Country
July 17, 2018Article
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People of color make up relatively large share of Opportunity Zones’ population
July 3, 2018Article
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How small-dollar loan programs can be a big benefit for employees (and their employers)
June 19, 2018Article
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People of color more likely to live in CRA-eligible areas
April 27, 2018Article
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Food-system initiatives promote health and wealth in North Minneapolis
April 20, 2018Article
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New Northside market offers fresh food and promising pathways
April 20, 2018Article
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Questions about the Opportunity Zones program
March 27, 2018Article
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Introduction to the Opportunity Zones program
March 20, 2018Article
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Defining “low- and moderate-income” and “assessment area”
March 8, 2018Article
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Fair lending laws and the CRA: Complementary tools for increasing equitable access to credit
March 8, 2018Article
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Identifying opportunity occupations
February 16, 2018Article
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What is a child care subsidy?
January 31, 2018Article
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Child care rating systems promote quality and parental awareness
January 31, 2018Article
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Improving outcomes for workers and employers
January 3, 2018Article
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Small business access to credit stable; some challenges to small business growth
November 21, 2017Article
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Demand for services by low- to moderate-income households up, optimism for service organization capacity down
November 6, 2017Article
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Surveys highlight workforce challenges across range of occupations and skills
October 25, 2017Article