Richard M. Todd Federal Reserve Bank of Minneapolis
Minneapolis, Minnesota USA
Content by Richard
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The Value of HMDA Coverage of Home Lending in Rural Areas and Indian Country
July 31, 2019Research
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The digital divide in Indian Country
January 7, 2019Article
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Race, location, and manufactured-home loans on American Indian reservations
December 4, 2018Article
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Narrowing Gaps through Educational Investments for American Indians and Alaska Natives
November 9, 2018Article
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Evidence of Lower Credit Card Limits in American Indian Neighborhoods, and Hope for Building Credit Capacity
September 4, 2018Article
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Industry Concentration of Jobs Highlights Economic Diversification Opportunity in Indian Country
May 31, 2018Article
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Supplement to Reservation Nonemployer and Employer Establishments
April 30, 2018Research
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Reservation Nonemployer and Employer Establishments: Data from U.S. Census Longitudinal Business Databases
April 30, 2018Research
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A New Mortgage Lending Resource for Indian Country
April 30, 2018Article
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Minding the Outcome Gaps for American Indian Children in the Race for Results Report
January 17, 2018Article
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Manufactured-Home Lending to American Indians in Indian Country Remains Highly Concentrated
December 1, 2017Article
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Reservation Employer Establishments: Data from the U.S. Census Longitudinal Business Database
October 18, 2017Research
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Tribal Community Perspectives on Higher Education
September 14, 2017Article
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Supplement to Reservation Employer Establishments
August 23, 2017Research
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Reservation Employer Establishments: Data from the U.S. Census Longitudinal Business Database
August 23, 2017Research
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A new lending gap?
April 28, 2017Article
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American Indian and Alaska Native College Grads Receive a Big Earnings Boost, but Not as Much as Non-Hispanic White Grads
March 20, 2017Article
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Using OnTheMap to Understand Reservation Employment and Commuting Patterns
February 14, 2017Article
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Dissimilarity on the Career Path: The Occupational Structure of the American Indian/Alaska Native Workforce
February 10, 2017Research
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New Reservation Profiles Show the Importance of Self-Employment Income
January 30, 2017Article
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The Gaps Behind the Gaps: Findings on the Academic Achievement of American Indians
March 23, 2016Article
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Minneapolis Fed launches Center for Indian Country Development
July 27, 2015Article
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Using credit risk scores to understand neighborhood change
July 27, 2015Article
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Growth in student debt slows, but will it last?
June 6, 2014Article
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All fall down: Rising mortgage rates and the refi crunch of 2013
May 6, 2014Article
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Sound the retreat? Credit scores for refinancing home loans come down a bit
December 18, 2013Article
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Recent past gives mixed signals for expanded mortgage lending
October 29, 2013Article
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Rise in smartphones puts more financial tools in the hands of the unbanked
July 1, 2013Article
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Legal settlements in Indian Country prompt revival of Native Financial Education Coalition
April 1, 2013Article
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Research review: Child development findings support and inform personal financial education from an early age
January 1, 2012Article
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Early, Broadly, and Through Young Adulthood: A Child Development Perspective on Youth Personal Financial Education
September 1, 2011Research
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A Clarification of Certain Statistics Reported in "A Method for Improving the Benchmarks Used to Monitor ACH Returns"
August 16, 2011Research
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Foreclosures on Non-Owner-Occupied Properties in Ohio’s Cuyahoga County: Evidence from Mortgages Originated in 2005–2006
June 30, 2010Research
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Minnesota Home Ownership Center case study illuminates costs of foreclosure counseling
April 1, 2010Article
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Gaining a Better Understanding of the Costs of Homeownership Programs: A Case Study and Recommendations for Minnesota's Home Ownership Center
March 31, 2010Research
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A Method for Improving the Benchmarks Used to Monitor ACH Returns
March 1, 2010Research
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Fed survey shows widespread increases in net worth preceded the current financial crisis
July 1, 2009Article
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Homeownership gaps among Indian reservations prove puzzling
May 1, 2009Article
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Accounting for Regional Migration Patterns and Homeownership Disparities in the Hmong-American Refugee Community, 1980-2000
October 1, 2008Research
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Credit risk data may help target foreclosure mitigation
September 1, 2007Article
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If most Americans already save enough, what should financial educators teach?
July 1, 2007Article
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Targeting Foreclosure Interventions: An Analysis of Neighborhood Characteristics Associated with High Foreclosure Rates in Two Minnesota Counties
June 1, 2007Research
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Workshop promotes Native youth financial education
March 1, 2007Article
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Disaster Zone
December 1, 2006Article
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Ninth District Jump$tart update
May 1, 2006Article
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Lessons learned from a financial education pilot for Native youth
May 1, 2006Article
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Post-purchase counseling: An EMHI strategy to close homeownership gaps
November 1, 2005Article
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A Case for Post-Purchase Support Programs as Part of Minnesota's Emerging Markets Homeownership Initiative
October 1, 2005Research
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Homeownership gap calls for broad, balanced response
May 1, 2005Article
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Community Affairs Officer's note - Issue 2, 2003
November 1, 2003Article
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A better day in the neighborhood: The rise and decline of poverty concentration in the Twin Cities, 1970-2000
November 1, 2003Article
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Community Affairs Officer's note - Issue 1, 2003
August 1, 2003Article
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Financial literacy education: A potential tool for reducing predatory lending?
November 1, 2002Article
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Financial literacy education: A potential tool for reducing predatory lending?
November 1, 2002Article
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Thoughts on the Fed’s Role in the Payments System
December 1, 2001Research
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The Code Book
June 1, 2001Article
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Thoughts on the Fed's Role in the Payments System
May 1, 2001Article
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Thoughts on the Fed's Role in the Payments System
May 1, 2001Article
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Functions Complementary to the Core
April 1, 2001Article
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Interbank Settlement and the Emergence of Central Banks
April 1, 2001Article
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The Role of Damage-Contingent Contracts in Allocating the Risks of Natural Catastrophes
April 1, 1998Research
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Time to Plan and Aggregate Fluctuations
December 1, 1996Research
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SPDAs and GICs: Like Money in the Bank?
July 1, 1992Research
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Real Effects of Monetary Policy in a World Economy
April 1, 1992Research
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Algorithms for Explaining Forecast Revisions
May 1, 1990Research
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Vector Autoregression Evidence on Monetarism: Another Look at the Robustness Debate
April 1, 1990Research
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Periodic Linear-Quadratic Methods for Modeling Seasonality
November 1, 1989Research
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Implementing Bayesian Vector Autoregressions
September 1, 1988Research
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Forecasting and Modeling the U.S. Economy in 1986-88
December 1, 1987Research
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Taking Stock of the Farm Credit System: Riskier for Farm Borrowers
September 1, 1985Research
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Improving Economic Forecasting With Bayesian Vector Autoregression
September 1, 1984Research
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More Growth Ahead for Ninth District States
September 1, 1984Research
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Should Currency Be Priced Like Cars?
April 1, 1984Research
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Expanded Federal Crop Insurance: A Better Way for Taxpayers to Share Farmers' Risks
December 1, 1982Research
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As the Nation's Economy Goes, So Goes Minnesota's
June 1, 1982Research