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Housing

Because housing is an essential element of economic well-being, the Minneapolis Fed has made research and analysis of housing issues a major initiative.

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A street view of an apartment complex in Brooklyn Park, Minnesota, on a sunny, clear day. The property consists of multiple three-story, 12-unit buildings that are clad in a mixture of orange brick and cream stucco and have navy blue awnings over their front entrances.
Multifamily housing operators describe a “precarious position”
Ben Horowitz | Senior Policy Analyst, Community Development and Engagement
October 31, 2025
Article
A view looking up a residential street in Columbia Heights, Minnesota, on a partly cloudy fall day. Three small Cape Cod-style homes can be seen: a light blue house in the foreground, a beige house in the middle, and a white house in the background.
Lower-income home shoppers in Twin Cities area saw fewer options, higher costs in 2024
Erik Hembre | Senior Economist, Community Development and Engagement Ben Horowitz | Senior Policy Analyst, Community Development and Engagement Libby Starling | Senior Community Development Advisor, Community Development and Engagement Maxine Xu | Data Scientist, Community Development and Engagement
October 23, 2025
Article
A young, straight, Indigenous couple and their baby sit on the wooden front steps of a small, light-blue house with white trim. The family members are all in jeans, with the parents wearing white sweaters and the baby wearing a gray sweater. The baby looks at the camera while the parents gaze down at the baby and the mom leans in to kiss the baby's forehead.
Native CDFI relending program expands access to affordable homeownership in Indian Country
Matthew Gregg | Senior Economist, Center for Indian Country Development Harley Kell | Policy Fellow, Center for Indian Country Development (former)
October 7, 2025
Article
Inside a big-box home improvement store, a man in a short-sleeve plaid shirt bends down to compare the prices of boxes of hardware that are located on a low shelf. He is seen in profile, with the camera looking down the length of the store aisle.
Homeowner expenses outpaced inflation from 2021 through 2023
Erik Hembre | Senior Economist, Community Development and Engagement Ben Horowitz | Senior Policy Analyst, Community Development and Engagement
September 16, 2025
Article
Outline of the state of North Dakota highlighting an image of houses
Housing Needs and Opportunities in North Dakota
Event on November 6, 2025
Event
A view of Hencen Apartments in Minneapolis, shot from street level at the corner of 4th Street SE and Hennepin Avenue on a partly cloudy summer day.
Unpacking supply and demand in rent trends since the Minneapolis 2040 Plan
Erik Hembre | Senior Economist, Community Development and Engagement Ben Horowitz | Senior Policy Analyst, Community Development and Engagement Libby Starling | Senior Community Development Advisor, Community Development and Engagement Maxine Xu | Data Scientist, Community Development and Engagement
August 25, 2025
Article
In a brightly lit residential kitchen that is partially stripped down to the studs, a drywall installer with his back to the camera uses a cordless drill to attach a drywall panel to the ceiling joists. He wears a long-sleeve, maroon-colored shirt and is using his left hand to brace the panel in place as he holds the drill in his right hand.
Roofs, repairs, and rodents: How housing quality has climbed in the Twin Cities
Erik Hembre | Senior Economist, Community Development and Engagement
April 29, 2025
Article
Collage graphic with hands holding money
The retirement savings of immigrants in America
Erick Garcia Luna | Director, Regional Outreach
April 14, 2025
Data
Illustration of hands holding straps of money
Credit supply, housing demand, and rising home prices
Kenneth Cowles | Research Associate, Institute
April 14, 2025
Article
decorative key
Who is homeless in the United States? A 2025 update
Lisa Camner McKay | Senior Writer, Institute Kenneth Cowles | Research Associate, Institute
March 14, 2025
Article
Image of a stressed landlord reviewing documents beside a stormy image of a multifamily housing complex
Minnesota’s Multifamily Housing Industry Faces Rising Property Insurance Costs
Event on March 6, 2025
Event
A view of a residential neighborhood in an urban community in Middle America as storm clouds gather in the sky. A park space is seen in the foreground and a mix of apartment buildings and a water tower are visible in the background. Colored bars in shades of red and orange overlay parts of the image, as a design element.
Rising property insurance costs stress multifamily housing
Christina Spicher | Intern, Community Development and Engagement Libby Starling | Senior Community Development Advisor, Community Development and Engagement
March 4, 2025
Article